Third Party Car Insurance

Third Party Car Insurance

Why Choose Allianz Car Insurance?

Any driver coverage

Option to pay monthly

24/7 claims service

Is Third Party Property Damage Car Insurance right for you?

We'll cover anyone you give permission to drive your car. Driver and usage exclusions apply1 Provides up to $20 million cover for damage you cause to other people's cars or property, arising out of a single accident and its related events. We'll pay for reasonable legal costs and expenses from court proceedings due to a liability claim ¹ Driver exclusions apply if the driver is unlicensed, is not following the conditions of their license, refuses a drug or alcohol test, is under the influence of drugs or exceeds the legally allowed alcohol limit. Refer to the Comprehensive Car Insurance or Third Party Property Damage Car Insurance PDS for full driver, usage and other policy exclusions as set out in the "What's not covered" section. An additional excess applies to drivers under 25.

¹ Driver exclusions apply if the driver is unlicensed, is not following the conditions of their license, refuses a drug or alcohol test, is under the influence of drugs or exceeds the legally allowed alcohol limit. Refer to the Comprehensive Car Insurance or Third Party Property Damage Car Insurance PDS for full driver, usage and other policy exclusions as set out in the "What's not covered" section. An additional excess applies to drivers under 25.

¹ Driver exclusions apply if the driver is unlicensed, is not following the conditions of their license, refuses a drug or alcohol test, is under the influence of drugs or exceeds the legally allowed alcohol limit. Refer to the Comprehensive Car Insurance or Third Party Property Damage Car Insurance PDS for full driver, usage and other policy exclusions as set out in the "What's not covered" section. An additional excess applies to drivers under 25.

This is not Compulsory Third Party (CTP) insurance. Find out more about CTP Insurance Fire and Theft cover is not included. If you're looking for Car Insurance that provides cover for your own vehicle including fire and theft, you may want to consider our Comprehensive Car Insurance product WHAT'S INCLUDED?

What's the difference between Comprehensive, Third Party Property Damage, and CTP insurance?

Comprehensive Car Insurance

Third Party Property Damage Insurance

Compulsory Third Party (CTP) Insurance

Frequently asked questions

Insuring your car

Each insurance company calculates the cost of car insurance differently. The cost of our Third Party Property Damage Car Insurance is determined by a range of factors, including:

To find out how much your Third Party Property Damage Car Insurance will cost, get a quote online.

Understanding third party property cover

Our Third Party Property Damage Car Insurance covers you for damage you cause to someone else’s cars and property. This includes the cost of the damage and reasonable approved legal costs arising from any court proceedings due to a liability claim.

It does not cover your car for fire, theft or damage from an accident. To cover your car from accidental loss or damage, consider Comprehensive Car Insurance

For more information on Third Party Property Damage Car Insurance, read the PDS, or visit car insurance to learn about the different types of Car Insurance we offer.

You can't register a car in Australia without Compulsory Third Party insurance (CTP), also known as a Green Slip in NSW. CTP covers your liability for injuries you or other drivers of your car cause to other road users through the use of your car.

CTP cover does not cover damage to property. Allianz Third Party Property Damage Insurance provides you with cover for loss or damage you cause to another person’s car or property, while using your car.  Visit CTP Insurance to learn more.

Neither CTP Insurance or Third Party Property Damage Insurance cover damage to your own car.

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Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.