Boat and Watercraft Insurance

Owning a boat can be a lot of fun, but buying boat insurance in Michigan might not be, so we're a local agent who's here to help.  From the Lake Michigan shores of South Haven, Saugatuck, or St. Joseph and Benton Harbor, to inland lakes in Covert or Bangor, Grand Junction or Pullman and beyond, we've served clients across the state in helping them find the best priced options with the coverage that they need. 

Why do you need insurance for your boat or personal watercraft? You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

Things to consider and questions to ask your agent Here are a few things to consider as you prepare for the discussion:

Home policies may provide very limited coverage for personal watercraft. Because this might not be sufficient to cover you in a loss, you may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.