Health Insurance - F.A.Q.

Medical Insurance

All non-immigrant international students enrolled at the university are required to be insured. The insurance premium is included in the tuition fees. Insurance is covered quarter by quarter. Students not enrolled for a quarter are not covered in any insurance plan. Should a student decide to buy just the insurance for the quarter he or she is not enrolled in, he/she can purchase the accident and sickness insurance by contacting the Office of International Affairs.

Louisiana Tech University offers a new insurance plan for all international students and scholars starting the Fall 2023 quarter. You may pick up a how-to guide and snapshot of our new insurance from the OIA or by emailing bolivier@latech.edu. All F-1 students and J-1 scholars are required to buy insurance from Wellfleet Student through Louisiana Tech University. The insurance cost of $304.55 will be included in your tuition and fees each quarter. You can find the coverage plan materials here.

We are working hard to ensure that all enrolled international students receive health insurance coverage. Below are some highlights that you should know:

If you have any questions or concerns regarding health insurance, please contact Ben Olivier at bolivier@latech.edu or (318) 257-4321.

Frequently Asked Questions

What is a deductible?

Simply put, a deductible is the amount of money that the insured person must pay before their insurance policy starts paying for covered expenses. For example, if you have a $1000 deductible, you must pay $1000 on medical expenses or eligible prescription medications before your insurance covers all but the copay. After you've met your deductible, you only pay the copay on qualifying medical expenses.

What is a co-payment (copay)?

This is a fixed, flat fee for certain kinds of office visits, prescription drugs, or other services. Because the health insurance copay is fixed, you'll know ahead of time exactly how much you owe. If your policy lists a copayment of $25 for a doctor visit, you pay that amount each time you see the doctor.

I am on OPT, can I buy the insurance from Tech?

Yes, you can. Please reach out to our office for assistance (international@latech.edu or 318.257.4321)