Fleet Vehicle Insurance

Fleet Insurance For Cars, Vans, Bikes, Haulage & Taxis

What Is Fleet Insurance And What Does It Cover?

Fleet Insurance is designed for businesses with multiple vehicles, to have them all on one policy. Whether they’re cars, vans, minibuses, trucks, taxis or HGVs, there are 3 levels of cover to choose from - Comprehensive, Third Party, Fire & Theft and Third Party Only. You can also choose to have a policy covering Any Driver to drive any vehicle, or fixed to Named Drivers for specific vehicles.

Fleet Insurance Explained

Fleet insurance can be taken out if you have 2 or more vehicles. It can make managing and keeping track of your fleet much easier as they are all combined on to one policy with one renewal date. A fleet could consist of company cars, vans, motorbikes, taxis, HGVs, LGVs or a mixture of them all.

One of the main advantages of some types of Fleet insurance is the fact that you could potentially have anyone who holds a valid UK licence within your company, and who meets the relevant insurance criteria (based on age, driving history, convictions etc) just jump in and drive without the hassle of having to ring through to the insurer to check details and add them on to the policy. There are three different levels of cover within a Fleet insurance policy; Comprehensive cover will give you the most protection on your vehicles, covering any damage caused to your own or third-party vehicles or property as a result of an accident, whether it be fault or non-fault. It is also the most expensive of the three due to the increased level of protection. The middle level of cover is Third Party, Fire & Theft which covers all third-party vehicles or property against any damage, whilst covering your own vehicles against damage from theft or fire only.

The most basic level of cover is Third Party Only, which offers no protection for your own vehicles, but will cover claims made against you for damages by any third parties. There are also different driving restrictions you can choose when setting up a policy; you could set your policy to Any Driver, meaning that anyone with a valid UK driving licence can drive any of your vehicles stated on the policy; or you can specify Named Drivers for each vehicle instead, which will be the cheaper of the two options.

There are a number of ways in which you could reduce the cost of your Fleet insurance, one of these is to limit the age of the people able to drive it. Taking young drivers out of the equation for example and setting a minimum age of 23 would help drive down the price. You could also increase the voluntary Excess on your policy and ensure that all vehicles have a good level of security.

All Your Vehicles On A Single Fleet Policy

Whether you own a mini fleet of three cars, or a large mixed vehicle fleet containing cars, vans, bikes and other vehicles, we can help you arrange a single motor fleet insurance policy that will cover everything you need. We can cover drivers with convictions, and can also provide Public Liability cover too. Plus, if you have a non-fault accident and one of your vehicles is kept off the road, we can provide you with a free like-for-like replacement so you don’t lose out. Get a quote today!

Fleet Vehicle Insurance Experts

If your business has more than one vehicle and you want to save time and money, then you may be better off covering all your cars, bikes, vans, trucks or taxis with a single fleet vehicle insurance policy. We can even cover haulage fleets with vehicles up to 7.5 tonnes. It doesn’t matter whether you're after small fleet insurance for two vehicles, or you operate a large fleet containing hundreds, we can get you covered. If you run an established fleet with a good claims history then we can offer you additional discounts; if you’re just starting out, we can help you get on the road with our attractive introductory discounts. What’s more, if you are involved in an accident that wasn’t your fault, and any of your vehicles are taken off the road, then we can arrange for a free like-for-like replacement to be supplied to help keep you on the road, so you don’t lose out. We can offer Named Driver policies if you only have specific drivers in your business, or even Any Driver policies which, as the name suggests, would cover anyone with the relevant licence to drive your fleet vehicles. Contact our fleet vehicle iinsurance specialists for a quote and find out for yourself! Our policies can benefit from the following:

More Reasons To Choose Think For Your Fleet Insurance?

Are you still looking for more reasons to get a Fleet insurance quote from Think? No problem, here are some additional features and benefits of our Fleet insurance products:

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