Vermont Boat Insurance

Independent agents in Vermont shop multiple companies to get you the best price on boat insurance.

Financial blogger and business owner, Meg Stefanac, has more than 15 years experience working in the financial services industry and enjoys helping individuals make solid financial decisions. Meg has extensive experience writing about insurance and finances and is a key contributor to TrustedChoice.com.

Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

Known for its many mountains and lakes, Vermont has many opportunities for boaters to get on the water. Whether you use your boat on the "Sixth Great Lake," Lake Champlain, the Green River Reservoir or the Connecticut River, it's a good idea to look into boat insurance. When you search for quotes on a policy that meets your needs, be sure to consider the following aspects of boating and the importance of insurance.

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The reasons why people flock to the lakes or rivers vary. Some fish the lakes and streams, others enjoy water skiing or recreational boating and some prefer to enjoy the view while floating effortlessly along the glassy smooth surface of the mountain lakes. Sometimes, these peaceful activities result in accidents, which is when a comprehensive boat insurance policy helps keep your head above water. Here are some statistics:

Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

While VT does not mandate that boaters carry insurance on their craft, it does require operators to secure a boat safety certificate to legally operate a boat if they were born after 1974.

Even though you need not have boat insurance, without boat insurance, one collision or injury could sink your boating dreams if you cannot afford to pay for damage or the costs of a lawsuit.

Boats come in all shapes and sizes. Chances are your Vermont insurance agency has a policy that meets your needs. You can find insurance quotes on the following types of watercraft and more:

Most Vermont insurance companies will give you the following types of coverage options for your boat:

Some Vermont providers offer additional boat insurance coverage options such as coverage for fishing equipment, oil spills, personal property and roadside assistance, as well as coverage for damage and injuries from accidents caused by uninsured or underinsured boaters.

The amount of compensation you receive should you need to file a claim depends on the deductible you choose and whether your boater’s insurance covers your boat’s actual cash value, replacement cost or an agreed upon value.

Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

The quotes of your boat insurance depend on a number of factors. Vermont insurance companies will consider the following when calculating your premium quotes:

In general, boat insurance quotes can range anywhere from as little as $75 for a small bass boat to as much as $500 per year for larger, more expensive models.

Ask your insurance company if they offer any of the following discounts when you ask for a quote:

Whether your boat is big or small, fast or low-horsepower, or sailing or motorized, you have probably invested much into your vessel. Be sure you have protection on Vermont waters with a boat insurance policy.

Contact a knowledgeable Trusted Choice® independent insurance agent to receive comparisons on boat insurance quotes. Our experienced agents can help you find the perfect policy that meets your unique boating needs without breaking your budget.

Everything went well with my experience with Trusted Choice. I was able to make contact with one of the agents. It was great and I had no problems. I’m very satisfied.

Now, who's ready to get their insurance problems solved?

Or talk to an agent now at (855) 372-0071