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Multi Car Insurance

Our customers saved up to £330 with MultiCar Insurance

10% of customers saved at least £330 with MultiCar vs like for like policies. Sep 2023 - Feb 2024

Save money

Bundle your policy, get a discount - it's that easy

5 Star rated cover

Our Admiral, Gold and Platinum comprehensive cover has Defaqto's highest rating

Top up your No Claims Bonus

Any car covered for three months gets a full year's bonus if you don't claim

MultiCar, as easy as 

Multi car insurance covers multiple cars on one policy, even if they're at different addresses. You'll get our standard car insurance cover - but with a discount for every car added.

Start your policy now with one car to get your first discount

Other cars join when they're ready, so you avoid mid-term cancellations

Add up to seven family members to get more discounts

Why choose MultiCar

One renewal date

When you add a new car to the policy, the renewal date aligns, so you won't have to manage multiple renewal dates.

Insure the whole family

Add the entire family to one policy - even if you live at different addresses. You'll all have a separate MyAccount log in to manage your policy, and there's only one set of documents to look after.

Your No Claims Bonus is safe

Each policyholder has a No Claims Bonus. You won't see any impact if someone else on the policy claims. Every car covered for three months or more gets a full year’s No Claims Bonus.

How much do MultiCar customers save?

Here’s how much customers saved on average compared to identical single policies (Sept 2023 – Feb 2024)

What level of cover do I need?

To help you choose the right level of cover, look at how they compare below.

Comprehensive Cover

Motor Legal Protection

Roadside Breakdown Cover

Courtesy Car

Uninsured Driver Promise

£5,000 Personal Injury Cover

24hr Emergency Helpline

£500 Replacement Lock Cover

Child Car Seat Cover

Personal Belongings Cover

£300*

£300*

£200*

Windscreen Cover

New Car Replacement

Driving Other Cars (Conditional)

European Cover for up to 90 days

Audio Equipment Cover (Aftermarket)

Onward Travel

Third Party Cover

Third party, Fire & Theft

Third Party Only

Motor Legal Protection

Roadside Breakdown Cover

Courtesy Car

Uninsured Driver Promise

£5,000 Personal Injury Cover

24hr Emergency Helpline

£500 Replacement Lock Cover

Child Car Seat Cover

Personal Belongings Cover

Windscreen Cover

New Car Replacement

Driving Other Cars (Conditional)

European Cover for up to 90 days

Audio Equipment Cover (Aftermarket)

Onward Travel

How to add a car in MyAccount

If you're already an Admiral Car Insurance customer, you can add a car in MyAccount.

Log in to MyAccount

View your account online or via your app.

Add car details

Enter details about the car and where it's kept.

Get a quote and confirm

You'll get a quote, if you're happy, just confirm.

“And the winner is Admiral …for 9 years running”

Receiving awards is always nice, but it means so much more when the winner is voted for by consumers just like you …and for every year since 2015.

A video guide to MultiCar

Transcript for “A video guide to MultiCar”

Admiral MultiCar insurance is perfect for anyone looking to insure two or more cars. Whether you're a couple with a car each or a family with several cars.

Let's meet the Hughes family.

Each car on the policy receives a MultiCar discount, and each policyholder builds their own individual no-claims bonus.

The more cars Phil insures, the bigger the discounts.

Admiral MultiCar covers cars kept at different addresses.

Should one of the family need to make a claim, only their no-claims bonus will be affected.

It's no surprise that families like Phil's voted Admiral Best Motor Insurance Provider.

Admiral - great value car insurance you can rely on.

What’s included in MultiCar cover?

Our comprehensive MultiCar cover (excluding Essential tier) comes with these features as standard.

Windscreen repair

We’ll repair or replace your windscreen (excess applies).

European cover

Driving holiday in Europe? You get up to 90 days’ cover as standard.

Sat-Nav and personal belongings cover

If your personal belongings or effects are damaged or stolen while in your car, we'll pay up to £150 to help you replace them.

24 Hour emergency helpline

Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.

Lifetime guarantee

All repairs carried out by our approved repairers come with a lifetime guarantee, if you own the car.

Battery cover

Electric and hybrid car batteries are covered for accidental damage, fire and theft.

Charging equipment

Protects your electric vehicle or hybrid's standard charging cables against accidental damage, fire and theft.

Read more about our customer's experiences

We care what our customers have to say about us.

Read more about multi car insurance

No claims bonus - how it works to give you discount

Is multi car insurance right for me?

Is MultiCover right for me?

Your questions answered

MultiCar Insurance

Will I be able to drive all the cars on the policy?

You need to be named on a vehicle to drive it.

How many years am I tied into a policy?

The policy lasts 12 months; you then have the option to renew at the end of the year as normal.

If you add another vehicle mid-term, they will be insured up to the original renewal date on a pro-rata basis.

There is a cancellation fee for removing a vehicle before the end of the policy.

Is multi car insurance for me?

If you have multiple private cars including camper vans or a classic car (not company or commercial), then it could save you money.

Read our guide to find out more about multi car.

