Best Cheapest Business Insurance Companies in Hitchcock,Oklahoma
When it comes to securing reliable and cost-effective Business Insurance in Hitchcock Oklahoma, CheapInsuranced.com stands out as your go-to destination. We understand the importance of finding coverage that not only meets your specific needs but also fits your budget seamlessly. Our platform is dedicated to providing Hitchcock residents with a hassle-free experience, allowing you to compare and choose from a variety of cheap and affordable Business Insurance options.
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Alabama General Liability Insurance Guide
If you own a small business in the Yellowhammer State, this information will help you understand Alabama Commercial Liability insurance and protect your business and your personal assets from legal claims and settlements that can spell financial ruin. Whether you work in Birmingham, Huntsville, Montgomery, Mobile, Tuscaloosa or anywhere else in the Heart of Dixie, having sufficient general liability insurance is an important part of any small business plan in Alabama.
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Fast Facts About Alabama Small Business
A small business is defined as any company with fewer than 500 employees. Small business is vital to Alabama’s economic well-being, accounting for more than 97% of all state employers. Of Alabama’s 388,853 small businesses in 2008 (the latest data available), 77,465 were small employers, accounting for more than 49% of the state’s private-sector jobs. Another 311,388 were one-person operations with no employees.
Source: SBA Alabama Small Business Profile 2011
About Commercial Liability Insurance for AL Businesses
Commercial liability insurance (also called business liability insurance and commercial general liability insurance) protects your Alabama business from financial loss resulting from claims of injury or damage cause to others by you or your employees. A policy typically covers:
Alabama Minimum Business Insurance Requirements
Commercial Liability Insurance is not mandatory for businesses operating in Alabama. Alabama is a fault state with a pure contributory negligence system, meaning a plaintiff can only receive compensation if he or she shares no liability for an accident. Non-economic personal injury awards in Alabama are limited to three times damages, up to a cap of $1.5 million. Accidents and lawsuits (legitimate and frivolous) do happen in Alabama. If you own property or other valuable assets you would be wise to invest in sufficient commercial general liability coverage for your Alabama business to limit your risk exposure.
How Much Alabama Commercial Liability Insurance Should You Carry?
Each situation is unique, but as a general guideline, the type of Alabama business you operate or products you manufacture should determine how much Alabama commercial general liability insurance you need. A good rule of thumb for most small businesses is between $500,000 and $1 million. However, if yours is a high-risk business such as the building trades or has a high volume of interaction with the public such as a restaurant or retail business, you should consider increasing your coverage. Note that if you operate out of your home, your homeowner’s or renter’s insurance has limited coverage for business liability and loss.
How Are Premium Costs Assessed?
Alabama commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you’ve been in business, and your claims history. Coverage is typically capped at a specific dollar amount for your policy period.
Other Insurance to Consider for Your Alabama Small Business
Mandatory
Optional
Regulating Agency and References
Alabama Department of Insurance This agency is responsible for regulating all insurance policies sold in the state, including commercial liability coverage.
Alabama Small Business Administration The SBA is an independent agency of the federal government created to aid, counsel, assist and protect the interests of small business concerns and maintains a District Office in Birmingham. Get the link to the Alabama SBA at www.sba.gov.
National Association of Insurance Commissioners (NAIC) This is an organization of insurance regulators from the 50 states, District of Columbia and the five U.S. territories. NAIC provides a forum for the development of uniform policies when appropriate. It also offers an online form for filing complaints, reporting suspected insurance fraud and downloading key financial information about insurance carriers at www.naic.org.
Insurance Information Institute (III) This organization’s mission is to improve public understanding of insurance – what it is and how it works. Visit III at www.iii.org.
E-Insure Get competitive quotes for commercial liability insurance and all your business insurance needs at http://www.EINSURANCE.com/business-insurance/.
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Affordable Business Insurance in Hitchcock,Oklahoma Ads
Paying too much for your Business Insurance
City: Hitchcock, State: Oklahoma
Feel like your paying too much for your insurance Confused about what you actually have Give us a call! We make it easy. show contact info Ask for Alex
Jan 22, 2024 4:04 PM , Category: Business insurance
Build Your Own Insurance Business
City: Hitchcock, State: Oklahoma
START YOUR OWN BUSINESS BE YOUR OWN BOSS BUSINESS IS BOOMING! WE NEED YOU! Have a rewarding career helping individuals, and families with their financial and retirement needs, while building your own financial security and retirement. CREATE THE LIFE YOU ALWAYS WANTED TO LIVE! Become an Independent Insurance Agent with InVida Financial Network. Start part time, or full time. Represent some of the best insurance companies in the United States. Must like meeting people, and care about the customers needs first. NOT LICENSED, NOT A PROBLEM. WE WILL HELP YOU GET YOUR LICENSE. Pre-license training cost $50 with our company discount. (Pre-license training can be done in as little as two weeks.) Finger print and background check $59 (No felonies or bankruptcies) California State Insurance license exam $116 After being licensed you will need (E&O) Errors and Emissions Insurance to be appointed with insurance companies. The cost is $130 down and $30 per month. (We can
Jan 22, 2024 10:59 AM , Category: Business insurance
Selling Book of Business Insurance
City: Hitchcock, State: Oklahoma
