Home Insurance

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If you’re a Westpac Home Insurance customer impacted by severe weather and need help with a claim, please call 1300 369 989 or submit online.

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Home & Contents Insurance

Cover your home's physical structures and fixtures, as well as belongings at your home like furniture, appliances and clothing.

Building Insurance

Cover for your building, including permanent fixtures and fittings from events such as fire, storm damage and floods.  

Contents Insurance

Replacing the prized possessions you’ve collected over the years could really add up if something unexpected happened.

Landlord Insurance

Cover for both your investment property and contents that you lease out to tenants from loss or damage caused by flood, fire, storm, theft and more.

Renters Insurance

Your landlord is responsible for your four walls, but what about your personal belongings? Our contents insurance for renters provides flexible options to cover your possessions.

Why consider switching to Westpac Home Insurance?  

Sort out your banking and insurance together. Westpac insurance, provided by Allianz.

See your insurance policies in Online Banking alongside your other Westpac accounts.1

Manage your budget with the option to pay annually or by the month at no extra cost.2

Insure your home and contents against storm damage, floods and bushfires.*

Need to make a home insurance claim or change your policy?

You can submit your claim online (24/7)

Lodge your claim (24 hours a day, 7 days a week) with Allianz using the online claim form. Or call now to chat about your claim enquiry.

or call Allianz on 1300 369 989

Check or change your cover

Call the specialist Westpac insurance team at Allianz on 1300 650 255.

Home insurance help & guides

Home insurance calculators

Understand the amount you might need to rebuild or replace your home and contents to make sure you have enough cover in the event of a flood, fire, storm or severe natural disaster.^

Disaster preparation guides

Popular home insurance guides

Ready to get started?

Retrieve a quote

Enquire or apply

Call the specialist Westpac insurance team at Allianz on

1300 650 255

8am–9pm, Mon–Fri 8am–5pm, Sat & Sun (Sydney time)

Claim online

Lodge your claim 24/7 with Allianz using the online claim form or call

1300 369 989

Home Insurance Offer Terms and Conditions

Cover is subject to your application for insurance being accepted.

View the Home and Contents Insurance Key Fact Sheets.

^The Building and Contents calculators provided by Allianz through a third party provider, are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer.

*72 hour exclusion period may apply. Allianz doesn’t provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. For full details of conditions and exclusions please refer to the relevant PDS.

1Policy holders need to ensure their personal details on their policy match with their Westpac accounts. Only primary policyholders can see policies alongside their other Westpac accounts.

2Instalment premiums: If you choose to pay your premium by instalments you do not pay any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

3Online discount: When you quote and buy a new Home Insurance policy or Comprehensive Car Insurance policy online a discount of up to 10% is applied to your first year’s premium. This discount is not applied on renewal.

4Combined: A premium discount of up to 10% for combining Building and Contents covers on one policy is applied for Building and Contents cover. This includes on optional covers for Motor Burnout and Accidental Damage, but not for Portable contents cover. This discount is not applied to the premium for Flood.

5Minimum premiums: If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic/Landlord workers’ compensation (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached. 

Home and Contents and Landlord Insurance are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the initial issue of the insurance under a distribution arrangement with Allianz, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call Westpac on 1300 650 255.

If you take out Home and Contents or Landlord Insurance with Allianz the Bank will receive a commission of up to 12% of the premium (exclusive of GST).

A target market determination has been made for this product. Please visit www.westpac.com.au/tmd for the target market determination.

By selecting 'Get a quote' you will enter a third-party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

Westpac's Privacy Statement is available at westpac.com.au/privacy/privacy-statement or by calling 132 032 8am – 8pm Sydney time, 7 days. It covers:

View the Westpac Retail and Business Banking Financial Services Guide and Credit Guide (PDF 238KB)

For Westpac issued products, conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Target Market Determinations for the products are available. Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.