Cheap Car Insurance in Indiana

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Average Indiana car insurance premiums by company

Average annual premiums

$1,232

$1,385

$1,395

$1,410

$1,453

$1,468

$1,474

$1,476

$1,501

$1,503

$1,512

$1,523

$1,547

$1,549

$1,580

$1,586

$1,649

Insurance increase after a speeding ticket

Indiana drivers who got a speeding ticket see an average insurance increase of 23%, lower than the national average increase.

Insurance increase after an accident

Indiana drivers who caused an accident got an average insurance increase of 31%, lower than the national average increase.

Average premiums in Indiana cities

Average annual premium

$1,465

$1,516

$1,330

$1,437

$1,605

$1,466

$1,699

$1,447

$1,482

$1,545

$1,529

$1,505

$1,388

$1,505

$1,343

$1,397

$1,437

$1,431

$1,505

$1,328

$1,510

Penalties for not having car insurance in Indiana

Source: Property Casualty Insurers Association of America

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated Aug. 23, 2019

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