Richland Insurance Services specializes in auto, home, life, and business insurance.

Richland Insurance Services - Insuring Decatur and All of Central Illinois

Established in 2014, Richland Insurance Services, Inc. is owned by Toby Koonce and Shane Major. Together, Toby and Shane take a consultative approach to their clients needs by looking over each unique situation and advising clients on products best suited for their particular needs.

We are Independent Insurance Agents in Decatur, Illinois, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Richland Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

We provide auto, home, life, and business insurance for all of Illinois.

Quotes From Multiple Companies

Recent News & Updates

5 Family-Friendly Home Projects to Start This Father’s Day

Posted: June 16, 2024

National Homeownership Month celebrates the dream of owning a home, highlighting its significance in achieving financial stability and building communities. It’s a time to recognize the value of homeownership and promote initiatives that support aspiring homeowners. Father’s Day coincides nicely with National Homeownership Month, offering an opportunity for families to bond over home improvement projects. Making updates to the home fosters quality family time and...

What is Guaranteed Replacement Cost?

Posted: June 12, 2024

Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...

What Is Product Liability Insurance For Small Businesses?

Posted: June 11, 2024

It’s a fact of life: accidents happen. Of course, risks will always be associated with creating, manufacturing, assembling, distributing, or selling products, but managing those risks is a key part of your business success. Product liability insurance can protect your business from potential legal and financial consequences arising from product-related claims. Product Liability Insurance In a Nutshell Product liability insurance is a specialized form of...

Specializing In Erie Insurance

Phone: (217) 424-6024

Fax: (217) 864-4194