Speak With An Agent Today: (808) 836-2277

Boat Insurance

Boat and Personal Watercraft

With a specialized boat insurance policy from Carr’s Insurance, you can relax on the water knowing you have the right coverage for your boat or personal watercraft. Just like automobile insurance, we make boat insurance easy and affordable. There are even discounts available for packaging your policies together!

We insure all types of watercraft and boats in Hawaii on all islands including Oahu, Maui, and Kauai. We also are familiar with the requirements of and work closely with Koolina Marina, Keehi Boat Harbor, and the Ala Wai Boat Harbor in Honolulu. Carr’s Insurance can provide coverage for the following:

We have a wide variety of markets in which we can offer policies. We offer one of the highest limits of coverage available for fishing equipment in the industry. We offer total loss replacement cost on new boats. Fuel Spill Liability coverage is available.

Listed below are links to marinas and surveyors we have worked closely with and recommend.

Boat Insurance Options

Because we’re an independent agent, we represent many carriers for a boat insurance policy! Coverage options are plentiful and you can get specialized coverage, such as Roadside Assistance, On-Water Towing, Total Loss Replacement, and more.

Ask for a Boat Insurance Quote Today!

With so many boat insurance options, we will provide you with information to help you choose the best coverage for your boat or personal watercraft insurance needs.

Boat insurance covers many kinds of boats from personal watercraft, to sailboats, to fishing vessels to personal watercraft. So, even if you feel you need a specialized policy, a boat insurance policy is what you need. Ask an agent today.

Looking for Motorcycle Insurance? We sell that too!

What you need to know about Boat Insurance:

Carr’s Insurance will work hard to ensure you’re covered on the water and that your coverage needs are met. Give us a call today at 808-836-CARR or 808-836-2277 to start a quote. When shopping for boat insurance in Hawaii, there are some things you should keep in mind:

More coverage is available. A Carr’s Insurance agent will go over all coverages with you so you can make an informed decision.

We have a wide variety of markets in which we can offer coverage. We offer one of the highest limits of coverage available for fishing equipment in the industry. We offer total loss replacement cost on new boats.  Click here for information

Frequently Asked Questions about Boat Insurance

What is the average boat insurance cost?

Never guess what an insurance policy might cost. The average cost to insure a boat depends on the type of boat you want to insure and how much coverage you need. Additionally, your credit and loss history can factor into the price. The best way to get an accurate quote is to reach out to us for a quote. Quotes take just a few minutes and we can run you through several great companies.

Does boat insurance cover mechanical issues?

No, boat insurance will not cover mechanical issues such as a blown motor. However, if the mechanical issue is a result of a covered loss such as a collision with another boat then there likely would be coverage for the mechanical failure that resulted from the covered loss. *All coverage situations are subject to claims verification and no information here is suggesting coverage would exist.

Is boat insurance required?

Some states do not require boat insurance, but if you are operating a boat in open waters without it, you’re putting yourself at financial risk. If you have a loan on your boat or if you moored your boat in a marina, then the lienholder or marina may require you to carry insurance.

GET A QUOTE

Carr’s Insurance  Agency represents the top-rated insurance companies in both Hawaii & Washington. We will compare pricing and coverage options finding you the best policy for your needs. Call us at: (808) 836-2277 or click the button below to send us a message for your quote.

Contact Us

Client Testimonial

Hawaii Office

Washington Office

About Us

Carr’s Insurance Agency opened its doors in Hawaii in 1990 and is happily serving Oahu, Maui, Hawaii, Kauai and Molokai and recently opened an office in Washington State. We believe we have thrived in our home of Hawaii because of the respect and aloha we provide to our customers. Carr’s Insurance Agency will go the extra distance to make sure you get the service you deserve We offer All lines of Insurance. Carr’s Insurance Agency  is available online 24/7. Feel free to stop into our office or call us anytime. If you are interested in an insurance quote, and would like a licensed agent to contact you, please click here or call 808-836-2277 (CARR)

For claims or contact information during wildfires please CLICK HERE