Secondary Home Insurance

Secondary Home Insurance in Utah

Your vacation home is where you go to relax, and likely one of your most valuable assets. If you own a vacation home in Utah and it is damaged or destroyed, you need your claim settled by an insurance company that understands these simple facts. We can help you find the secondary home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Vacation homes can be beacons of relaxation in a chaotic world, and in order to preserve you mental peace you want to make sure that your vacation home is properly insured. If you own a vacation home, you know that the homeowner’s insurance policy on your primary resident provides limited coverage for personal property on both properties. That may not satisfy replacement costs should a covered loss occur at your vacation home, so purchasing a Seasonal (or Vacation) Home policy may be right for you.

A Vacation Home policy covers much of what a traditional homeowner’s insurance policy does except it has no liability coverage. A secondary home is covered by the liability policy of a primary home.

Because your vacation home is different, it will require a different type of homeowner’s insurance policy. Assess your risk by looking at these facts of any property you own or are looking to purchase.

If your plan is to rent your secondary or vacation home when you’re not using it, you’ll need a Landlord Insurance policy. Sometimes referred to as short-term vacation rental insurance for properties like AirBnB or VRBO, this insurance policy is designed with this usage in mind.

Owning a vacation home is not only a great way to relax, but it can be a great financial investment as well. Be sure to protect it properly by getting the right home insurance policy for your usage. We can help.

An umbrella insurance policy can protect your financial future by providing insurance above and beyond your auto and home insurance. Talk to an agent today. LEARN MORE

Proud to represent Bear River Mutual. Click logo to learn more.

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