Best Cheapest Home Insurance Companies in Locust Hill,Kansas
When it comes to securing reliable and cost-effective Home Insurance in Locust Hill Kansas, CheapInsuranced.com stands out as your go-to destination. We understand the importance of finding coverage that not only meets your specific needs but also fits your budget seamlessly. Our platform is dedicated to providing Locust Hill residents with a hassle-free experience, allowing you to compare and choose from a variety of cheap and affordable Home Insurance options.
You’re our first priority. Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
21st Century Auto Insurance Review 2024
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Our Take
3.0
The bottom line: 21st Century sells bare-bones auto insurance policies in California only.
21st Century sells bare-bones auto insurance policies in California only.
Full Review
See what you could save on car insurance
Easily compare personalized rates to see how much switching car insurance could save you.
Pros & Cons
Complimentary roadside assistance.
Up to $1,000 of equipment coverage included for customers that buy comprehensive or collision insurance.
Only available in California.
Few optional coverages offered.
Few discounts offered.
Full Review
21st Century earned 3 stars out of 5 for overall performance. NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer experience, complaint data from the National Association of Insurance Commissioners and financial strength ratings.
Founded in 1958, 21st Century Insurance is a small subsidiary of Farmers Insurance and currently only offers auto insurance policies in California. It does most of its business online and over the phone, so 21st Century is best for people who are fine with not having a personal agent.
» MORE: The best car insurance companies
In our auto insurance reviews, our editorial team considers both the customer and the insurer. These are some of the factors we take into account:
Financial strength. We use A.M. Best ratings to confirm an insurer’s long-term financial stability and ability to pay claims. NerdWallet does not recommend companies with a rating lower than a B.
Complaints. These ratings are based on complaints to state regulators relative to a company’s size, according to three years’ worth of data from the National Association of Insurance Commissioners. The best auto insurance companies have fewer than the expected number of complaints.
Ease of use. This category looks at how easily consumers can interact with an insurer through its mobile app and website. This includes how much coverage information is offered online, whether a user can start and track a claim online and get a quote and mobile app scores based on the Apple and Google Play store ratings.
Discounts. We look at both the kind of discounts a company offers and the total number of discounts available.
Compare to other insurers
Current Product
3.0
3.0
3.5
Complaints to NAIC Ratings are based on complaints to state regulators relative to a company's size, according to three years' worth of data from the National Association of Insurance Commissioners. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC.
More than expected
Complaints to NAIC Ratings are based on complaints to state regulators relative to a company's size, according to three years' worth of data from the National Association of Insurance Commissioners. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC.
Far fewer than expected
Complaints to NAIC Ratings are based on complaints to state regulators relative to a company's size, according to three years' worth of data from the National Association of Insurance Commissioners. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC.
Close to expected
Ease of use Ratings are determined by our editorial team. Our "ease of use" category looks at factors such as website transparency and how easy it is to file a claim.
Average
Ease of use Ratings are determined by our editorial team. Our "ease of use" category looks at factors such as website transparency and how easy it is to file a claim.
Below average
Ease of use Ratings are determined by our editorial team. Our "ease of use" category looks at factors such as website transparency and how easy it is to file a claim.
Average
Discounts Ratings are based on the number of discounts a company offers in comparison to other insurers.
Average set of discounts
Discounts Ratings are based on the number of discounts a company offers in comparison to other insurers.
Very few discounts
Discounts Ratings are based on the number of discounts a company offers in comparison to other insurers.
Average set of discounts
Bottom line
21st Century sells bare-bones auto insurance policies in California only.
Bottom line
American National sells a variety of policies, including auto, home and life, which means you can easily save by bundling multiple products.
Bottom line
Safeco auto policies offer some unique features, such as accident forgiveness, but falls short in customer service.
21st Century auto insurance coverage
When you're shopping for car insurance coverage, it's important to understand what car insurance coverage you want and what you’re required to buy. For instance, most states require a minimum amount of car insurance to drive a vehicle. Alternatively, if you want extra protection, you may be interested in full coverage insurance. Read about the most common types of car insurance coverage to see how they work.
21st Century offers few bells and whistles with its auto policies, something that may help keep rates down. Besides the typical types of coverage offered, 21st Century provides complimentary roadside assistance as well as up to $1,000 of equipment coverage if you buy comprehensive or collision insurance.
21st Century also offers new car replacement coverage if you have a newer vehicle for no extra fee. This coverage pays the value of a new car of the same make and model if your car is totaled in an accident.
See what you could save on car insurance
Easily compare personalized rates to see how much switching car insurance could save you.
» MORE: Compare auto insurance rates
Auto insurance discounts
You may be able to save on your 21st Century auto insurance policy by:
Owning a car with an anti-theft device.
Maintaining a B average in school if you are 25 years old or younger.
Having a student who is away at school and keeps their car at home.
Being an alumni from certain organizations.
