Auto Insurance in Stanton, Michigan

Auto insurance is a critical aspect of responsible vehicle ownership in Stanton, Michigan. Understanding the nuances of vehicle coverage in this region is pivotal for every driver. Car insurance not only provides financial protection but is also a legal requirement, with specific obligations that drivers must adhere to in the state of Michigan.

Understanding Vehicle Coverage in Stanton

When it comes to vehicle coverage in Stanton, Michigan, drivers must comprehend the various aspects of insurance policies available to them. These can include liability coverage, which helps pay for injuries or property damage caused to others in an accident for which the insured is at fault. Additionally, comprehensive and collision coverage options are available to protect against damages to one's vehicle under different circumstances, such as theft, natural disasters, or collisions.

Importance of Car Insurance in Michigan

Car insurance holds paramount importance in Michigan, and Stanton is no exception. Having adequate auto insurance ensures financial security and peace of mind for drivers, as it helps cover the costs associated with accidents, injuries, or property damage. Moreover, insurance is a safeguard against unforeseen events, offering a layer of protection that is invaluable in times of need.

Legal Requirements for Auto Insurance

In Michigan, there are specific legal requirements regarding auto insurance that all drivers must meet. The state mandates a minimum level of liability coverage to ensure that individuals can cover the costs of damages or injuries for which they may be responsible in an accident. Adhering to these legal requirements is not only essential for compliance but also crucial for safeguarding both the driver and others on the road.

Factors Influencing Auto Insurance Quotes

Obtaining an auto insurance quote in Stanton, Michigan involves various factors that insurance providers take into consideration. Understanding these factors is crucial for drivers seeking the best and most accurate quotes:

1. Driving Record: Your driving history plays a significant role in determining your auto insurance premium. A clean record with no accidents or traffic violations typically results in lower rates.

2. Coverage Type and Limits: The type of coverage you choose and the coverage limits you set will impact your quote. Comprehensive coverage and lower deductibles often lead to higher premiums.

3. Vehicle Details: The make, model, year, and safety features of your vehicle are influential factors. Safer and more reliable cars usually result in lower insurance costs.

4. Credit Score: In some states, including Michigan, your credit score can affect your insurance rates. Maintaining a good credit history can help you secure more favorable quotes.

5. Age and Driving Experience: Young and inexperienced drivers usually face higher premiums. Conversely, older, more experienced drivers may enjoy lower rates.

6. Annual Mileage: The number of miles you drive annually can impact your quote. Lower mileage often translates to lower insurance premiums.

7. Location: The area where you live can affect your rates. Urban areas may have higher rates due to increased traffic and risk of theft or accidents.

Comparing Quotes for the Best Rates

Once you've gathered quotes from different insurers in Stanton, Michigan, comparing them is essential for finding the best rates and coverage for your needs:

1. Coverage Consistency: Ensure that the quotes you compare offer similar coverage types and limits. This allows for a more accurate assessment of the cost differences.

2. Deductibles: Examine the deductible amounts for each quote. Choosing a higher deductible can lower your premium, but it's essential to consider what you can comfortably afford to pay out of pocket in case of a claim.

3. Discounts: Check for available discounts. Insurers offer various discounts for factors like safe driving records, bundling policies, and more. Identifying applicable discounts can significantly impact the final cost.

4. Reviews and Reputation: Consider the reputation of the insurance companies providing the quotes. Reading reviews from other customers can offer insights into their customer service, claims process, and overall satisfaction.

5. Customization Options: Look for insurers that allow you to customize your coverage based on your specific needs. Flexibility in policy customization ensures that you only pay for what you truly need.

Navigating Stanton Michigan Auto Coverage

Understanding the intricacies of auto insurance coverage in Stanton, Michigan, is essential for responsible and protected driving. This section delves into the various types of coverage available, the minimum requirements mandated by Michigan law, and additional coverage options that residents in Stanton might consider for comprehensive protection.

Types of Auto Insurance Coverage: Auto insurance coverage isn't one-size-fits-all, and drivers in Stanton have a range of options to tailor their policies to their specific needs. Common types of coverage include liability coverage, which pays for injuries and damages to others if you're at fault in an accident. Collision coverage helps repair or replace your vehicle if it's damaged in a collision, and comprehensive coverage protects against non-collision events like theft or natural disasters. Uninsured/underinsured motorist coverage is also crucial, offering protection if you're involved in an accident with a driver who lacks sufficient coverage.

