Home Insurance Quotes in 71447!

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Home Insurance Quotes in 71447

Are you shopping for a cheaper homeowners insurance rate in 71447? Our rates are very competitive for homeowners living in Lena, LA. Many homeowners located in the 71447 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 71447. To get free 71447 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 71447 zip code should appear in the zip code field ready to go. Shopping Lena, LA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 71447 to review the best rate coverages.

Your 71447 Home Insurance Costs Is Rated: Very High!

For the great city of Lena, the average home insurance premium paid annually is around $1536 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Louisiana specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Lena and need insurance on your home in the 71447 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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71447 Home Insurance Average Premiums

$1286 /yr.

For the 71447, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

What is the average home insurance cost for a home in 71447?

What does it cost on average per month for home insurance in 71447?

What kind of discount could I get if I combine my home and auto insurance together in 71447?

For shopping home insurance rates within the Lena area, check out other zip codes nearby 71447. Review average rates in another zip code: 71447 homeowners insurance rates

Home Replacement Cost Coverage in 71447

Average Building Cost Per Square Foot in 71447: $122

Average Square Footage in 71447: 788 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71447 before you start any project. Lena homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71447 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71447 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 788 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lena area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 71447 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71447

Best Home & Auto Insurance Agencies in 71447

Housing Demographics for 71447

For the city of Lena, the population within 71447 has increased to over 1,415 residents in population size. The current population total is 1,296. We have broken down the population based on race below. In 71447, there are over 667 in male population and 629 females.

The average number of homes in 71447 is around 553, there are an average of 2.34 per household. The average house value according to local real estate values is around $96,100. Please review the following demographics below for average income and media age.

Louisiana Homeowners Insurance News & Information

While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

71447 Household Information

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