Cheap Car Insurance in New York 2019

Save hundreds today by comparing quotes from the nation’s top insurance companies

shield No junk mail. Instant results. Always free.

Fast, Free Auto Insurance Quotes

Average New York auto insurance premiums by company

Average annual premium in New York

$1,564

$1,670

$1,679

$1,748

$1,844

$1,851

$1,856

$1,872

$1,899

$1,990

$2,010

$2,060

$2,079

$2,122

$2,139

$2,164

$2,182

$2,251

$2,362

$2,367

$2,373

$2,629

Insurance increase after a speeding ticket

New York drivers who get a speeding ticket end up paying an average insurance increase of 20%, less than the nationwide average increase.

Insurance increase after an accident

New York drivers who cause an accident get an average insurance increase of 22%, less than the national average.

Insurance increase after a DUI

If you're convicted of a DUI in New York, the average premium increase at renewal time is 22%.

$2,153/year

$2,632/year

22%

Average premiums in New York cities

Car owners in Springfield Gardens, a neighborhood in Queens, pay the most for auto insurance among the New York cities we examined.

Average annual premium

$1,932

$2,301

$2,514

$2,247

$1,675

$2,319

$1,590

$2,392

$2,610

$2,524

$2,019

$2,511

$2,402

$2,368

$2,177

$1,587

$2,583

$1,603

$2,563

$2,238

$2,042

$2,502

$2,528

$2,430

$1,542

$2,687

$1,546

$1,552

$1,898

$2,291

$2,165

$2,552

$2,154

$2,282

$2,033

$1,748

$2,531

$2,037

$2,055

$2,557

$2,519

$1,800

$1,495

$2,736

$1,777

$2,508

$2,412

$2,223

$2,817

$2,335

$1,911

$1,694

$1,862

$2,648

$1,842

$2,666

$1,585

$2,297

$2,078

$2,092

$2,285

$2,338

You must show your insurance ID card (or other proof of financial responsibility) in New York when:

Penalties for not having car insurance in New York

Source: Property Casualty Insurers Association of America

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated Aug. 22, 2019

More:

Fast, Free Auto Insurance Quotes

EverQuote is a leading online insurance marketplace in the U.S. We're on a mission to help consumers better protect life's most important assets: their families, property and future. For quality control purposes, your activity on this website may be monitored or recorded by EverQuote or its service providers.

Copyright © 2024 EverQuote, Inc.

Copyright © 2024 EverQuote, Inc.