Commercial Auto Insurance: Get a Tailored Quote Today

5 Reasons to Get a Commercial Auto Insurance Quote

Commercial Auto Insurance Guide: Introduction

This page provides you with all the necessary information you need to make an informed choice about commercial truck insurance. Additionally, we will connect you with an experienced insurance broker who will advise you and find your best rate across numerous insurers.

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What does a commercial auto insurance policy cover?

A commercial auto insurance policy covers several insurance risks. One of the most important things to know is that you should not use your personal auto insurance policy if you use your vehicle for your business, as this can void your policy if you make a claim. If you drive your vehicle for work, make sure you get a commercial auto insurance policy.

Commercial auto insurance policy components include:

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What types of vehicles can a commercial auto insurance policy cover?

A commercial auto insurance policy covers standard passenger vehicles, different types of vans, pickups, trucks and special vehicles. Interested in truck insurance? We put together a Commercial Truck Insurance overview.

There are several types of vehicles that can be covered by a commercial insurance policy: owned by your business, leased, rented, hired or even personal vehicles that are used by your employees for business purposes.

One important hint: If you are planning to insure a leased vehicle, it’s very likely that you will need to purchase extensive, comprehensive insurance protection as per your contract with your leasing provider.

If you are interested in insuring several vehicles, learn about Commercial Fleet Insurance options – it is often cheaper to insure several vehicles as a fleet rather than several independent commercial vehicles.

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What factors determine commercial auto insurance rates?

Standard criteria that is widely known from personal car insurance is considered when calculating commercial car insurance rates: province, location, driving history, car make and year, level of deductibles, coverage limits, etc. However, additional considerations that are included in insurance for commercial vehicles are usage and type of use.