We’re proud to say our boat insurance is among the best in the business. We cover many different types of vessel, so you’re sure to find the right cover for your craft.

Protect your barge from waterway mishaps with our top-notch boat insurance policies. Go for ‘Base Layer’ if you just want third party protection, and ‘All Weather’ for comprehensive cover.

When your boat is your livelihood, the stakes are very high, so it’s crucial to choose the right insurance. Discover our Commercial ‘All Weather’ policy, created especially for business boats like yours

Whether you use your dinghy for racing or recreation, you’ll want to know you’re fully covered when you set sail. Check out our policies and see what floats your boat.

When you own an inland cruiser, the world’s waterways are your oyster. But it’s best to plan for the unexpected, as even on a day trip, anything can crop up.

At Haven Knox-Johnston, we’ll help you make lighter work of insuring your motorboat. Check out our policies, and why not get a free motorboat insurance quote today?

Whether your houseboat is a place you call home, or holiday getaway, we’ve got you covered.

Variety is the spice of life, and for narrowboat owners, that’s especially true. So you’ll want boat cover that’s flexible enough for whatever crops up, from a team that really knows the ropes.

Whatever you use your RIB for, one thing’s certain – your boat insurance needs to be as hard-working as your boat. And when you take a policy with Haven Knox-Johnston, rest assured it will be.

These boats are all about excitement – and when you’re insuring your speedboat, you need cover that can keep up. That’s where we come in. Why not get a quote today?

You can’t beat the yacht life, but it’s no secret it’s not the cheapest of passions. With our in-depth knowledge of the yachting sector, we’re perfectly placed to protect your price and joy.

Nice to see you – hope all’s well.

Non EEA Customers can renew their boat insurance policy with Haven Knox-Johnston

Need to make a Claim? please complete the form and attach any information

Share the love and refer us to your shipmates.  If they jump onboard, then you will both receive £20 Amazon Voucher!

Boat insurance with benefits

All your boating questions answered

What it means for you

News, true stories and expert insights from the HK-J crew

Find out what we stand for

Throughout our history, we’ve never stood still

The insurance crew who really care.

Your first port of call

Want to know a little bit more about our Gold standard services? Just click through to see what our customers say about us!

The star of the high seas

News, true stories and expert insights from the HK-J crew

Boat Events not to miss

Overview of the Aqueduct Marina Boating Event

Overview of the Barclays Jersey Boat Show event

Overview of the Crick Boat Show event

Overview of the Dartmouth Royal Regatta Sailing Week

Overview of the Kip Regatta

Overview of the Round the Island Race event

Overview Southampton International Boat Show event

Overview of the Thames Traditional Boat Festival

Overview of the Thames Valley Boat Show

International Paint Poole Regatta

Overview of the TYHA Marina Awards

Sail smarter: Protect our waters

Protect our habitats

Prevent water pollution

Consider choosing greener

Boat Events not to miss

Ian and his crewmate, Pete from ‘Haven KJ Enigma’ are attempting to complete the challenging MailASail Azores and Back race.

Find out what else we can shipshape for you!

Fancy some great quality home insurance? Then look no further, we have access to some great products including home insurance.

Get finely tuned Musical Instrument insurance with a 10% discount for the HK-J community

Protect your other prized possessions from the unthinkable.  Welcome to Howden Private Clients

Non EEA Customers can renew their boat insurance policy with Haven Knox-Johnston

Contact us

At Haven Knox Johnston our broker partners are essential to our future and we look forward to continuing to offer great products, excellent service and competitive terms to help you look after your clients.

Shipshaped boat insurance

If it floats, chances are we’ll cover it

Get Boat Insurance With HKJ

Boat insurance. Comes with crew.

When you take out a boat insurance policy with Haven Knox-Johnston, you get great cover plus your very own Award winning* support crew – us. We’re a close-knit bunch at HK-J, with years of boat insurance experience between us. And many of us are keen boating enthusiasts, too. If you do need to claim we’ll aim to get you back on an even keel just as fast as we can. Promise.

* Winners of the 2022 Motorboat Award for Customer Services & receiving the Feefo Platinum Trusted Service Award 2024

What you get with Haven Knox-Johnston

From the helm

News, true stories and expert insights from the HK-J crew

We've expanded

We’re delighted to introduce Haven Knox-Johnston Specialist and Haven Knox-Johnston Commercial.

Our parent company, Howden UK & Ireland launched the new marine insurance practice providing a full spectrum of insurance solutions to the marine industry, UK boat owners and blue ocean cruisers.

The new structure brings together the existing Howden Group marine businesses: A-Plan Marine, Howden Fastnet, Euromarine Insurance Services, plus Howden’s most recent marine acquisition, Curtis Marine.

HAVENKJ SPECIALIST

With a highly experienced team, including some of the industry’s most recognised professionals, plus more than 70 insurance specialists across six office locations, Haven Knox-Johnston is perfectly placed to service the insurance requirements for inland, coastal and ocean water boat owners, as well as support the commercial insurance needs of sole traders, small businesses owners and national operators that service the needs of the marine community.

HAVENKJ COMMERCIAL

Watch our latest video from the helm

Boat Insurance FAQs

Even if all you need is to get a boat from A to B, life is just not that straightforward. Boat insurance provides a safety net when things aren’t always just plain sailing. 

As one of your most prized possessions, boat insurance can provide financial security and peace of mind against third party claims, loss or damage to your pride and joy.

Like all the best relationships, you have to give your boat some regular care and attention; lack of upkeep, general wear and tear and improper storage of your boat could all affect your cover. Your insurance policy is not a maintenance contract. Check out Haven’s Helpful Hints for tips on how to remedy some of these! 

If you are an adventurous sort, it is also important to check that your boat insurance covers racing, offshore sailing and long-distance trips as well.

Boats may often be seen as a luxury but here, at Haven KJ, we see them as one of life’s essentials; that’s why our boat insurance is often much cheaper than people expect.

Of course, (engine) size matters – as does age, maintenance, value, location, storage and use. However, you’ll find insuring a £100k yacht for normal use is a nautical yarn size cheaper than insuring a supercar at the same price.

Surprisingly not – maybe it’s our long nautical history as pirates and vagabonds but boat insurance is not compulsory in the UK. 

It might not be a legal requirement of all waterways, but the risk of piratical boarding aside, we are talking about the potential damage to high value possessions and the possibility of injury.

If that doesn’t make you shiver your timbers then most marinas require at least third-party liability (our Base Layer policy) as a minimum. International territories including Spain, Italy and Greece require proof of the same. Luckily, we can supply you with relevant boat insurance documents to prove you have it.

The first question to ask yourself is what is on your boating wishlist this year? Which direction will the wind or currents take you, and are you planning any races to get there?

Our Base Layer (third party) cover offers security for pleasure sailing, covering third party claims against you and worst-case scenarios of injury and more. Or for the full bells, whistles and foghorns, our All Weather (all risks) policy covers you from fire, theft, vandalism, accidental damage, emergency medical expenses, personal accidents and a whole ship-load more.

As a general rule boat insurance should cover your boat, other boats and anybody on board, but the level of cover is down to what policy you take.

As a handy guide, we have a list of our Important Documents highlighting what you can expect from our policies.  Or to see a summary of both policies and what is/is not covered see below.

Boat insurance, shipshaped around you

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