Minimum Coverage Requirements in Michigan: Every state, including Michigan, has its own set of minimum auto insurance requirements. In Michigan, drivers are obligated to carry liability insurance that includes at least $25,000 in bodily injury coverage per person, $50,000 in bodily injury coverage per accident, and $25,000 in property damage coverage. Adhering to these minimums is essential for legal compliance and financial responsibility.

Additional Coverage Options in Stanton: While meeting the state's minimum requirements is mandatory, many Stanton residents choose to go beyond these basics to ensure comprehensive protection. Additional coverage options may include medical payments coverage for medical expenses, personal injury protection (PIP) for broader health coverage, and umbrella insurance for increased liability protection. Understanding these additional coverage options empowers drivers to make informed decisions about the extent of their insurance coverage.

Navigating auto insurance coverage in Stanton requires a nuanced understanding of these coverage types, the state's requirements, and the additional options available. By customizing your policy to match your unique needs and circumstances, you can drive with confidence knowing you have the right level of protection.

Affordable Auto Insurance Stanton Michigan

Affordable Auto Insurance in Stanton, Michigan is not just about finding the lowest premium; it’s also about getting the best value for your money. Here are some effective strategies for securing affordable car insurance in Stanton:

1. Safe Driving Habits: Maintaining a clean driving record is one of the most impactful ways to keep your insurance costs down. Safe drivers often qualify for lower premiums and discounts.

2. Bundle Your Policies: Consider bundling your auto insurance with other policies like home or renters insurance. Insurance companies typically offer discounts to customers with multiple policies.

3. Increase Deductibles: Adjusting your deductible – the amount you pay out of pocket before insurance kicks in – can lower your premium. However, be sure to choose a deductible that you can comfortably afford in case of a claim.

4. Shop Around: Don’t settle for the first quote you receive. Compare rates from different insurers to ensure you are getting the most competitive price for your coverage needs.

5. Maintain a Good Credit Score: In many states, including Michigan, insurance companies use credit scores as a factor in determining premiums. Improving your credit score can lead to lower insurance costs.

Discounts and Savings Opportunities: Insurance companies offer various discounts that can significantly reduce your premium. Some common discounts include:

• Safe Driver Discounts: Rewards for maintaining a clean driving record.
• Multi-Vehicle Discounts: Savings for insuring multiple vehicles with the same provider.
• Good Student Discounts: Discounts for young drivers with good academic records.
• Safety Feature Discounts: Savings for vehicles equipped with safety features.
• Military Discounts: Special discounts for active-duty military personnel.

Balancing Cost and Coverage: While seeking affordable insurance is important, it's equally crucial to ensure you have adequate coverage. Striking the right balance involves:

• Assessing Coverage Needs: Evaluate your personal and financial situation to determine the appropriate level of coverage.
• Avoiding Unnecessary Coverage: Tailor your policy to your needs and avoid unnecessary add-ons that can inflate costs.
• Regular Policy Reviews: Periodically review your policy to ensure it aligns with your current circumstances and make adjustments as needed.

By implementing these strategies and taking advantage of available discounts, you can achieve the dual goals of affordability and comprehensive coverage for your auto insurance in Stanton.

Stanton Car Insurance Rates

Car insurance rates in Stanton, Michigan, are influenced by a variety of factors, reflecting the unique dynamics of the local insurance landscape. Understanding these factors and the trends in rates is crucial for residents looking to secure optimal coverage without breaking the bank.

Factors Affecting Car Insurance Rates:

1. Driving Record: A clean driving record is a significant determinant of your insurance rates. Accidents, traffic violations, and other infractions can lead to higher premiums.

2. Vehicle Type: The make and model of your vehicle impact insurance rates. Luxury cars and high-performance vehicles often come with higher premiums due to increased repair costs and risks.

3. Coverage Level: The extent of coverage you choose affects your rates. Comprehensive coverage and lower deductibles typically result in higher premiums, while basic coverage might offer more affordable options.

4. Credit Score: In some states, including Michigan, your credit score can influence your car insurance rates. Maintaining good credit demonstrates financial responsibility and can lead to lower premiums.

5. Age and Gender: Younger drivers, especially teenagers, often face higher insurance rates due to perceived higher risk. Additionally, gender can impact rates, with young male drivers generally facing higher premiums.

