Drive Any Car Insurance

There are plenty of reasons you might need to drive someone else’s car. But while many policies include third party cover, this often leaves you liable for the full cost of any damage caused in the event of an accident. Our drive any car insurance extends your cover to include accidental damage cover on the vehicle you’re driving, just like a fully comprehensive policy.

Get comprehensive insurance for every car

In an emergency where you need to use someone else’s car, the last thing on your mind is car insurance. But in reality, most policies only cover your own vehicle and if you are insured to drive other cars, it’s probably third-party-only cover. Driving your friend’s car could put you at risk of costly repairs and points on your licence if you get in an accident or stopped by authorities.

To avoid all this, we’ve got a solution for you: drive any car insurance, otherwise known as drive other car insurance or DOC cover. So long as you have the ability to drive any car on your insurance, our insurance increases your cover on other people’s vehicles to include accidental damage, just like a fully comprehensive policy. That’s peace of mind even in an emergency.

Am I insured to drive any car?

No two car insurance policies are the same, so it’s best to read the fine print on your certificate of insurance. While comprehensive insurance used to include the benefit of driving other vehicles as standard, this is becoming less common.

But in an emergency, you probably won’t have time to reach for your insurance certificate, which is why you should always try to check before an emergency arises. If you’re already an Adrian Flux customer, just call on 0344 381 6502 to find out how you’re protected.

Get a Drive Any Car Insurance Quote

Drive any car insurance for under 25s

If you’re under 25, you might struggle to get drive any car insurance as many insurers are now removing the DOC extension from policies because of alleged misuse. Even if you’re finding it difficult to get cover, don’t worry; we may be able to help.

We do have policies that can offer drive any car insurance to under 25s, so if this is something you’re looking to have as part of your policy, give us a call.

What does Adrian Flux’s insurance cover?

If you were to crash a friend’s car worth £10,000 with a standard car insurance policy, chances are you might be liable for the full £10,000 to repair or replace your friend’s vehicle. But with our policy, the accidental damage caused to the friend’s car would be covered.

Our drive any car insurance uses a unique scheme. It protects the car you’re driving to provide peace of mind for yourself and the vehicle owner. The insurance to drive any car policy covers any damage caused to the car you’re borrowing, making it a great add-on to your own insurance policy.

Extra Benefits

Agreed Value

Breakdown

Keycare

Personal Accident

Get a Drive Any Car Insurance Quote

How do I use this drive any car policy?

Once added to your car insurance, you’re free to drive any car you want; there’s no need to notify us and add each separate car to your policy. Your policy covers up to £20,000 so this covers a wide range of vehicles. Even better, there are no complicated forms to complete when you’re taking out a DOC insurance policy.

Please note that you will have to have a pre-existing policy in place through us to be eligible for this cover. Alternatively, you can add the cover when you’re taking out a new policy with us.

So whether you need to borrow a friend’s car for a house move or your parent’s to drive them to the airport, we’ve got you covered.

Fully comprehensive insurance on any car

Fed up of confusing comparison sites or call centre staff who read from a script? Our staff are insurance experts on hand to answer your questions and help get you a great deal on your insurance to drive any car.

To find out more information about how you can get drive other car (DOC) insurance, call us today for a quote. Alternatively, complete the callback form and we will call you back at a time that suits you.

FAQ’s

Can I drive any car with comprehensive insurance?

Not necessarily; it’s best to check with your insurer about this as each policy is different. We offer a drive any car policy extension. If you have a policy with us that already includes the benefit of driving other cars, this extra benefit increases the cover from third party only to also include cover for any damage to the vehicle you are driving. This essentially works like fully comprehensive cover.

Can I drive any car if my policy is third party or third party, fire and theft?

Most third-party insurance policies will not offer drive any car cover. Make sure to check your policy before driving your friend’s car – without the right cover in place, you could actually be prosecuted for driving without insurance.

To find out more information about how you can get insurance to drive any car, call us today on , or complete a callback form and we will call you, free of charge.

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

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Related insurance policies

Breakdown Cover

Car Insurance

Agreed Value

Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.

A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.

Breakdown

Get comprehensive breakdown cover from just £65.00 a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.

With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.

Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add Keycare to your policy, speak to a member of our team today.

Personal Accident

Personal accident cover, also sometimes referred to as auto extra cover, can be hard to find, and while you may believe your insurance covers you for all injuries, this is not the case. 

While nobody likes to think of the possibility of being seriously injured in an accident, unfortunately it can happen. Adrian Flux can offer you personal accident cover, if you are unfortunate enough to suffer a bodily injury in the event of an incident and you can’t claim compensation from another party. 

We will pay you an amount to help you financially following an injury the sum insured for any of the following: accidental death, total and permanent loss of sight in one or both eyes, loss of a limb or permanent disability. The policy will cover you for up to £100,000 for any one accident causing bodily injury, in line with warranties and conditions.