Home Insurance Quotes in 24174!

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Home Insurance Rates in 24174

For homeowners shopping online in 24174, our insurance rates are very competitive for homeowners living in Thaxton, VA. Many homeowners based out of the great city of Thaxton have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 24174, simply click the "Get Multiple Quotes Now" button. Your 24174 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Thaxton, VA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

24174 Home Insurance Rating is: Medium!

If you live in 24174, you can easily save up to 40% off the average home insurance premium of $803 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Thaxton can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 24174 today!

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24174 Home Insurance Average Premiums

$553 /yr.

For the 24174, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

What is the average home insurance cost for a home in 24174?

What does it cost on average per month for home insurance in 24174?

What kind of discount could I get if I combine my home and auto insurance together in 24174?

For shopping home insurance rates within the Thaxton area, check out other zip codes nearby 24174. Review average rates in another zip code: 24174 homeowners insurance rates

Home Replacement Cost Coverage in 24174

Average Building Cost Per Square Foot in 24174: $163

Average Square Footage in 24174: 824 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24174 before you start any project. Thaxton homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24174 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24174 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 824 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thaxton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 24174 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24174

Best Home & Auto Insurance Agencies in 24174

Housing Demographics for 24174

For the city of Thaxton, the population within 24174 has increased to over 2,409 residents in population size. The current population total is 2,362. We have broken down the population based on race below. In 24174, there are over 1203 in male population and 1159 females.

The average number of homes in 24174 is around 1,036, there are an average of 2.28 per household. The average house value according to local real estate values is around $134,300. Please review the following demographics below for average income and media age.

Virginia Homeowners Insurance News & Information

While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

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