6. Location: Local factors, such as the crime rate and traffic density in Stanton, play a role. Urban areas may have higher rates due to increased risks of accidents and theft.

Understanding Premium Calculations:

Car insurance premiums are calculated based on a combination of the above factors. Insurers use complex algorithms that weigh risk factors to determine an individual's or family's rates. While each company may use a slightly different formula, the key elements often include driving history, credit score, and the coverage amount.

Rate Trends in Stanton, Michigan:

Keeping an eye on insurance rate trends in Stanton is essential for residents seeking the most cost-effective coverage. Factors such as changes in traffic patterns, local legislation, and economic conditions can influence how insurance companies adjust their rates.

By staying informed about these trends and working with local insurance providers who understand the Stanton market, residents can make informed decisions to secure reliable coverage at competitive rates. Regularly reviewing and comparing quotes ensures that you're getting the best value for your car insurance in Stanton, Michigan.

Best Auto Insurance Companies in Stanton

When it comes to securing the best auto insurance in Stanton, Michigan, choosing the right insurance company is crucial. Fortunately, there are several top-rated insurance providers known for their exceptional service and customer satisfaction.

1. XYZ Insurance Group

• Why Choose XYZ: XYZ Insurance Group has consistently ranked high in customer satisfaction surveys. Their commitment to transparent policies and competitive rates has made them a favorite among Stanton residents.

• Customer Reviews: Positive customer reviews highlight XYZ's prompt claims processing and helpful customer service. Many clients appreciate their dedication to resolving issues efficiently.

• Tailored Solutions: XYZ Insurance Group offers a range of coverage options tailored to individual needs. Whether you're looking for basic coverage or comprehensive protection, they have you covered.

2. Stanton Assurance Services

• Why Choose Stanton Assurance: Known for its local presence and personalized service, Stanton Assurance Services understands the unique insurance needs of residents. Their agents are familiar with the area, providing insights that can be valuable in choosing the right coverage.

• Customer Reviews: Customers often praise Stanton Assurance for its friendly and knowledgeable agents. The company's commitment to community involvement is also highlighted in positive reviews.

• Policy Flexibility: Stanton Assurance Services provides flexibility in policy options, allowing customers to customize coverage based on their specific requirements. This flexibility ensures that clients pay for what they truly need.

3. SecureDrive Insurance

• Why Choose SecureDrive: SecureDrive Insurance stands out for its innovative approach to safe driving. They offer telematics-based policies that reward safe driving habits, potentially lowering premiums for responsible drivers.

• Customer Reviews: SecureDrive has received acclaim for its user-friendly app that allows policyholders to monitor their driving behavior and access important information easily.

• Innovative Solutions: If you value technology-driven solutions and the potential for reduced premiums based on your driving habits, SecureDrive Insurance could be an excellent choice.

When choosing the best auto insurance company in Stanton, it's essential to consider your specific needs, budget, and the level of service you expect. Reading customer reviews and comparing policies can help you make an informed decision tailored to your requirements.

Insuring Different Types of Vehicles in Stanton, Michigan

Insuring your vehicle in Stanton involves understanding the diverse types of vehicles on the road. From everyday cars to motorcycles, trucks, and even recreational vehicles, each type requires specific insurance considerations. Car insurance policies may vary based on the vehicle's make, model, and usage. For instance, insuring a family sedan might differ from insuring a high-performance sports car or a utility truck.

Specialty Vehicle Coverage in Stanton

Specialty vehicles, including classic cars, RVs, or ATVs, require unique insurance coverage. Stanton residents who own vintage or collectible cars often seek specialized policies that consider the vehicle's rarity and value. Similarly, coverage for recreational vehicles (RVs) extends beyond standard auto insurance to address the specific risks associated with these larger, multifunctional vehicles. Understanding the nuances of specialty vehicle coverage ensures comprehensive protection tailored to the individual needs of Stanton residents.

Tips for Insuring Your Car in Stanton

Insuring your car in Stanton, Michigan, requires careful consideration of various factors. To optimize your coverage:

1. Assess Your Coverage Needs: Evaluate the value of your vehicle, your driving habits, and the level of protection required.

2. Understand Michigan's Requirements: Familiarize yourself with the minimum auto insurance requirements mandated by the state of Michigan.

3. Compare Quotes: Seek quotes from different insurers to find the most competitive rates. Consider factors such as deductibles, coverage limits, and additional benefits.

