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3462 Monroe Ave Pittsford, NY 14534

Anyone that lives in the Pittsford, NY area will likely find that owning a car is a necessity in order to get around town. When you are shopping for a new car, you should also make sure... Read More

When it comes to protecting your home from a variety of risks and threats, home insurance coverage is your number one asset. It is designed ... Read More

When it comes to small business, New York is one of the leading states - there are over 2 million small businesses throughout the state. If you are an owner... Get a Quote

As a family-run insurance agency, Bajorek Agency Inc of Pittsford, NY knows the importance of securing the financial future of your... Get a Quote

Boat/Watercraft Insurance in New York

A boat can offer you that thrilling adventure and recreation you need, but with fun come dangers and risks. Many people in Pittsford, NY assume that a home insurance policy will provide full coverage in the event of an accident or theft. Home insurance may cover small non-motor boats, but it is always never enough for bigger boats as it comes with limits. That's why we at Bajorek Agency Inc recommend buying separate boat insurance to protect you when in and out of the water.

What is boat insurance, and what does it cover?

Boat insurance is a type of coverage that protects you and your boat from loss or damage in case of an accident. The policy mostly covers watercraft with engines such as pontoon boats, fishing boats, paddle boats, yachts, and leisure crafts.

Boat insurance covers:

How much boat insurance do I need?

Different people with different boats require different amounts of boat insurance. When determining how much coverage you need, you should consider factors such as:

Highly speedy boats will require large amounts of property damage and bodily damage liability. An insurance professional at Bajorek Agency Inc recommends purchasing slightly higher liability insurance if you often use a fast, powerful boat as the risk of injury and damage are higher.

Choosing boat insurance in New York

Buying a boat or watercraft insurance is like purchasing car insurance. You will need to focus on the coverages that matter to you most. If you are using your boat with a couple of friends or young people, you may need to concentrate on collision, comprehensive, and liability coverages.

Buying boat insurance in New York is an excellent financial decision. It gives you the peace of mind that you need while in water. For more information, queries, quotes, or new policy discussion, reach us at Bajorek Agency Inc in Pittsford, NY today!

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Bajorek Agency Inc | 3462 Monroe Ave, Pittsford, NY 14534 | Phone : 585-248-3810 | Fax : 585-248-3854 | Email : bajorek@msn.com Bajorek Agency Inc | Website Development by EZLynx® • Copyright © . All Rights Reserved.