Motor Trade

Whatever your size or location, our motor trade team can search our panel of insurers for suitable cover. We cover service and repair, MOT stations, vehicle sales, recovery operators, and a range of other motor trades.

Business Insurance

Gallagher insures a vast array of clients – from sole traders to corporate businesses. We offer professional indemnity, public liability, employers' liability and other commercial combined insurance covers. We know that every business is different, and we work hard to understand your needs.

Property Owners

Property owners’ insurance provides cover for commercial or residential property. To make life easier, you can combine both types of property in one policy. You will normally arrange cover for your buildings and can add contents cover, too.

Van and Fleet

If you need insurance for anything from a single van to a mixed fleet of vehicles, Gallagher can help with your insurance needs.

Care and Charity

Gallagher specialise in care, charity and not-for-profit sectors. We understand not all care homes are the same, so cover is tailored to cover your organisation and its unique requirements.

Motor Trade Road Risks, Commercial Vehicle Monday-Friday: 8:30am-6:00pm Saturday: 9am-1pm

Taxi Insurance Monday-Friday: 9am-5:30pm Saturday: 9am-1pm

Motor Trade Combined, Personal Lines, Business Monday-Friday: 8:30am-5:30pm

Commercial Lines, Care & Charity Insurance, Risk Management Monday-Friday: 9am-5:30pm

Please select the department you would like to contact for their details:

Apologies, we are currently experiencing a temporary connection problem with our phone lines at our Altrincham office. Please call 01625 854300 if you require assistance.

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New and Used Car Dealerships

What is Car Dealership Insurance?

Car dealers range in size from small, local traders selling used cars to national franchises selling both new and used vehicles. No matter what the size of your business is, you’ve got investment in vehicles, property and staff to protect.

Car dealer’s insurance is designed to look after these interests, providing levels of cover to fit the values of your stock, buildings, tools, equipment, machinery and more. Liability insurances can also be included, with a range of optional covers dependent on the needs of your business.

Allowing potential buyers to test-drive your vehicles, we recommend Accompanied Demonstration Cover, together with if you have employees you’ll need to consider employers liability insurance. You’ll also need public liability insurance so that the people who visit the car dealership are covered in case of any accidents.

Our car dealership insurance can protect your vehicle stock, premises, tools and machinery with fixtures and fittings too.

What cover do Car Dealerships have?

Typically, car dealerships will have a combination of the above covers. No two dealers are the same, though, so it’s important to make sure your insurance cover is reviewed as you may be missing out on necessary cover.

For larger businesses, our motor trade account managers can visit you to speak in detail about your needs, while smaller businesses can rely on our team of motor trade advisers for help and assistance.

What do new car dealers need to insure?

New car dealers are no different to dealers who have been around for years; everybody needs insurance.

If you trade vehicles without premises, you will need road risks cover as a minimum, building up to traders combined cover if you have business premises to insure, including some (or all) of the individual covers listed above.

Get cover

In addition, Gallagher offers tailored risk management solutions if required.

For specialist advice and assistance in getting suitable car dealer insurance, contact us on 01625 854443 or request a quote online.

Typical covers that are essential for car dealerships can include:

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