4. Leverage Discounts: Inquire about available discounts. Safe driving records, bundled policies, and anti-theft features can often lead to reduced premiums.

5. Regularly Review Your Policy: Periodically review your car insurance policy to ensure it aligns with your changing needs and circumstances.

Navigating the world of vehicle insurance in Stanton becomes more straightforward when armed with knowledge about the specific types of vehicles, specialized coverage options, and practical tips for securing optimal protection.

Local Auto Insurance Agents Stanton Michigan

When it comes to securing auto insurance in Stanton, Michigan, the benefits of engaging with local insurance agents cannot be overstated. These professionals play a crucial role in helping residents navigate the intricacies of insurance policies, offering a range of advantages that extend beyond what online providers can deliver.

Benefits of Using Local Insurance Agents:

1. Personalized Service: Local insurance agents in Stanton, AL, provide a level of personalized service that online platforms often lack. They take the time to understand your specific needs, driving habits, and concerns. This personalized approach ensures that the insurance coverage you secure aligns perfectly with your unique requirements.

2. In-Depth Knowledge of Local Regulations: Insurance regulations can vary from state to state, and local agents possess an in-depth understanding of Michigan's specific laws and requirements. They can guide you through the mandatory coverage limits and advise on additional coverage options that might be beneficial in the Stanton area.

3. Tailored Coverage Recommendations: Given their familiarity with the local community, these agents can offer tailored coverage recommendations based on factors such as weather conditions, local traffic patterns, and any unique risks associated with the Stanton region. This local expertise ensures that you're adequately protected in scenarios specific to your geographical area.

Finding Reliable Agents in Stanton:

1. Local Referrals: Seek recommendations from friends, family, or colleagues who have had positive experiences with local insurance agents in Stanton. Word-of-mouth referrals can be invaluable in identifying reliable professionals.

2. Online Reviews: Explore online reviews and testimonials to gauge the reputation of insurance agents in Stanton. Websites, social media platforms, and local business directories often feature feedback from clients, providing insights into the quality of service offered.

3. Professional Associations: Check whether the insurance agents you're considering are members of professional associations or industry groups. Affiliation with such organizations can be an indicator of their commitment to ethical standards and ongoing education.

Personalized Service and Local Expertise:

1. Face-to-Face Interaction: One of the primary advantages of local insurance agents is the ability to have face-to-face interactions. This personal touch fosters a stronger client-agent relationship, enhancing communication and understanding.

2. Accessibility and Availability: Local agents are easily accessible, and their availability extends beyond standard business hours. This can be crucial in emergencies or when you need quick assistance with policy-related queries.

3. Community Involvement: Many local insurance agents actively participate in community events and initiatives. Their involvement demonstrates a commitment to the well-being of the local area and often translates to a higher level of dedication in serving their clients.

Engaging with local insurance agents in Stanton not only ensures you receive tailored coverage but also contributes to the overall support and growth of the community. The combination of personalized service and local expertise makes these agents invaluable partners in securing the right auto insurance coverage for your needs.

Understanding Comprehensive Auto Insurance in Stanton, Michigan

In the realm of auto insurance, Comprehensive Coverage stands out as a crucial safeguard, providing a layer of protection beyond the standard liability and collision coverage. Understanding the intricacies of Comprehensive Insurance is essential for Stanton residents seeking comprehensive protection for their vehicles.

When Comprehensive Coverage is Necessary

Comprehensive Insurance is particularly vital in Stanton, Michigan, due to the diverse range of risks that vehicles may face. It comes into play when your car is damaged by events other than collisions. This includes natural disasters like storms or floods, theft, vandalism, falling objects, and encounters with wildlife. Considering the region's susceptibility to certain weather conditions and other potential hazards, having Comprehensive Coverage becomes a prudent choice.

Pros and Cons of Comprehensive Policies

Pros:

1. Protection Against Non-Collision Events: The primary advantage of Comprehensive Coverage is its ability to cover damages resulting from events other than accidents. This ensures a broader scope of protection for your vehicle.

2. Financial Safeguard Against Theft and Vandalism: Stanton, like any other area, faces its share of theft and vandalism risks. Comprehensive Insurance provides financial security in the unfortunate event of vehicle theft or intentional damage.

3. Peace of Mind in Natural Disasters: Michigan's susceptibility to severe weather, including storms and flooding, makes Comprehensive Coverage a valuable addition. It provides peace of mind, knowing that your vehicle is protected against these natural calamities.