Insuring more than one vehicle.
Taking a defensive driving course if you are at least 55 years old.
Being claim-free for three years (good driver).
Having no claims after four or more years. You can earn this discount in addition to the good driver discount.
First time shopping for auto insurance? Unsure of where to start? Check out our guide on how to shop for car insurance .
Complaints
21st Century had more than the expected number of complaints about auto insurance to state regulators relative to its size, according to three years’ worth of data from the National Association of Insurance Commissioners.
More about 21st Century auto insurance
Website: Though they don’t have the slick features you’ll find on some other insurers’ digital platforms, 21st Century’s website lets you accomplish the basics. You can pay premiums, view your insurance ID card and file claims via the website. If you need help, you can. If you need help, you can reach customer service at 877-401-8181, from 7 a.m. to 7 p.m. PT, Monday through Friday.
Other insurance from 21st Century
21st Century exclusively sells auto policies in California. But its parent company, Farmers, offers car insurance in most states as well as most other types of coverage.
To learn more, check out our other Farmers reviews:
Farmers auto insurance review.
Farmers homeowners insurance review.
Farmers renters insurance review.
Farmers life insurance review .
Insurer complaints methodology NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2020-2022. To assess how insurers compare to one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry. To evaluate a company’s complaint history, NerdWallet calculated a similar index for each insurer, weighted by market shares of each subsidiary, over the three-year period. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC. Ratios are determined separately for auto, home (including renters and condo) and life insurance. Auto insurance ratings methodology NerdWallet’s auto insurance ratings reward companies for customer-first features and practices. Ratings are based on weighted averages of scores in several categories, including financial strength, consumer complaints and discounts. Our “ease of use” category looks at factors such as website transparency and how easy it is to file a claim. Using our editorial discretion, we also consider customer satisfaction surveys. These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines and full ratings methodology for auto insurance .
Insurer complaints methodology
NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2020-2022. To assess how insurers compare to one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry. To evaluate a company’s complaint history, NerdWallet calculated a similar index for each insurer, weighted by market shares of each subsidiary, over the three-year period. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC. Ratios are determined separately for auto, home (including renters and condo) and life insurance.
Auto insurance ratings methodology
NerdWallet’s auto insurance ratings reward companies for customer-first features and practices. Ratings are based on weighted averages of scores in several categories, including financial strength, consumer complaints and discounts. Our “ease of use” category looks at factors such as website transparency and how easy it is to file a claim. Using our editorial discretion, we also consider customer satisfaction surveys. These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines and full ratings methodology for auto insurance .
Frequently asked questions
You can get a quote by calling an agent at 877-310-5687 on weekdays between 8 a.m. and 8 p.m. PT or Saturday between 8 a.m. and 6 p.m. PT.
21st Century only sells auto policies in California.
To file a claim, complete the form online or call the claims department on 888-244-6163. Reps are available 24/7.
About the author
Ryan Brady is a lead writer covering insurance at NerdWallet. Read more
Download the app
Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.
NerdUp by NerdWallet credit card: NerdWallet is not a bank. Bank services provided by Evolve Bank & Trust, member FDIC. The NerdUp by NerdWallet Credit Card is issued by Evolve Bank & Trust pursuant to a license from MasterCard International Inc.
Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
NerdWallet Compare, Inc. NMLS ID# 1617539
NMLS Consumer Access|Licenses and Disclosures
California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812
Insurance Services offered through NerdWallet Insurance Services, Inc. (CA resident license no.OK92033) Insurance Licenses
NerdWallet™ | 55 Hawthorne St. - 10th Floor, San Francisco, CA 94105
Affordable Home Insurance in Locust Hill,Kansas Ads
Home and Auto Insurance
City: Locust Hill, State: Kansas
Mountain Valley Insurance in Lakeside, AZ would like to take the search off your hands and run you multiple insurance quotes for home and auto until we fine the exact coverage/ permium you deserve.
Jan 22, 2024 10:01 PM , Category: Home insurance
Landlord Insurance Information Required By Lenders and Brokers
City: Locust Hill, State: Kansas
Landlord Insurance (Typical Information Required By Lenders and Brokers) - to obtain a quotation for landlord insurance uk, similar information is required to that needed to obtain a standard Buildings Insurance Quotation. The covers available are fairly similar as well, and you will need to make sure that any product you buy will satisfy your lenders terms and conditions. Landlord insurance uk is a little more expensive than standard Home Insurance and you will find that there are not nearly as many insurers offering this type of cover. The insurer will need to know that the Building is of standard construction and that it is not in an area subject to flooding or has any subsidence history.
