Insurance Solutions You Can Trust

For over 100 years, Franklin Insurance Agency has put clients first.

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Learn About Franklin Insurance Agency

Since our original founding in 1920, Franklin Insurance Agency has become the top independent insurance agency in Western Pennsylvania. Our two friendly offices and sharp, caring staff have worked with clients across decades to help ensure they feel heard and tended to. In a world where life moves quickly, we take our time to get to know our clients and offer reasonable insurance solutions at affordable rates.

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

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We’ve Got You Covered

Franklin Insurance Agency offers a variety of personal insurance, business insurance, and employee benefits solutions to help you protect what matters most.

Personal Insurance

Business Insurance

Employee Benefits

Medicare

Other Insurance Solutions

Personal Insurance

Business Insurance

Employee Benefits

Medicare

An Independent Agency Gives You Options

We proudly represent Erie Insurance!

Franklin Insurance Agency + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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Our Clients Rave About Us

Check out our reviews and see why you should switch to Franklin Insurance Agency.

“I have a sense of peace knowing I can call my agent anytime I wonder if I am covered for something. I feel like they are looking out for me and my best interests and so I am confident that I will get the best rate and the right sized insurance for my changing needs.”

A G.

“Franklin Insurance Agency‘s expertise and hard work have made a pivotal difference in our loyalty as a customer.”

Cindy B.

“We are very satisfied with Franklin Insurance Agency. They have protected our homes, boats and vehicles for many years. Our representative, is courteous, efficient, and truly a pleasure with whom to work.”

Dave A.

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.

The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.

Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

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Already a client of Franklin Insurance Agency? Visit our Service Center to make requests and manage your insurance.

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Serving You For Over 100 Years

Originally founded in 1920, Franklin Insurance Agency has over 100 years of professionalism and quality insurance solutions to its name. With two offices and a dedication to the rural communities of western Pennsylvania and eastern Ohio, our commitment to customer care is only matched by our knowledge and experience.

Serving western Pennsylvania and eastern Ohio.

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