Brice, OH Home Insurance Quotes!

Brice homeowners, if you are looking for competitive rates that are affordable then easily shop up to 12 Ohio home insurance quotes today with GetHomeInsuranceQuotes.com. Because we only take a few minutes of your time to request quotes from us, we begin the shopping process. Our online quoting system allows you to enjoy the hassle free, secure opportunity to get the quotes you need fast. We also offer professional advice and free consultation so that our Brice, OH licensed home insurance agent can help you determine which home insurance carrier and coverage option is right for you and your family.

Homeowners Insurance Rates in Brice

Home insurance rates for your home in Brice will vary depending on many factors including location, risk, upkeep, liability and so much more. Homeowners in your local area are paying around $384 per year up to rates as high as $934 a year for a standard HO-3 homeowners policy. Most customers are seeing rates in the middle range around $634 per year or $53 per month. We can help you shop lower rates and apply all availble discounts to help save on your insurance cost.

If you compare local rates to rates throughout the state, the average premium is around $871 for homeowners insurance coverage on average, where the majority of the countries home insurance premiums are around $1,311. These average homeowners insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage.

Getting Multiple Brice Quotes & Save!

Shopping online for home insurance in Ohio is much easier when you can compare multiple homeowners insurance rates at once. We realize time is a very important factor when looking for cheaper rates. Some homeowners are very urgent to save more on there annual premium. Other homeowners are in the last stage of the new home buying process and need finalize a home insurance policy immediately. Since the average Ohio home insurance rate is $871. Our quoting system allows you to save up to 40% on your home insurance premium. Plus, we will consider all the home insurance discount options, which would allow you to benefit additional savings with better coverage features and packages.

Let us help you save more, start your only home insurance quote today or give us a Call at 1-855-976-2656.

Brice, OH Housing & City Data

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Average Rates Nearby Brice

Are you looking for homeowners insurance in a city near Brice? Review coverage options and average rates in your area by clicking your city below. We can help you shop home insurance rates!

Home Insurance Rates by Zipcode in Brice, OH

Easily review average rates and get multiple homeowners insurance quotes by clicking your zip code below located in Brice.

43109,     

Brice, OH Home Insurance Average Premiums

$384 /yr.

For the city of Brice, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

What is the average home insurance cost for a home in Brice, OH?

What does it cost on average per month for home insurance in Brice, OH?

Brice, OH - 2023 Housing Information

Homeowners insurance will help cover the cost to repair or replace your Brice home if it is damaged or destroyed by a covered peril, up to your coverage limits. A homeowners policy is made up of a few different coverages. Here are the most common coverages:

Get up to 12 competitive Brice, OH homeowners insurance rates all in one place!

Saving Money Tips on Brice Home Insurance

A great way to save money on Brice homeowners insurance is to make sure you are getting all the discounts you are qualified to receive. Here are just a few of the most common discount’s insurers offer:

Are you shopping for the best rate near or wihin the Brice area? Check out what homeowners are paying on average for Ohio homeowners insurance.

Elevation Review for Coastal Wind or Flooding Risk

Did you know that the elevation in which your home resides is crucial to a home insurance policy because it determines the risk factor related to your home being in a flood zone. It is important to understand that your home is not covered for floods under a standard homeowners policy. You will need to speak with a local Ohio flood insurance agent about a flood insurance policy, please give us a call now at 888-620-1954.

To get online quotes on your home and compare rates on home insurance premiums in Brice, enter your zip code above and easily complete our online quoting application. Remember, it's important to speak with us about additional home insurance discounts so you can get the best rate for your home in Franklin County.

Ohio Homeowners Insurance News & Information

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According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

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Brice, OH Dwelling Coverage Estimate

It is important to calculate your dwelling coverage for your home in Brice so you know what type of homeowners insurance coverage you need to cover your replacement cost. It is recommended to have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Please remember that replacement cost coverage does not include the cost of the land, only the price to rebuild your home, which is why we like to help customers by answering a few questions that you may have.

What is the average replacement cost coverage in Brice, OH?

- The average square footage in Brice is around 939 Sq. Ft. which would cost you around $104,200 to replace the home if you base the home on the price to build per square foot of $111.

Minimum Replacement Cost Total: $104,200

Location: Brice, Ohio (Franklin County)

Average Building Cost Per Square Foot in Brice: $111 (low end)

Average Square Footage in Brice: 939 Sq. Ft.

The dwelling coverage is calculated by the average cost per square foot ($111) in Brice, Ohio times your heated square footage. Which would equal the cost to rebuild your home minus the cost of the property or land. Some homes will have a higher replacement cost due to home improvements like updated kitchens and bathrooms. Other upgrades may include: granite countertops, hardwood floors and stainless steel appliances. The national square foot average to build a brand new home is around 2500 square feet. So if you are looking to build, and your square footage of your new home is 2500, you are looking at a dwelling coverage premium of around $346,875 (Media price to build of $139 x 2500 sq. ft.) to cover the cost to rebuild your new home.

What is the difference between actual cash value and replacement cost value?

Homeowners insurance is available in both actual cash value (ACV) and replacement cost value (RCV). Knowing the difference is important:

Actual cash value: When valuing your personal possessions, an actual cash value policy will take depreciation into account. This means that your 10-year-old TV will be basically worthless according to your insurance company. While an ACV policy tends to be cheaper, if you have to make a claim you may be disappointed in your claim payout.

Replacement cost value: A RCV policy will replace your possessions with brand new items of similar quality regardless of how old they were at the time they were destroyed. While RCV policies are slightly more expensive, they are well worth the cost if you have to make a claim.

Brice, OH Home Insurance Quotes!

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