Delaware Boat Insurance

Get the best boat insurance policy for you.

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 A boating accident can end up costing you thousands of dollars if you are not properly insured. Whether you prefer a quiet weekend in your fishing boat on the Broadkill River, towing water-skiers behind your motorboat on Silver Lake or cruising the Atlantic Ocean in your yacht, you may want to compare boat insurance quotes before you take your craft back out on the water.

Use our independent insurance agent to find the best insurance plan in your area. You tell us what you’re looking for, and our search engine will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.

Delaware's Boating Laws and Regulations

Why Should Residents of this State Purchase Boat Insurance?

Many Delaware residents feel that because boat insurance is not required by law, it is not very important and they try to save some money by forgoing coverage. However, in the event of a boating accident, the amount of money you may owe to a third party as well as for repairs to your own property is likely to negate any savings you have had by not purchasing coverage. If you are responsible for an accident that results in a fatality while uninsured, you may suffer financial losses for which you cannot recover.

While it is true that your homeowners insurance may provide coverage in such an event, this coverage is typically very limited. It is only with a boat insurance policy that you may achieve the full coverage you need to handle the expenses that a boating accident can bring about.

What Kinds of Coverage Does Boat Insurance Provide?

Boat insurance provides Delaware residents with a number of coverage types and options. Much of this coverage is included in most basic policies but some insurance companies may require you to purchase riders for each option you wish you purchase. Be sure to take this into consideration when comparing policies and quotes. Coverage you can expect to find includes:

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Top Causes of Boating Accidents in DE 

Are Quotes for Boat Insurance High in Delaware?

The cost of a boat insurance policy is likely to vary significantly from one person to the next. When you request a boat insurance quote, your rates will be calculated in accordance with a number of factors including, but not limited to:

You may be able to lower your costs by qualifying for discounts on your policy. Many insurance companies will offer discounts such things as having completed a boating safety course, having multiple policies with the same insurer and opting for electronic monthly payments on your premiums. Be sure to ask about possible discounts when requesting boat insurance quotes.

How to Find and Compare Boat Insurance Quotes

Comparison shopping is necessary if you want to be sure that you are getting your policy at a competitive rate. However, the process can often be time-consuming and frustrating. If you choose instead to work with an independent agent in the TrustedChoice.com network, however, the process will be much simpler.

Trusted Choice agents have offices in several locations in Delaware and are available to help you with all of your insurance-related needs. Talk to an independent insurance agent near you for more information and you can start comparing a variety of boat insurance quotes with ease.

Everything went well with my experience with Trusted Choice. I was able to make contact with one of the agents. It was great and I had no problems. I’m very satisfied.

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