We’re proud to say our boat insurance is among the best in the business. We cover many different types of vessel, so you’re sure to find the right cover for your craft.

Protect your barge from waterway mishaps with our top-notch boat insurance policies. Go for ‘Base Layer’ if you just want third party protection, and ‘All Weather’ for comprehensive cover.

When your boat is your livelihood, the stakes are very high, so it’s crucial to choose the right insurance. Discover our Commercial ‘All Weather’ policy, created especially for business boats like yours

Whether you use your dinghy for racing or recreation, you’ll want to know you’re fully covered when you set sail. Check out our policies and see what floats your boat.

When you own an inland cruiser, the world’s waterways are your oyster. But it’s best to plan for the unexpected, as even on a day trip, anything can crop up.

At Haven Knox-Johnston, we’ll help you make lighter work of insuring your motorboat. Check out our policies, and why not get a free motorboat insurance quote today?

Whether your houseboat is a place you call home, or holiday getaway, we’ve got you covered.

Variety is the spice of life, and for narrowboat owners, that’s especially true. So you’ll want boat cover that’s flexible enough for whatever crops up, from a team that really knows the ropes.

Whatever you use your RIB for, one thing’s certain – your boat insurance needs to be as hard-working as your boat. And when you take a policy with Haven Knox-Johnston, rest assured it will be.

These boats are all about excitement – and when you’re insuring your speedboat, you need cover that can keep up. That’s where we come in. Why not get a quote today?

You can’t beat the yacht life, but it’s no secret it’s not the cheapest of passions. With our in-depth knowledge of the yachting sector, we’re perfectly placed to protect your price and joy.

Nice to see you – hope all’s well.

Non EEA Customers can renew their boat insurance policy with Haven Knox-Johnston

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Share the love and refer us to your shipmates.  If they jump onboard, then you will both receive £20 Amazon Voucher!

Boat insurance with benefits

All your boating questions answered

What it means for you

News, true stories and expert insights from the HK-J crew

Find out what we stand for

Throughout our history, we’ve never stood still

The insurance crew who really care.

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Want to know a little bit more about our Gold standard services? Just click through to see what our customers say about us!

The star of the high seas

News, true stories and expert insights from the HK-J crew

Boat Events not to miss

Overview of the Aqueduct Marina Boating Event

Overview of the Barclays Jersey Boat Show event

Overview of the Crick Boat Show event

Overview of the Dartmouth Royal Regatta Sailing Week

Overview of the Kip Regatta

Overview of the Round the Island Race event

Overview Southampton International Boat Show event

Overview of the Thames Traditional Boat Festival

Overview of the Thames Valley Boat Show

International Paint Poole Regatta

Overview of the TYHA Marina Awards

Sail smarter: Protect our waters

Protect our habitats

Prevent water pollution

Consider choosing greener

Boat Events not to miss

Ian and his crewmate, Pete from ‘Haven KJ Enigma’ are attempting to complete the challenging MailASail Azores and Back race.

Find out what else we can shipshape for you!

Fancy some great quality home insurance? Then look no further, we have access to some great products including home insurance.

Get finely tuned Musical Instrument insurance with a 10% discount for the HK-J community

Protect your other prized possessions from the unthinkable.  Welcome to Howden Private Clients

Non EEA Customers can renew their boat insurance policy with Haven Knox-Johnston

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At Haven Knox Johnston our broker partners are essential to our future and we look forward to continuing to offer great products, excellent service and competitive terms to help you look after your clients.

Commercial Boat Insurance

Commercial Boat Insurance

Specialist commercial boat insurance designed for recreational, commercial and fishing charter boat owners.

Why get boat insurance with HK-J?

Insure your commercial boat with Haven Knox-Johnston

When your boat is a crucial part of your livelihood, the stakes are perhaps even higher than for private pleasure craft. From commercial fishing, to work boats, to tourism, the boat is where it all happens – so it’s vital to choose solid commercial boat insurance in case you get into hot water.

We know you’ll need commercial boat insurance that’s personal to your business – so we’ve created a commercial version of our ‘All Weather’ policy, suitable for most commercial craft. Plus, everything that we offer can be shipshaped around you. With over thirty years in the boating industry, we’ve got the experience and the dedication to deliver what you need. Why not get a free quote on commercial boat insurance now?

– Cover for loss, damage, theft and third-party liability

– Agreed value policy

– Outboard Motors and tenders automatically covered up to £350 based on current market value (increases available upon request)

– Additional cover available for unpaid crew (but not for employed crew)

– Personal Belongings automatically covered up to £1,000 without declaration (increases available)

– 10% discount if moored in a UK marina

– No excess deducted for loss or damage claims caused by an uninsured third party

– Option to add Marine Legal Protection Cover

Please refer to our policy wordings for full terms and conditions.

Typical commercial vessel uses include:

Potting & netting – Mussel & oystering – Rod & line fishing

Pilot boats – Water sampling – Laying/Servicing of moorings Surveys – Windfarm support – Standby/safety duties – Small ferry boats

Angling parties – Sightseeing – Diving

Please call us if your commercial vessel use isn’t listed here – we’ll do our best to help you anyway.

“A personal service is at the very core of our business – let us shipshape your boat insurance today!”

Donna Maynard, Operations Manager

FAQs

Apart from the restrictions noted below, commercial boat insurance usually does cover anyone driving your boat with your permission. That said, minors under 18 years old are not normally covered to drive the vessel without an adult being on board and in charge at all times. 

If there’s someone who’ll regularly use your boat, with or without you being on board, it’s a good idea to inform the insurer. Give the person’s name, age, record, and experience, together with any claims history they may have. Make sure anyone borrowing your boat is aware of any limitations in the policy – for example, about where the boat may be used or moored. Our Haven Knox-Johnston ‘All Weather’ boat insurance policy has this to say about who may drive your boat:

The above is for information purposes only. It’s not intended to define legal terms, or to affect the interpretation of any policy we may issue. If you have any questions about your insurance, the best thing to do is get your particular questions answered individually by your insurance broker or insurer.

Don’t panic. Any extended cruising trip is likely to be a long one, especially if you’re going the whole way round the world. Commercial boat insurance policies will be written on an annual basis, and should at least be able to provide cover as far as your next destination, or near to it. If, for example, you can’t get boat insurance in the US, arrange it with the local market when you arrive in the Caribbean. As long as effective cover is in place at the time of arrival in any port, you can stay there while solving the problem of the next stage. The locals understand the market, and will be able to provide your boat insurance needs for that region.

Boat insurance, shipshaped around you

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