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Boat insurance

Protect the life you love, on the water and off. With Hanover watercraft coverage and the help of your independent insurance agent, we can help make insuring your boat smooth sailing.

Our watercraft coverage provides protection for boats between $3,000-$500,000 in value. The Hanover covers boats (up to 43’), sailboats (up to 51’) and personal watercrafts.

Combine your coverage

High-value coverage

We offer coverage for high-value boats as a complement to our Prestige offering. With the choice to select the coverages and limits that suit your boating lifestyle, you can leave the stress of insurance aside and focus on making summer memories.

Learn more about Prestige

We’re committed to providing our customers with the auto, home and additional personal insurance coverage they need to protect what matters to them most.

That's why we’ve made it easy to get the protection you need in one convenient bundled package with The Hanover Platinum Experience. This home and auto insurance package is designed to give you a wide range of exceptional coverage protection options, professional and personable claims service, and the convenience of a single account. Not only do you get one policy, one coverage effective date and one bill, you also save money on both your auto and home premiums when both policies are insured with The Hanover.

Learn more about Platinum

Coverage to consider

Fishing equipment

Fishing equipment

Our standard watercraft product includes $500 in coverage for losses to items like fishing rods, portable radios, basic chart plotters and other personal items. With an additional endorsement, we can insure high-end fishing equipments and personal effects with limits up to $10,000.

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Recovery and salvage

Recovery and salvage

We offer coverage for recovering an imperiled watercraft, as well as for accidental spills and pollution liability.

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Towing and assistance

Towing and assistance

Our standard watercraft product includes towing and assistance coverage up to $500 per disablement. We also offer the option to extend that coverage, including an unlimited towing expense option with no deductible.

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