Michigan Home Insurance That is a Shore Thing

Your waterfront home should be where family traditions are started, friendships forged and memories are made.  Whether your home on the water is your primary residence, your weekend retreat or your summer getaway, you want to be sure that you protect it properly.

The typical homeowner's insurance policy doesn't provide all of the coverages you need for the different hazards of a waterfront property.  Homes on the water have unique property to protect including boat lifts, docks, swim rafts, boat houses, and break walls.

Your waterfront home also faces distinctive hazards such as collapse due to hydrostatic pressure and wind driven ice.  That is why our partners have created a package of coverages specifically designed for the shoreline homeowner.  

**Only available for Michigan homes.

Exclusive Waterfront Home Coverage

With these customized coverages provided for shoreline properties, you can enjoy summer solace and peace of mind knowing that Top O' Michigan Insurance has you covered.

Our Locations

Alpena 514 N Ripley Blvd Alpena, MI 49707

 Local: (989) 356-6133

Hillman 150 State St Hillman, MI 49746

Local: (989) 742-4574

Traverse City 3183 Logan Valley Rd Traverse City, MI 49684

Local: (231) 947-1164

Iron River 117 W Genesee St, Ste 1 Iron River, MI 49935

Local: (906) 265-5137

Petoskey 1170 Bay View Rd, Ste B Petoskey, MI 49770

Local: (231) 347-4610

Gaylord 440 W Main St, Ste F Gaylord, MI 49735-1401

Local: (989) 705-8664