Welcome to One Stop Multi-Service Inc! We have established a name for ourselves since 1999 and have a very loyal client base. In order to ensure quality service, a lot of time is dedicated to establishing connections within the neighborhood. With a broad client base and a growing need for apartments and houses, there is a possibility to take that base and transform it into an even larger one!We provide a variety of services . the office include all equipment and client base that has been establish since 1999 . more details at show contact info
Jan 22, 2024 8:16 AM , Category: Business insurance
Build Your Own Insurance Business
City: Hitchcock, State: Oklahoma
START YOUR OWN BUSINESS BE YOUR OWN BOSS BUSINESS IS BOOMING! WE NEED YOU! Have a rewarding career helping individuals, and families with their financial and retirement needs, while building your own financial security and retirement. CREATE THE LIFE YOU ALWAYS WANTED TO LIVE! Become an Independent Insurance Agent with InVida Financial Network. Start part time, or full time. Represent some of the best insurance companies in the United States. Must like meeting people, and care about the customers needs first. NOT LICENSED, NOT A PROBLEM. WE WILL HELP YOU GET YOUR LICENSE. Pre-license training cost $50 with our company discount. (Pre-license training can be done in as little as two weeks.) Finger print and background check $59 (No felonies or bankruptcies) California State Insurance license exam $116 After being licensed you will need (E&O) Errors and Emissions Insurance to be appointed with insurance companies. The cost is $130 down and $30 per month. (We can
Jan 22, 2024 2:07 AM , Category: Business insurance
Selling Book of Business Insurance
City: Hitchcock, State: Oklahoma
Welcome to One Stop Multi-Service Inc! We have established a name for ourselves since 1999 and have a very loyal client base. In order to ensure quality service, a lot of time is dedicated to establishing connections within the neighborhood. With a broad client base and a growing need for apartments and houses, there is a possibility to take that base and transform it into an even larger one!We provide a variety of services . the office include all equipment and client base that has been establish since 1999 . more details at show contact info
Jan 20, 2024 9:34 PM , Category: Business insurance
BUSINESS INSURANCE
City: Hitchcock, State: Oklahoma
MY NAME IS ALI KHAN. I AM THE BROKER AT EMPIRE STATE INSURANCE. LOCATED AT 8752 168TH ST 2ND FL, JAMAICA, NY, 11432. IF YOU NEED BUSINESS INSURANCE CALL ME DIRECTLY AT show contact info . OR FAX show contact info . BOP/Restaurant Appetite Diners, Delis, Pizzerias, Bodegas, Takeouts, Most Main Street classes, gas stations, auto & body shops, convenience stores, lessors risk including mixed use, adult bookstores, apartments tattoo parlors (no professional), and more Contractors Liability Carpentry, Electrical, Drywall, General Contractors, Handymen, Plumbing/HVAC, Roofers, Alarm Installation (no monitoring), Janitorial (no floor waxing), floor covering installation, painting, iron work, remodeling & renovation contractors and many more Commercial Auto Appetite Artisan Contractors, Sand & Gravel Haulers,local trucking (downstate only) , wholesalers and distributors, movers, caterers, food service. We have one market who offers a discount on auto if contractor carriers GL with any
Jan 20, 2024 4:34 AM , Category: Business insurance
Build Your Own Insurance Business
City: Hitchcock, State: Oklahoma
START YOUR OWN BUSINESS BE YOUR OWN BOSS BUSINESS IS BOOMING! WE NEED YOU! Have a rewarding career helping individuals, and families with their financial and retirement needs, while building your own financial security and retirement. CREATE THE LIFE YOU ALWAYS WANTED TO LIVE! Become an Independent Insurance Agent with InVida Financial Network. Start part time, or full time. Represent some of the best insurance companies in the United States. Must like meeting people, and care about the customers needs first. NOT LICENSED, NOT A PROBLEM. WE WILL HELP YOU GET YOUR LICENSE. Pre-license training cost $50 with our company discount. (Pre-license training can be done in as little as two weeks.) Finger print and background check $59 (No felonies or bankruptcies) California State Insurance license exam $116 After being licensed you will need (E&O) Errors and Emissions Insurance to be appointed with insurance companies. The cost is $130 down and $30 per month. (We can
Jan 19, 2024 9:58 PM , Category: Business insurance
Paying too much for your Business Insurance
City: Hitchcock, State: Oklahoma
Feel like your paying too much for your insurance Confused about what you actually have Give us a call! We make it easy. show contact info Ask for Alex
Jan 19, 2024 8:19 AM , Category: Business insurance
Selling Book of Business Insurance
City: Hitchcock, State: Oklahoma
Welcome to One Stop Multi-Service Inc! We have established a name for ourselves since 1999 and have a very loyal client base. In order to ensure quality service, a lot of time is dedicated to establishing connections within the neighborhood. With a broad client base and a growing need for apartments and houses, there is a possibility to take that base and transform it into an even larger one!We provide a variety of services . the office include all equipment and client base that has been establish since 1999 . more details at show contact info
Jan 18, 2024 12:48 AM , Category: Business insurance
Build Your Own Insurance Business
City: Hitchcock, State: Oklahoma
START YOUR OWN BUSINESS BE YOUR OWN BOSS BUSINESS IS BOOMING! WE NEED YOU! Have a rewarding career helping individuals, and families with their financial and retirement needs, while building your own financial security and retirement. CREATE THE LIFE YOU ALWAYS WANTED TO LIVE! Become an Independent Insurance Agent with InVida Financial Network. Start part time, or full time. Represent some of the best insurance companies in the United States. Must like meeting people, and care about the customers needs first. NOT LICENSED, NOT A PROBLEM. WE WILL HELP YOU GET YOUR LICENSE. Pre-license training cost $50 with our company discount. (Pre-license training can be done in as little as two weeks.) Finger print and background check $59 (No felonies or bankruptcies) California State Insurance license exam $116 After being licensed you will need (E&O) Errors and Emissions Insurance to be appointed with insurance companies. The cost is $130 down and $30 per month. (We can
Jan 18, 2024 12:06 AM , Category: Business insurance
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