Homewood Insurance Agency - Sun Prairie, WI

Protect Your Home with Homewood Insurance

We know from working with other Wisconsin homeowners how overwhelming the process of finding the right insurance policy can seem. When you don’t have an insurance agent to lead you through the process, looking for a policy can feel like searching for a needle in a haystack. Leave the searching to us. We have access to homeowners policies from a range of trusted insurance companies. After taking the time to get to know you, we’ll assess your needs and provide you with a policy that is there for you when you need it most. Homeowners policies help you repair or replace your home if it’s damaged, destroyed, or burglarized. They’ll also help cover medical costs or lawyer fees if another person is injured on your property.

What Does Home Insurance Cover?

New to homeowners insurance or need a refresher? We’ll help you consider the following.

How much is your home worth?

We will carefully assess your home’s value and help make sure it’s covered should disaster strike. Insuring your home for the proper amount can help save you thousands in the long run.

Choosing the right policy will help repair or replace your home if it’s damaged or destroyed from most perils including the following.

What are your belongings worth?

Homeowners insurance policies typically include personal property coverage.  When selecting a homeowners insurance policy, it’s important to take a careful inventory of the belongings in your home. Knowing how much your personal property is worth will help to ensure you’re not left with high out-of-pocket replacement costs should they be damaged, stolen, or destroyed.

What is considered personal property?

Do I have enough liability coverage?

We’ll help you identify the right amount of liability coverage for your home as well. Liability coverage in homeowners insurance covers both bodily injuries and property damages. Liability coverage may help you in the following ways.

What if I’m displaced from my house?

Should your home be destroyed by a fire, would you have anywhere to go? Renting an apartment or living out of a hotel can be expensive. By including additional living expense coverage to your homeowners policy, you could have the following costs covered.

Do you still need insurance if you rent?

Even if you don’t own your home, it’s important to protect your belongings inside of it. Most landlord’s insurance policies won’t pay to replace your property if it’s stolen or damaged. It also may not offer liability coverage should somebody be injured on the property while you’re living in it. Ask us about our competitive renters insurance policies.

We know insurance, we know Wisconsin, and we want to get to know you. Schedule an appointment for a one-on-one meeting where we will assess your unique insurance needs. You’ll leave knowing you’re in good hands with an agency that’s on your side.

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