Boat & Personal Watercraft Insurance

Young & Associates Insurance specializes in Boat & Personal Watercraft Insurance in Duluth, Superior, Hermantown, Proctor and surrounding areas in Minnesota and Wisconsin.

INSURANCE QUOTE

Looking for coverage? Quickly and easily submit an application for a boat or personal watercraft insurance quote! We will design a custom, comprehensive protection program to fit your unique needs...always looking for the best value.

COVERAGE INFORMATION

Why do you need insurance for your boat or personal watercraft (e.g. jet ski)?

You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

What does a boat or personal watercraft insurance policy cover?

Homeowners insurance policies may provide limited coverage for your boat or personal watercraft but it would only be on a small boat, motor and trailer. A boat of any significant size will be excluded from your homeowners policy for both property and liability coverage. Talk to your Young & Associates Insurance agent about whether or not you should be buying a separate boat or personal watercraft insurance policy to protect yourself and your water vehicle in the event of an accident.

The boat and personal watercraft insurance policy covers:

**Additional coverage can also be purchased for trailers and other accessories.**

What questions should you ask yourself and your agent when designing your protection program?

Young & Associates Insurance is your advocate for finding insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

The type of vessel, the horsepower of the engine, the value of the haul and the location where it is kept are all factors in determining coverage and premium. Ask your Young & Associates agent to walk you through all the factors that apply to Duluth and throughout the surrounding areas in Minnesota and Wisconsin.