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Commercial auto insurance

Start your quote  Or call 1-866-238-3357 | Schedule a call

What's covered by commercial auto insurance

Determining what you need

Businesses like yours

See what other companies in your industry typically choose for coverage.

What we cover

Customize your commercial auto policy.

What will it cost?

Each policy is customized to your needs. You’ll need to contact an agent for an accurate quote.

Safety resources

Safe driver training and resources

Monthly driver training topics

Accident report to keep in vehicles

Distracted driving

Sample fleet safety program

Why use vehicle telematics?

Roadside Assistance

Get 24/7 emergency help if you need fuel, a tire change, a jumpstart or a tow.

We make insurance claims easy

With our On Your Side® Claims Service, you’ll get:

A written guarantee on repairs

When you choose a repair shop from the On Your Side Auto Repair Network®, all repairs come with a written guarantee for as long as you own or lease the vehicle.

A choice of qualified repair shops you can trust

The On Your Side Auto Repair Network includes only shops that are pre-screened and pre-qualified for the highest level of service.

Look for a shop in our network

Commercial auto insurance FAQs

We don’t insure semi-trucks or tractor trailers.

You need commercial auto insurance if you have vehicles that the business owns. You will also need commercial auto insurance for any vehicles an employees owns, leases or rents, if they use those vehicles while conducting business.

As a business, you probably don’t want to put your business at risk by being underinsured, such as opting for minimum auto liability coverage. Nationwide recommends at least $500,000 in liability coverage per vehicle.

Commercial auto insurance is a vehicle insurance policy which covers any injuries and damages that are caused by or to you or your employees, while in the scope of business, to covered vehicles, up to your policy limits.

Nationwide is #1 in Customer Satisfaction with Small Commercial Insurance, serving over half a million small businesses like yours across the nation.1

Related topics & resources

Find an agent

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.

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Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Nationwide Funds and NVIT Funds distributed by Nationwide Fund Distributors LLC (NFD), member FINRA, Columbus, Ohio. Nationwide Investment Services Corporation, member FINRA, Columbus, OH. Home Office: One Nationwide Plaza, Columbus, OH. Nationwide, the Nationwide N and Eagle and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. © Nationwide Mutual Insurance Company.

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