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500 6th Street, Waukee, IA 50263

At All Lines of Iowa Insurance Services your experience dosen’t end when you sign the dotted line on a new policy. In fact—that’s just where it begins. As a local independent insurance agency serving Waukee, IA, since 1995, we value relationships and serving our community. And, as an independent insurance agency, it allows us to work for your common benefit and goal, giving you more options.

While many may not understand the value of insurance protection, we understand that a future of stability and security is imporant for your quality of life, which matters to us. That’s why having an insurance advocate and team of licensed professionals by your side is essential. So, whehter you’re in the market for a new home, auto, life, or business policy, we have the solutions and service you need. Contact us today for a free quote, or review of your exisiting policy.

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From personal insurance, to insurance by industry and business insurance, All Lines of Iowa Insurance Services is here to offer you a wide variety of options.

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What makes All Lines of Iowa Insurance Services a good choice?

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

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We proudly represent Safeco Insurance, Progressive, and more!

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Condo and co-op associations may face severe financial consequences from property loss due to fire, wind, or other causes.

Commercial property insurance should provide coverage for damage to the building, personal property owned by the association, and income lost due to a covered cause of loss.

Condo and co-op associations are susceptible to many risks, such as claims due to bodily injury, property damage, personal injury, and more. The association could also face lawsuits from claims associated with common areas such as hallways, stairwells, swimming pools, and parking areas.

General liability insurance is an absolute necessity for any association. It provides coverage for legal fees and judgments when the association is named in a covered lawsuit.

Crime and fidelity bond insurance is designed to provide coverage to cooperative and condominium associations to protect them from theft of funds or association-owned personal property by an employee, board member and in some cases, the property management firm.

Crime and fidelity coverage is designed to provide coverage for employee dishonesty, forgery and alteration, computer fraud, counterfeiting, and more.

With technology performing many tasks in today's world, a breakdown can cause a significant financial burden, including the cost to repair the equipment and any resulting lost income or extra expenses.

Comprehensive coverage provides protection against equipment mechanical breakdown for machinery such as heating and cooling equipment and elevator motors.

Directors and officers (such as board members) can be held accountable for decisions they make in the performance of their duties. Any resulting lawsuits are typically expensive to defend and can result in potentially large settlements.

Directors and officers liability insurance provides coverage for the legal costs to defend a covered lawsuit and may also provide the money necessary for any resulting judgments.

What happens when your condo or co-op building faces a large liability loss that exceeds the basic limit of your standard policy?

A commercial umbrella policy will provide extra coverage over and above general liability, directors and officers liability, auto liability, and employers liability policies. Limits start at $1,000,000 and go as high as $200,000,000.

Technology has spun a whole new web of liability exposures including the need for protection of privacy, data, and financial information for your association residents. Breach of their data can result in costly fees and lawsuits for the association if held liable.

Cyber liability coverage covers fees and lawsuits resulting from the breach of personal data, assuming that the association is liable.

Pollutant clean-up is generally excluded from the basic policies. Leaking of a fuel tank can be very costly to remediate.

Environmental insurance provides coverage for clean-up costs and third party lawsuits as a result of a leak from the tank or related pipes.

Typically the policies for the association exclude coverage for the sponsor or holder of unsold shares for the interior of the units they own.

A policy should be maintained to provide coverage for what you are responsible for within the unit, as well as any lost income and lawsuits resulting from acts within the unit.

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500 6th Street Waukee, IA 50263

 515-224-6000 Email Us

Experience the Value of an Independent Agency

As an independent agency, All Lines of Iowa Insurance Services is committed to upholding the highest ethical standards, while offering a broad range of insurance solutions. Our goal is to safeguard and advance your future through insurance, while being attentive to your needs and listening to your concerns.

We are licensed in AZ, IA, MO, and NE.

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