Homeowners Insurance

Homeowners Insurance Quote Forms

Homeowners Insurance Information

Providing Homeowners Insurance to Cedar Rapids, IA and all surrounding communities

Skogman Insurance is committed to helping every client get quality insurance benefits that will protect them in all parts of their lives. If you are a homeowner, or are embarking on the journey of buying your first home, then you must adequately insure the property with a home insurance plan that is customized to fit your precise needs.   So, choose us as your local homeowners insurance agency, and you’ll get access to a network of top-rated policies. We’re here to help you sift through the myriad of policy options on the market to find you the perfect coverage solutions.   Call us at 319-366-6288 or request your free quote now.  

Common Homeowners Insurance Questions  

What is home insurance?  

What does home insurance cover?  

Structure protection: This insures your house in the event of damage from fires, weather, theft, vandalism or other hazards.

Detached structures coverage: Other buildings on your property – such as fences, carports, gazebos and detached garages - will have coverage.

Possessions insurance: This pays for damaged belongings. Protection might cover everything from furniture to food in the pantry and computer systems.

Liability coverage: If you accidentally harm someone else or damage their property, you can use this coverage to repay them. Coverage will often pay for incidents both on and off your property.

Additional living expense protection: Do you need to move out temporarily after household damage? Let this coverage reimburse you for expenses like dining or hotel bills.

Plus, because your home is unique, you can further tailor your benefits with more unique options like:

Scheduled items riders

Replacement cost value possessions coverage

Umbrella liability insurance

Flood insurance

Earthquake and windstorm endorsements

Pet liability insurance

We will always customize your plan to your advantage by helping you tailor your deductibles and overall coverage limits.  

How much home insurance do I have to buy?  

What does home insurance cost?  

The value of the home

The home’s location

Your credit score

Security features in the home

Your chosen policy and coverage limits

Our agents are committed to helping clients get the customized policies that are perfect for them. That’s why we’ll work one-to-one with you to determine the best ways to get your home the coverage it deserves, but at prices you can afford.