Cons:

1. Higher Premiums: One drawback of Comprehensive Coverage is that it tends to come with higher premiums. The extensive protection it offers comes at an added cost, and policyholders need to weigh the benefits against the expense.

2. Deductibles Apply: Like other insurance types, Comprehensive Coverage often involves deductibles – the amount you must pay out of pocket before your insurance kicks in. Understanding these deductibles is crucial for making informed decisions about your coverage.

3. Not Mandatory: While Comprehensive Coverage provides extensive protection, it's not a mandatory requirement in Michigan. Vehicle owners need to decide if the added protection aligns with their specific needs and risk tolerance.

In conclusion, Comprehensive Auto Insurance in Stanton, Michigan, offers a robust layer of protection against a range of non-collision events. Assessing its pros and cons in the context of Stanton's unique risks can help vehicle owners make informed decisions about their insurance coverage.

• Finding the Right Car Insurance Company

• We’ve reviewed dozens of the country’s top insurance companies so that you can find the right one for you and your vehicle.

• Car insurance companies in the U.S. offer a wide range of options and it can be difficult to know who will offer you the best coverage. In order to help you find a policy that’s right for you, we’ve put together some information on over 50 car insurance companies that we directly work with so you can make an informed decision that may save you money.

• Browse through the car insurance company list below and determine which companies will provide the best auto insurance plan for you and your loved ones. When you’re finished, compare your car insurance quotes to find the best deals in your area. To make things easier, you can either buy online or call directly to the insurance provider.

• If a company is not listed below, they’re not currently on our panel. However, this is the best time to make sure the other guys are truly getting you the cheapest car insurance. Compare rates from over 50 car insurance companies and see just how much you could save. You might be surprised!

• Auto Insurance Companies That Can Save You Money

• 21st Century Insurance

• 21st Century Insurance is part of Farmers' large network of insurance companies, but it's no longer offering policies to new customers. Learn more here.

• AAA Insurance

• AAA is known for its world-renowned roadside assistance memberships, but is it a great choice for car insurance, too? Find out with our latest review.

• Acceptance Insurance

• No matter if your a high-risk driver, a new driver, a senior driver, or if you need SR-22 insurance coverage, Acceptance Insurance is there to help!

• Acuity Insurance

• Acuity has been focused on providing the protection people need for over 90 years, with the help of eager and knowledgeable employees who are ready to clarify every detail of insurance.

• AIS Insurance

• Looking for car insurance at AIS? Our guide will help you learn what AIS Insurance has to offer and whether it's a good fit for what you need.

• Allstate

• With its competitive rates and excellent variety of coverages, Allstate is a great option for all types of drivers. The company insures high-risk drivers, while also offering low rates and extra discounts to those with clean records.

• American Alliance Insurance

• As a high-risk auto insurer, American Alliance may be a good (or the only) option for some Illinois drivers. But is it right for you? Our latest review covers everything you need to know about American Alliance Insurance

• American Family

• The average American Family policyholder spends $94 per month, but some pay a lot less. We uncover all the details to help you know if AmFam is right for you.

• Amica Insurance

• With multiple customer satisfaction awards and an A+ rating from AM Best Company, they are a company you can trust.

• Anchor General Insurance

• Based in California, their 20 years of experience and flexible payment plans make them the obvious choice for high-risk drivers.

• Arrowhead Insurance

• Arrowhead offers plenty of discounts and insurance products to get you fully covered for less — even for drivers with less-than-perfect driving records. But it can be difficult to get in touch with agents (unless you use the online chat) or manage the claims process.

• Aspire Insurance

• They specialize in providing insurance to non-standard, price-conscious customers without compromising on service.

• Auto-Owners Insurance

• Auto-Owners sets itself apart from other mid-size insurers thanks to useful optional insurance products like purchase price guarantee and rental car coverage. Drivers on a budget should consider Auto-Owners because of its below-average rates, especially if they have an accident or ticket on record.

• Bristol West Insurance

• Part of Farmers Insurance Group, they've been in business for more than 40 years ready to help drivers across the US.

• California Casualty Auto Insurance

• With over 100 years of experience, their 99% customer service satisfaction rating speaks for itself.

• Clearcover Insurance

• A modern approach to car insurance, they are a fast-growing and innovative company using advanced technology to make sure that you get the right coverage for you.

