CTP Insurance

CTP Insurance

Why choose Allianz CTP Insurance?

Dedicated claims team

A leading insurer

Easy registration

Award-winning insurer

CTP insurance in your state

NSW CTP

QLD CTP

SA CTP

What is CTP insurance?

What’s covered under CTP insurance

Cover can vary from state to state, but as a general guide, a CTP policy covers the driver of a vehicle for their liability in a motor vehicle accident including:

In some states, CTP insurance may give some cover to the driver if they’re injured and at fault in a motor vehicle accident. The extent of cover depends on the accident circumstances and the law of the state or territory where the accident happened.

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Frequently asked questions

Customers who use their vehicle as part of a GST registered business can claim back the GST portion of their CTP premium from the Australian Taxation Office when lodging their business activity statements. This is an Input Tax Credit (ITC).

Due to different tax treatments, the cost to the insurer of claims made by customers entitled to ITCs is higher than that for customers who aren’t. For this reason, CTP insurers charge a higher premium to customers registered for GST who are entitled to an ITC.

If you’re registered for GST purposes and can claim the ITC on the premium, you must advise us of this when taking out your policy even if you don't intend to claim the ITC. For more information, contact the Australian Tax Office (ATO) or speak to your taxation advisor.

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Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. 

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered on this website. Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered on this website.