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Routing Number: 282075028

Checking

Savings

Invest & Insure

Account Benefits

Quick Links

Quick Links

Financial Management

Account Benefits

Quick Links

Auto Loans

Recreational Loans

Auto Protection

Quick Links

Quick Links

Mortgages

Other Home Loans

Protect

Quick Links

Quick Links

Lending

Checking & Savings

Business Services

Account Benefits

Quick Links

Routing Number: 282075028

Home Equity as low as 7. 50 % APR APR is the Annual Percentage Rate. As of 10/10/2023, the quoted interest rate assumes a first-lien, 75% loan-to-value (LTV), 60-month term, and a minimum credit score 740. Credit criteria apply. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, credit history, and collateral. Offer is subject to change without notice. Restrictions may apply. Membership with Arkansas Federal is required for this offer.

Personal Certificates as high as 5. 00 % APY APY is the Annual Percentage Yield and assumes the dividends remain on deposit until maturity. Certificate special rate is effective as of 02/02/2024 at 5.00% APY for 6 months and are subject to change. Rate shown is for amounts $1,000.00 to $999,999.99. The rate is based on the dividend rate in effect on the date of deposit. The dividend rate is fixed unless otherwise stated. Penalties may apply to withdrawals made prior to maturity and/or IRA age requirements. Fees may reduce earnings. IRA transactions are subject to IRS rules and regulations. A $1,000.00 minimum deposit is required to open a share certificate account. Federally insured by NCUA. Membership with Arkansas Federal Credit Union is required.

Earn more with our limited-time specials.

Business Certificates as high as 5. 00 % APY APY is the Annual Percentage Yield and assumes the dividends remain on deposit until maturity. Certificate special rate is effective as of 02/02/2024 at 5.00% APY for 6 months and are subject to change. Rate shown is for amounts $1,000.00 to $999,999.99. The rate is based on the dividend rate in effect on the date of deposit. The dividend rate is fixed unless otherwise stated. Penalties may apply to withdrawals made prior to maturity and/or IRA age requirements. Fees may reduce earnings. IRA transactions are subject to IRS rules and regulations. A $1,000.00 minimum deposit is required to open a share certificate account. Federally insured by NCUA. Membership with Arkansas Federal Credit Union is required.

For a limited time, earn more on your money.

High-Yield Checking as high as 6. 00 % APY APY is the Annual Percentage Yield. Elite Checking is a tiered rate variable product. The rate is effective as of 09/01/2023. To qualify for the 6.00% APY, member must have a monthly direct deposit of at least $1,000 going to their Elite Checking, be enrolled in eStatements, be in good standing, and complete 15 monthly transactions of at least $10 each by using their debit card tied to the account. The 15 required transactions must post to the account within the calendar month to receive earnings. 6.00% APY applies to balances up to $10,000.00. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. A $15 monthly fee applies if the daily balance drops below $2,500.00. Only one Elite Checking or Premium Checking account per member is allowed. Offer and rate are subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required.

From high yields to no frills, find the right account for you.

Consolidate Debt as low as 7. 50 % APR APR is the Annual Percentage Rate. As of 10/10/23, the rate quoted refers to debt consolidation through a home equity loan and assumes a first-lien, 75% loan-to-value (LTV), 60-month term, and a minimum credit score 740. Credit criteria apply. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, credit history, and collateral. Offer is subject to change without notice. Restrictions may apply. Membership with Arkansas Federal is required for this offer.

Lower your payments, save money, and simplify your life.

Not Sure Where to Start?

Being a credit union means doing more than just offering some of the best rates available. It's about empowering you through financial knowledge and giving you choices that are good for you and your wallet. Tell us about your goals and we'll make suggestions to help you reach them.

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Send and receive money quickly and securely. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Financial Education Resources

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Open an account or apply for a loan and start enjoying better rates, fewer fees, and friendlier service. It’s that simple.

About Arkansas Federal

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Federally Insured by NCUA

NMLS: 418494