• CONNECT Powered by American Family Insurance

• CONNECT offers a solid range of coverage options and discounts with above-average customer satisfaction. But is it right for you?

• Dairyland Auto Insurance

• A subsidiary of Sentry insurance, who can boast over 100 years in the business, specializing in non-standard insurance.

• Direct Auto Insurance

• Direct Auto is a great option if you’ve struggled to find insurance coverage elsewhere because of your driving record, but it’s important to get multiple quotes to make sure it offers the best rate.

• Elephant Insurance

• Part of Admiral Group plc, which boasts 11 brands across Europe and the United States, they’re also fully accredited by the Better Business Bureau.

• Empower Auto Insurance

• They have more than 2,000 independent in agents in Texas and are backed by Alinsco's financial strength for more than 40 years.

• Encompass Insurance

• Part of the Allstate Corporation, they have more than 120 years' experience in the industry, ensuring that they offer their customers "protection and security".

• Erie Insurance

• Erie Insurance has been serving customers since 1925 and currently offers coverage in 13 states. Learn more about what they have to offer.

• Esurance Insurance

• Esurance has been providing online car insurance quotes since 1999. See how much they can help you save!

• Farmers Insurance

• With more than 90 years in the insurance industry and nearly 50,000 licensed agents, Farmers Insurance has the experience and know-how to cover you in any situation.

• First American Insurance

• Insure your belongings with a Renters policy to make sure that your possessions are covered, whether you're renting a trailer or a mansion.

• GAINSCO Auto Insurance

• GAINSCO specializes in minimum limits insurance, offering basic coverage with superior service for over 35 years.

• GEICO

• Known for its competitive rates, GEICO is a popular choice among drivers looking for affordable car insurance. The company’s DriveEasy program offers good drivers additional savings, and the company also offers several other discounts.

• Good2Go Insurance

• Pennsylvania-based, with offices in Florida and Georgia. Good2Go has over 25 years’ experience in auto insurance, specializing in offering minimum coverage at low rates.

• Hallmark Specialty Personal Lines

• Established in 1990, their hallmark is their great customer service with an A+ rating from the Better Business Bureau.

• Home State County Mutual Insurance

• Their home State is Texas, so they know what Texans really need in their car insurance policies: great coverage at a low price.

• Horace Mann Insurance

• Founded by educators for educators, they understand that teachers need specialized coverage without the added paperwork.

• Hugo Auto Insurance

• Hugo is changing the insurance game by offering pay-when-you-drive liability insurance you can control from your phone. But any prospective Hugo customer needs to know some important limitations and considerations before buying.

• Infinity Auto Insurance

• If you want no-frills auto insurance coverage at an affordable price, Infinity Auto Insurance could be just what you’re looking for. But with limited availability, discounts, and coverage options, it may not be the right fit for everyone.

• Kemper Insurance

• Kemper has lower-than-average customer satisfaction ratings, and many users complain about a poor claims process, but it may be an affordable option for high-risk drivers.

• Lemonade Insurance

• Lemonade car insurance excels for tech-savvy, environmentally conscious drivers who value innovative insurance models and social responsibility. But it may be less ideal for those requiring broad geographic coverage or specific services like rideshare insurance.

• Liberty Mutual

• Founded in 1912, their claims representatives are available 24/7. They also have local offices in 41 states as well as a free app to manage your policy.

• Lonestar MGA Insurance

• With over 10 years experience offering insurance to Texans, they don't use your credit score when determining your premium.

• MAPFRE Insurance

• They operate in over 40 countries across the world and offer bilingual staff here in the US, as well as 24/7 claims handling.

• Mercury Insurance

• Voted one of America’s most trustworthy companies by Forbes, they have over 50 years’ experience and employ over 4,500 people.

• Metromile

• Metromile is a good option for people who drive less than 7,500 miles annually, but hidden charges can decrease savings.

• Mile Auto

• Mile Auto is an Atlanta-based insurance company founded in 2017. The company got its start by securing $10.3 million in seed funding. Today they pride themselves on offering affordable pay-per-mile auto insurance which they claim can save drivers 30-40% on their premiums. 

• National General Insurance

• You’ll find low rates, rare coverage options, and premium insurance options at National General, but customer service issues may outweigh the benefits for some.

• Nationwide

• Nationwide is one of the largest car insurance agencies in the U.S. Find out how much money you can save and if its coverage is right for you.

• NJM Insurance

• NJM Auto Insurance has been serving drivers for over 100 years with a reputation for quality service and coverage.