Frequently buy to let properties are unoccupied when first purchased and there may be a delay in finding a tenant , perhaps some work needs to be done on the property. Always tell the insurer if the property is to be altered as they will need
Jan 22, 2024 9:35 PM , Category: Home insurance
Home Insurance No Broker Fees
City: Locust Hill, State: Kansas
Get Excellent Rates We Only Insure Homes! Its our Specialty Fast FREE Quotes NO Broker fees Low Payments Many Discounts Available >¢New Home Insurance >¢Older Home Insurance >¢Homeowners Insurance >¢Condominium Insurance >¢We Include Mechanical Home Appliance Breakdown (pays for Repairs) >¢We include Mortgage Protection Payments Coverage >¢Top Rated Pet Insurance Christine Thompson Insurance Agency Over 10 yrs experience Lets Compare Rates Call, text or email for a Fast Free Quote! Lic 2401677
Jan 22, 2024 9:21 PM , Category: Home insurance
1900's HOME INSURANCE Company of New York Advertising Pocket Knife
City: Locust Hill, State: Kansas
HOME INSURANCE Company of New York Advertising Pocket Knife/Scissor 1900's. From an old sewing box at the Estate Sale.
Jan 22, 2024 7:52 PM , Category: Home insurance
Renter's Insurance as low as $18/month! (Mobile homes too)
City: Locust Hill, State: Kansas
Hello SAN ANTONIO! UTSA alum here! We'd like to invite YOU or ANYONE who is looking for Auto, Home or Renter's Insurance to go ahead & give our office a call for a FREE insurance quote from one of our helpful & friendly agents! Whether you're a new driver, your auto/home/renter's policies are about to expire, or you are just shopping around for these different types of insurance rates to compare, we're always more than happy to assist in your new policy purchase and answer any questions you have about insurance. We now offer renter's insurance as low as $18-21/month and can get you in and out in 5 minutes or less! Or email/fax your policy documents to you. Cash & major credit/debit cards accepted. Hablamos Espanol. H & H Insurance Agency 1347 Basse Rd San Antonio, Texas 78212
Jan 22, 2024 6:29 PM , Category: Home insurance
Renter's Insurance as low as $18/month! (Mobile homes too)
City: Locust Hill, State: Kansas
Hello SAN ANTONIO! UTSA alum here! We'd like to invite YOU or ANYONE who is looking for Auto, Home or Renter's Insurance to go ahead & give our office a call for a FREE insurance quote from one of our helpful & friendly agents! Whether you're a new driver, your auto/home/renter's policies are about to expire, or you are just shopping around for these different types of insurance rates to compare, we're always more than happy to assist in your new policy purchase and answer any questions you have about insurance. We now offer renter's insurance as low as $18-21/month and can get you in and out in 5 minutes or less! Or email/fax your policy documents to you. Cash & major credit/debit cards accepted. Hablamos Espanol. H & H Insurance Agency 1347 Basse Rd San Antonio, Texas 78212
Jan 22, 2024 5:57 PM , Category: Home insurance
1900's HOME INSURANCE Company of New York Advertising Pocket Knife
City: Locust Hill, State: Kansas
HOME INSURANCE Company of New York Advertising Pocket Knife/Scissor 1900's. From an old sewing box at the Estate Sale.
Jan 22, 2024 3:49 PM , Category: Home insurance
Home Insurance No Broker Fees
City: Locust Hill, State: Kansas
Get Excellent Rates We Only Insure Homes! Its our Specialty Fast FREE Quotes NO Broker fees Low Payments Many Discounts Available >¢New Home Insurance >¢Older Home Insurance >¢Homeowners Insurance >¢Condominium Insurance >¢We Include Mechanical Home Appliance Breakdown (pays for Repairs) >¢We include Mortgage Protection Payments Coverage >¢Top Rated Pet Insurance Christine Thompson Insurance Agency Over 10 yrs experience Lets Compare Rates Call, text or email for a Fast Free Quote! Lic 2401677
Jan 22, 2024 2:30 PM , Category: Home insurance
Home Insurance No Broker Fees
City: Locust Hill, State: Kansas
Get Excellent Rates We Only Insure Homes! Its our Specialty Fast FREE Quotes NO Broker fees Low Payments Many Discounts Available >¢New Home Insurance >¢Older Home Insurance >¢Homeowners Insurance >¢Condominium Insurance >¢We Include Mechanical Home Appliance Breakdown (pays for Repairs) >¢We include Mortgage Protection Payments Coverage >¢Top Rated Pet Insurance Christine Thompson Insurance Agency Over 10 yrs experience Lets Compare Rates Call, text or email for a Fast Free Quote! Lic 2401677
Jan 22, 2024 1:20 PM , Category: Home insurance
1900's HOME INSURANCE Company of New York Advertising Pocket Knife
City: Locust Hill, State: Kansas
HOME INSURANCE Company of New York Advertising Pocket Knife/Scissor 1900's. From an old sewing box at the Estate Sale.
Jan 22, 2024 12:13 PM , Category: Home insurance
Insurance Quotes
Get quick and accurate insurance quotes.