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California Boating and Water Safety Tips

We are entering the long days of the California summer, and many of us will soon be enjoying water skiing, boating, and riding personal watercraft with our family and friends. According to the U.S. Coast Guard, over 85% of water related accidents occur between May and August. In 2014, the U.S. Coast Guard reported more than 4,000 accidents, 500 deaths and over $40 million in damage from boating accidents.

Watercraft Insurance

Before you hit the water make sure you have the right kind of watercraft or boat insurance. You will need coverage for the hull, and watercraft liability coverage in the event of an injury. Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, coverage for injury to a water skier, and damage to the boat itself, sometimes called hull coverage. Call our office today for more information.

Watercraft Safety Tips

Boat or Marine insurance is available for small boats, yachts, high performance powerboats, live-aboard houseboats, catamarans, and pontoons. Marine insurance will cover intended use including personal recreation, commercial, or charter vessels.

At Leap / Carpenter / Kemps, Merced County’s largest locally-owned agency, we have an experienced staff of professionals who understand that each family has unique insurance needs and that the one-size-fits-all approach just doesn’t work.

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Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.

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Merced Office 3187 Collins Drive Merced, CA 95348 Phone: (209) 384-0727 Additional Contacts Toll Free: (800) 221-0864 Fax: (209) 384-0401