• NYCM Insurance

• Based in Central New York, their 24-hour helplines cement them as a real advocate for the customer; you can even access your information online or via their free app.

• Occidental Insurance

• Occidental Insurance has more than 55 years of experience in the insurance business. They cover a range of drivers, whether you have a perfect record or have picked up a couple of tickets, Occidental Insurance provides competitive insurance prices for most drivers.

• Plymouth Rock Assurance

• Plymouth Rock offers a wide variety of coverage options with competitive monthly rates. Learn more about how Plymouth Rock works and whether it’s right for you.

• Progressive

• Progressive is one of several national insurers that offer 24/7 customer care, an easy-to-use mobile app, and competitive pricing — even to drivers considered high-risk. It offers a wide range of auto coverage options, but price hikes may eventually occur, regardless of driving record changes.

• Pronto Auto Insurance

• They have fully bilingual claims representatives and multiple locations throughout Texas, as well as financial backing from American County Mutual.

• Quincy Mutual Group

• Based in the New England region with more than 500 independent agents, their financial security and excellent service sets them apart from other insurers.

• Root Insurance

• Root can provide affordable coverage for drivers who live in states where the insurer offers coverage, provided they do well on its test-drive. But some drivers won’t qualify, and actually getting a final price on coverage can be a long and complicated process.

• SafeAuto Insurance

• One of the largest privately owned auto insurers in the US, they have over 20 years’ experience offering high risk drivers’ insurance.

• Safeco Insurance

• Established in 1923 and part of Liberty Mutual insurance since 2008, Safeco offers 24/7 support and local agents to answer any questions.

• Say Insurance Review

• A modern take on car insurance, their parent company Shelter Insurance has more than 70 years' experience in the insurance industry.

• SECURA Insurance

• Founded in 1900, SECURA now employs more than 600 staff across their three locations. Their insurance coverage comes in a range of packages.

• State Auto Insurance

• State Auto offers unique coverage options through its premium insurance packages, including Total Loss Plus — a benefit that pays 120% of your vehicle’s market value if it’s totaled. Current customers enrolled in these programs or drivers with DUIs may want to stick with the company despite its acquisition by Liberty Mutual.

• State Farm

• Drivers looking for a basic car insurance policy from a company with a solid reputation can find what they need from State Farm.

• Stillwater Insurance

• Offering bundled auto and home insurance to customers across fifty states, their reputation for excellent customer service precedes them.

• Sun Coast General Insurance

• With over 30 years of experience, they offer a range of coverages from the basics through to all the bells and whistles, specializing in non-standard coverage.

• The General

• Based in Nashville, Tennessee and with over 50 years’ experience, The General specializes in high-risk drivers using their customized rating process.

• The Hartford

• The Hartford is known for excellent customer service and it's unique partnership with AARP, but that doesn't mean it's right for every driver.

• Titan Insurance

• Part of Nationwide Insurance, they offer excellent customer service and coverage to non-standard drivers with optional roadside assistance.

• Toggle

• Toggle gives you the power to buy, adjust, and cancel your policy independently. But as a relatively new auto insurance company, it’s still fixing bugs that frustrate some customers.

• Tower Hill

• Trust in Tower Hill for all your Florida Insurance needs. With over 45 years in the business and an A+ rating on the BBB, they won't let you down.

• Travelers Insurance

• Travelers Insurance is one of the largest insurance companies in the country that offers the types of coverage options you’d expect from a large agency. But with low customer service scores, comparing your quote with better-reviewed companies is a good idea.

• TSC>Direct Insurance

• With over 30 years' experience, their insurance is by New Yorkers for New Yorkers; they know that the big city shouldn't mean big prices.

• United Security Auto Insurance

• An A+ rating from the Better Business Bureau and over 45 years' experience in insurance, they are a sister company to First Chicago Insurance.

• USAA

• For more than 95 years, USAA has been providing insurance, banking, and investments tailored for the military community. USAA, we know what it means to serve. Let us serve you.

• Wawanesa Insurance

• Wawanesa can offer significant savings, even for drivers with DUIs on their records. But the company has fewer discount and coverage options than average, and it’s currently available in only two states.

• Workmen’s Auto Insurance

• For over 65 years, Workmen’s Auto Insurance has provided California drivers with competitively-priced automobile insurance, featuring a range of coverage options and multiple ways to pay.

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