Missouri Boat Insurance

Find the right boat insurance policy for you.

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.

Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

Whether you prefer paddling down a scenic stream in your kayak, towing water skiers on a lake with your motorboat or taking a river cruise in your yacht, you may want to consider securing your investment with a good boat insurance policy. But before you buy a policy, speak with a reliable Missouri insurance agent who can get you options and quotes from a variety of insurance companies and help you select the policy that's right for you.

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Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

If you have financed the purchase of your boat, your lender may require you to carry insurance for the duration of your loan. Once you own the boat outright, however, insurance coverage is optional. You may feel that because the law does not require boat insurance, it is not very important, but that is not the case.

If you are responsible for in an accident while out on the water, you may find yourself liable for unmanageable expenses. And if your vessel sustains damage in the accident, you may find yourself facing very costly repairs. Your homeowners insurance may provide some measure of coverage, but it is usually quite limited. So, you may still have some financial responsibility. Only a comprehensive boat insurance policy can fully protect your finances and the investment you have made in your boat.

In Missouri, a basic boat insurance policy will provide you with liability coverage in the event that you are responsible for a boating accident that results in property damage or injuries to a third party. This coverage will include any related court costs and legal fees if you find yourself in need of legal defense.

Your provider may automatically include other coverage options as part of a basic policy. Otherwise, you will have to purchase them separately as part of your policy. These options include the following:

The cost of a boat insurance policy can vary significantly from person to person. Rates depend on several factors including, but not limited to, the following:

You may qualify for discounts on your policy for several reasons, such as being a homeowner, holding multiple policies with the same insurer or renewing a claims-free policy. Be sure to ask about discounts when requesting an insurance quote.

Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

Comparison-shopping for the right boat insurance policy can be time-consuming. You will need to provide each insurance company with your personal details as well as information about your boat, where and how you will be using and storing it and how much coverage you wish to purchase. Working with an independent agent in the Trusted Choice® network can simplify this process as you will only have to provide your information once, and then your agent can do the comparison-shopping for you.

Trusted Choice agents are available to answer any questions you may have about boat insurance coverage and can assist you with all your insurance-related needs. Contact one of the many Trusted Choice agents in Missouri to learn more and to start comparing boat insurance quotes.

Everything went well with my experience with Trusted Choice. I was able to make contact with one of the agents. It was great and I had no problems. I’m very satisfied.

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