Home Insurance Quotes in 20815!

Compare quotes for your home in 20815! Compare the best 12 carriers in minutes.

Home Insurance Quotes in 20815

Are you shopping for a cheaper homeowners insurance rate in 20815? Our rates are very competitive for homeowners living in Chevy Chase, MD. Many homeowners located in the 20815 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 20815. To get free 20815 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 20815 zip code should appear in the zip code field ready to go. Shopping Chevy Chase, MD Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 20815 to review the best rate coverages.

Your 20815 Home Insurance Costs Is Rated: Medium!

For the great city of Chevy Chase, the average home insurance premium paid annually is around $842 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Maryland specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Chevy Chase and need insurance on your home in the 20815 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 20815 Homeowners Insurance Rates Now!

20815 Home Insurance Average Premiums

$592 /yr.

For the 20815, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

What is the average home insurance cost for a home in 20815?

What does it cost on average per month for home insurance in 20815?

What kind of discount could I get if I combine my home and auto insurance together in 20815?

For shopping home insurance rates within the Chevy Chase area, check out other zip codes nearby 20815. Review average rates in another zip code: 20815 homeowners insurance rates

Home Replacement Cost Coverage in 20815

Average Building Cost Per Square Foot in 20815: $190

Average Square Footage in 20815: 5,612 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20815 before you start any project. Chevy Chase homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20815 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20815 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,612 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chevy Chase area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 20815 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20815

Best Home & Auto Insurance Agencies in 20815

Housing Demographics for 20815

For the city of Chevy Chase, the population within 20815 has increased to over 33,439 residents in population size. The current population total is 31,517. We have broken down the population based on race below. In 20815, there are over 14467 in male population and 17050 females.

The average number of homes in 20815 is around 13,631, there are an average of 2.30 per household. The average house value according to local real estate values is around $1,066,300. Please review the following demographics below for average income and media age.

Maryland Homeowners Insurance News & Information

While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

20815 Household Information

20815 Home Insurance Quotes!

You can easily compare quotes for your home in 20815, Maryland! It's easy and only takes a minute!

Do you need home insurance quotes in a city nearby 20815?

Home Insurance Reviews in 20815

Home Insurance Questions

Home Insurance Tools

Connect with us: