Home Insurance Quotes in 71369!

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Home Insurance in 71369

Our rates are very competitive for homeowners living in the 71369 zip code. Many homeowners based out of Simmesport, LA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our LA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 71369 should appear in the zip code field ready to go.

71369 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Simmesport area? The average homeowners premium in 71369 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 71369, you can expect to pay around $1515 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 71369

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Louisiana. Start your 71369 home insurance shopping today!

71369 Home Insurance Average Premiums

$1265 /yr.

For the 71369, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

What is the average home insurance cost for a home in 71369?

What does it cost on average per month for home insurance in 71369?

What kind of discount could I get if I combine my home and auto insurance together in 71369?

For shopping home insurance rates within the Simmesport area, check out other zip codes nearby 71369. Review average rates in another zip code: 71369 homeowners insurance rates

Home Replacement Cost Coverage in 71369

Average Building Cost Per Square Foot in 71369: $122

Average Square Footage in 71369: 612 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71369 before you start any project. Simmesport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71369 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71369 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 612 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Simmesport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 71369 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71369

Best Home & Auto Insurance Agencies in 71369

Housing Demographics for 71369

For the city of Simmesport, the population within 71369 has increased to over 1,240 residents in population size. The current population total is 2,308. We have broken down the population based on race below. In 71369, there are over 1091 in male population and 1217 females.

The average number of homes in 71369 is around 969, there are an average of 2.31 per household. The average house value according to local real estate values is around $74,700. Please review the following demographics below for average income and media age.

Louisiana Homeowners Insurance News & Information

While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

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