Your Local, Independent Agency

Writing insurance solutions for North Central Ohio since 1972.

300 Coshocton Avenue, Mount Vernon, OH 43050

Griffin Insurance

Griffin Insurance has been serving insurance solutions as an independent agency in Mount Vernon, OH since 1972. We are proud to provide insurance and financial solutions for thousands of individuals and businesses across our area. Our agency is committed to building a solid relationship through practical solutions and excellent service.

Griffin Insurance

Griffin Insurance has been serving insurance solutions as an independent agency in Mount Vernon, OH since 1972. We are proud to provide insurance and financial solutions for thousands of individuals and businesses across our area. Our agency is committed to building a solid relationship through practical solutions and excellent service.

The team at Griffin Insurance takes pride in customizing policies to clients’ individual insurance needs. With the choice of more than one insurance company at our fingertips, we can tailor any program, whether it be for your home, auto, life, health, and business, among many others. Ultimately, we want to provide the most suitable coverage and value for your personal and business insurance needs. Get in touch with our team today!

More about our agency.

The team at Griffin Insurance takes pride in customizing policies to clients’ individual insurance needs. With the choice of more than one insurance company at our fingertips, we can tailor any program, whether it be for your home, auto, life, health, and business, among many others. Ultimately, we want to provide the most suitable coverage and value for your personal and business insurance needs. Get in touch with our team today!

  Get Your Insurance Quote

Δ

The Solution To Your Insurance Needs

Trusted advice and insurance solutions to protect what matters most.

Coverage and risk management solutions for companies of all sizes.

Coverage that can help attract, retain, and protect your team.

Insurance by Industry

Looking for more insurance designed specifically for your business? Search for business insurance by industry to find the right coverage.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

What Makes Griffin Insurance Special

Hometown Agency

We are local to North Central Ohio and are proud to protect our hometown residents and businesses.

Contemporary Policies

We stay up-to-date on industry knowledge to bring our clients top-notch insurance solutions.

Experienced Agents

With extensive industry experience, we educate clients on coverage options to make an informed decision.

Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Your township building is susceptible to many perils throughout the year such as wind, rain, collapse, fire, and smoke. When significant damages to the building occur, how will you replace the building and its contents to continue servicing the township?

Property insurance can help protect the property your township owns or leases, including things like equipment, supplies, furniture, and fixtures. Whether you own your building or lease your workspace, property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.

There are hundreds of reports each year of children being sexually abused by adults. This exposure is excluded from the standard general liability policy form.

Obtain the proper abuse and molestation coverage to protect the municipality from the possibility of significant financial loss in the event of an allegation. In addition, have written documentation within the municipality to address how to prevent sexual abuse from happening, how to report it to authorities, and what to do in an event of an allegation.

If a municipality runs the community sewer and wastewater plant, it can be exposed to many risks such as failure to supply, water contamination, notification expenses, and others.

A sewer authority coverage liability form can cover the professional activities that go along with managing a wastewater treatment facility. Some forms include errors and omissions, failure to supply utilities, and other necessary coverages such as equipment breakdown for the facility.

Any municipality that has elected public officials or governing boards (park boards, historic boards, etc.) has exposure for the financial and other decisions the boards make, which affect the entire population of that municipality.

A municipality can be held liable for wrongful acts and decisions made by elected public officials and governing boards and will need to defend against such allegations. Having a liability policy that can protect against these risks is essential. This can also include employment practices liability as well.

Having a municipal police force has many areas of liability, especially in today’s legal environment. Police can be held liable or sued for wrongful detention, police brutality, and other accusations. Unfortunately, these claims normally carry a high dollar value.

Law enforcement liability provides coverage for the municipality and its police officers for allegations that may arise from an officer’s actions. This coverage can also include a line of duty accidental death coverage and a moonlighting endorsement.

Depending on your location and surroundings, your borough could be in an earthquake and flood-prone area. The common property policy excludes coverage for these types of claims, leaving a municipality with significant structural or water damage and no coverage.

Adding earthquake and/or flood policies can cover property claims when those disasters occur. Depending on the zone you occupy, limits can go up to $10M and will include a deductible per occurrence.

If one of your employees receives an injury or becomes ill due to a work-related occurrence, you are required by law to have the proper coverage in place.

Workers' compensation and employers liability insurance protect your employees should a job-related injury or sickness occur during the course of employment. Since benefits vary by state law, make sure your insurance agent is aware of all physical locations your business operates in, as well as all physical locations where you hire your employees.

Water on the floor, slippery entry in the winter, broken glass/hazardous debris, etc. These can all be accidents waiting to happen on municipal property. Claims may arise due to bodily injury, property damage, personal injury, and more.

General liability insurance is an absolute necessity. It provides broad coverage when the municipality is deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.

Municipality Insurance 101

Make sure you cover the unique risks you face with municipality insurance.

Not what you’re looking for? Find interactive graphics for auto insurance and non-profit insurance.

Manage Your Account Now

Get support in filing your claim.

Fine tune your policy options.

Get proof of your insurance quickly.

Lose your card? Get a new one.

Make payments securely online.

Compare your coverage with your current needs.

  Contact Griffin Insurance

Δ

Mount Vernon, OH

300 Coshocton Avenue Mount Vernon, OH 43050

We write policies for clients across Ohio with a special focus in Mount Vernon, OH, Centerburg, OH, Fredericktown, OH, Howard, OH, and Martinsburg, OH.

Griffin Insurance is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.

Privacy Policy | Website Accessibility

We are licensed in Ohio.

Homepage photo provided by Ariel Foundation Par

© 2024 Griffin Insurance. All rights reserved. Powered by Forge3 ActiveAgency.