Do all of the cars need to be at the same address?

No, you can have cars from multiple addresses on an Admiral MultiCar Policy, something that other car insurance providers may not do.

Who can drive my car?

Only the people listed under section 5 of the current Certificate of Motor Insurance for a particular car can drive it.

If you want to add drivers to one of the cars, either for a few days or for the rest of your policy term, you can do this in MyAccount which carries lower admin fees.

The drivers must be eligible for insurance with Admiral. There is a charge for adding drivers to your policy, which we'll tell you about.

If all the renewal dates are the same, won't I get a big bill?

You get discounts on each car you insure, and you can spread the cost by paying for your insurance over 12 months.

If another car on the policy has a crash, will it affect my no-claims discount?

No, every car earns their own NCB on a MultiCar policy, so if someone else has a crash on another car on the policy it will not impact your NCB.

What if I already insure with Admiral?

If you currently have your car insured with Admiral but would like to get a quote for a MultiCar policy that's fine. Log in to MyAccount and get a quote today.

You won't have to cancel your existing policy as you'll receive your discount on your new car straight away. The car that moves across to MultiCar will be added when it's due to renew.

All cars on the policy will renew on the same date.

The other car/s are not due for renewal yet, can I still get Multicar?

Yes, you can add the other car/s onto the policy in the future when they are due for renewal. They will join the policy automatically when their renewal is due, but the discount will apply immediately.

Won't it be difficult to change my car?

Not at all. You can change cars any time you like during the term of the insurance policy. (Admin fee applies).

Do I have to be married to get MultiCar Insurance?

No, you can cover all the cars registered at one address no matter who they belong to, as there will be multiple policyholders. For immediate family members they can still be covered under your policy, even if they live at different addresses.

Can I use my no claims discount on two cars?

No Claims Bonus (NCB) or No Claims Discount applies to a single car so can't be applied to another car on your multi car policy; each car on the policy earns its own NCB. If you sell a car, you can transfer its NCB over.

Can the cars have different levels of cover and excess?

Yes - on a two car policy, for example, one car can have Comprehensive cover while the other can have Third Party, Fire and Theft. The excess can differ based on various criteria such as age of drivers and type of car.

Can I add a van to my Multi Car policy?

You can add cars, homes and van policies to MultiCar and MultiCover through MyAccount. For landlord, you'll need to contact us.

What do you class as immediate family?

Immediate family includes a person's partner, parents, grandparents, children, grandchildren, brothers and sisters, mother in law and father in law, brothers in law and sisters in law, daughters in law and sons in law. Adopted, half, and step members are also included in immediate family.

How many cars can I add to a Multi Car policy?

You can add up to seven cars online. If you'd like to add more - you can have up to 20 - just give one of our friendly team a call on 0330 134 3206

Making a claim

Will my No Claims Bonus be affected if a claim is made?

If a policyholder covered by your policy makes a claim or a claim is made against them, only they are affected. The No Claims Bonus of any other policyholders covered by the same policy won't be affected.

How do I make a claim?

Call our Claims Department. Our Make a claim page will give you some more information about making a claim.

We're open Mon - Fri 8am - 9pm, Sat 9am - 5pm, Sun 10am - 4pm.

How do I get my car repaired?

Once you've registered your claim, and if your car is economical to repair, one of our Approved Repairers will:

Miscellaneous

Do I need a green card to drive in the EU?

The UK government has confirmed that Green Cards are no longer required to drive in:

Get in touch to combine more cars onto your existing policy.

Bank Holidays Subject to change, closed Christmas Day, Boxing Day & New Year's Day Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Call for a quote

Bank Holidays Subject to change, closed Christmas Day, Boxing Day & New Year's Day Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Add a Car/Van

You can add a car or van to your policy in MyAccount.

Existing customers get a discount when they add to their existing policy.

Add Home/Landlord

Bank Holidays Subject to change, closed Christmas Day, Boxing Day & New Year's Day Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

What do you need for a multi car insurance quote?

We've tried to make getting a MultiCar Insurance quote as easy as possible but you'll need some information to hand so we can help you get your discounts.

About your car

A bit about you

What cover you need

Other motor insurance options

Van insurance

Young driver

New driver

Learner driver

Temporary driver

Delivery driver (car)

Optional extras

Breakdown Cover

Unlimited UK roadside recoveries - 24/7, 365 days a year

Personal Injury Cover

Look after you! Help when you're injured, even in someone else's car

Hire Vehicle Cover

We'll keep you on the road with a hire car if yours is written off or stolen

Motor Legal Protection

If you're in an accident that's not your fault, this cover will help with legal costs

Explore our website

Admiral is a trading name of EUI Limited. (Reg No: 02686904). EUI Limited is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Admiral Money, Admiral Loans, Admiral Car Finance, Admiral One and Finble are all trading names of Admiral Financial Services Limited (AFSL). Admiral Financial Services Limited (Reg No: 10255225) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 771862). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register Veygo is a trading name of Able Insurance Services Limited. Able Insurance Services Limited (Reg No: 2890075) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 311649). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg No: 03849958).