Our office is fully operational, however, due to the measures set in place to help stop the spread of the COVID-19 virus, we aren't taking any customer visits. Please call us on questions, payments, policy changes or business insurance issues. We are available to handle any requests but in order to keep employees and customers safe we can’t do it in person. Also, we can handle everything online or over the phone, including new clients wanting insurance.

Insurance Services - Our Solutions

Homeowners Insurance

Wherever you live in Montgomery County, Maryland or around the state; in a charming Frederick row-house, on the eastern shore; whatever you call home you will want to be sure that your home is covered by insurance that will cover the physical structure of your home, the belongings inside and the cost of medical expenses should a person become injured on your property. All homeowner insurance policies have standard coverage, but you can also select from many optional types of coverage to help protect the things that are important to you.

Our agents can help you with all the details and a complete understanding of the options and your specific insurance need. Just call us today.

Here are somethings you should take into consideration when buying homeowner insurance:

When insuring your home consider what it would cost to replace or rebuild the house itself. Building costs may be higher.

Knowing exactly how many things you own, and the worth of your personal possessions will require full home inventory, but its worth it especially if you have high value furniture, or valuable antiques.

It's important to take into consideration the possibility of accidents, injuries and damage that you could be liable for; placing your financial assets at risk.

Specific valuable and unique items like art, jewelry, furs, coins should be considered when discussing your homeowners insurance.

We Reperesent These Companies:

Our Clients Recommend Us...

“ I am so glad I was able to switch my insurance back to Preferred Insurance Solutions because the level of customer service is amazing alone, I will be recommending you to anyone looking for insurance.”

Tammy O , Hanover, MD

“Preferred Insurance Solutions saved me a $1000 a year off my auto insurance when I combinded my homeowners with a policy with them. I can sure find a someplace to spend that savings.”

J P , Gaithersburg, MD

“I have decided to stay with Preferred Insurance Solutions. Perosnally you had a lot to do with my decision. Thank you for being os responsive and professional whenever I needed something. I would like to move forward with the updated policy with spoke about yesterday.”

D Lorenti , Germantown, MD

“ ... I would like to commmend Ms. Kimberly Payne for her high quality customer service and profesionalism. She was always resposnsive, reliable and willing to provide support whenever I called upon her. She is such a stron assest t your team and I appreciated the chance to have worked with her as my agent. Ms Payne is a stellar agent and I hope towork with her again in the future. ”

Jennifer Y , Falls Church, VA

Preferred Insurance Solutions has been serving clients throughout Montgomery County, Maryland and the surrounding Washington DC / Baltimore metro area with a knowledgeable and service oriented approach.

20030 Century Blvd #201, Germantown, MD 20874 Phone: (301) 428-3344 Fax: (301) 428-3031

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