Compare accounts

Get guidance

Compare accounts

Get guidance

Money market accounts

Money market accounts are similar to savings accounts, but offer some checking features as well.

Get guidance

Banking

Skip the searching and find your next bank in minutes with BankMatch℠.

Get guidance

Compare rates

Get guidance

Compare rates

Get guidance

Buying & selling

Find an expert who knows the market. Compare trusted real estate agents all in one place.

Get guidance

Compare investments

Get guidance

Compare plans

Get guidance

Finding an advisor

Get guidance

Compare cards

Find your fit

See your card matches

Answer a few quick questions and we’ll show you your top credit card options.

Compare cards

See what the experts say

Read in-depth credit card reviews to find out which cards have the best perks and more.

Get guidance

Get advice

Build credit

Compare lenders

Get guidance

Compare lenders

Get guidance

Compare lenders

Get guidance

Compare lenders

Get guidance

HELOC

A HELOC is a variable-rate line of credit that lets you borrow funds for a set period and repay them later.

Home equity basics

Home equity loans

Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright.

Get guidance

Compare rates

Get guidance

Compare rates

Get guidance

Compare companies

Get guidance

Powered by Coverage.com (NPN: 19966249)

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Best homeowners insurance companies in South Dakota for 2024

Amelia Buckley is an insurance editor for Bankrate, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in making personalized insurance decisions with confidence.

Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance.

Amelia Buckley is an insurance editor for Bankrate, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in making personalized insurance decisions with confidence.

Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance.

Powered by Coverage.com (NPN: 19966249)

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

The Bankrate Promise

At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict  editorial integrity, this post may contain references to products from our partners. Here’s an explanation of  how we make money. Our content is backed by Coverage.com  LLC, a licensed entity (NPN: 19966249). For more information, please see our  Insurance Disclosure.

On this page

The average annual cost of home insurance in South Dakota with $300K in dwelling coverage is $2,583, or about $215 a month. That’s 20 percent more than the national average of $2,153. To help you find the best coverage for your money, Bankrate's insurance editorial team, which includes licensed property and casualty agents, determined the companies that are writing the best homeowners insurance in South Dakota.

Homeowners insurance costs vary by the age and condition of the home, elected coverage types and other factors unique to each home and homeowner. Shopping around with multiple companies and comparing factors such as quoted prices, coverage, discounts and customer satisfaction can help you find the best South Dakota homeowners insurance for you. Bankrate considered each of these factors to determine the best insurers.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

This content is powered by HomeInsurance.com, a licensed insurance producer (NPN: 8781838) and a corporate affiliate of Bankrate.com. HomeInsurance.com LLC services are only available in states where it is licensed and insurance coverage through HomeInsurance.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Editorial integrity

Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.

We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

Bankrate’s editorial team writes on behalf of YOU — the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.

How we make money

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.

Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.

Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.

On This Page

On This Page

Compare the best homeowners insurance companies in South Dakota

South Dakota home insurance averages $2,583 annually for $300K in dwelling coverage, which works out to $215 a month. After comparing and analyzing quoted annual premium data, coverage options and third-party agency ratings from AM Best, J.D. Power and Standard and Poor’s (S&P), Bankrate found that USAA, Allstate, Travelers, Auto-Owners and State Farm offer the best South Dakota homeowners insurance.

Our Bankrate Score is calculated on a 5.0 scale and is based on industry-standard third-party rankings, state availability and digital accessibility. Metrics for customer satisfaction, financial stability, pricing and available features are also weighed to create the Bankrate Score. This score helps provide an easier comparison when shopping for the best South Dakota home insurance company.

Powered by Coverage.com (NPN: 19966249)

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Bankrate's trusted insurance industry expertise

The home insurance market can be complicated, but Bankrate's insurance editorial team used our unique perspective to bring readers information they need to make educated decisions when shopping for home insurance.

46

years of industry expertise

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

The top 5 home insurance companies in South Dakota

Best for military-focused coverage

4.7

4.7

Avg. premium for $300K dwelling

$138/mo

Avg. premium for $300K dwelling

$1,660/yr

Customer satisfaction

881/1,000

Why USAA made our list: Although USAA received the highest scores in the 2023 J.D. Power U.S. Home Insurance Study, it is considered rank-ineligible because membership is restricted to active-duty military, veterans and their families. However, USAA has the highest Bankrate Score on our list and an average annual premium more than $500 less than the average for the state. The company offers policies oriented towards the military community, with standard home insurance coverages and optional add-ons, like home-sharing and earthquake coverage.

Who USAA may be good for: If you are stationed at Ellsworth AFB, or are a veteran, USAA is worth your consideration. The company offers military-specific coverage options—such as coverage for your uniforms—as well as a robust online community.

CheckmarkPros

Close XCons

Military members might appreciate the dedicated coverage that USAA offers homeowners. Active-duty and active reserve members can receive deductible-free coverage for losses of military gear and uniforms that they own. USAA also offers the following endorsements:

Best for coverage options

4.6

4.6

Avg. premium for $300K dwelling

$144/mo

Avg. premium for $300K dwelling

$1,732/yr

Customer satisfaction

834/1,000

Why Auto-Owners made our list: Auto-Owners is a super-regional insurer with less market share than others on our list, offering insurance through independent agents in just 26 states, including South Dakota. However, it ranks well alongside some of the largest insurers in the nation, receiving high scores from J.D. Power for customer satisfaction as well as the highest possible financial strength rating from AM Best: A++ (Superior). Auto-Owners allows homeowners to include add-on coverage to round out their financial protection, such as identity theft protection, equipment breakdown and special personal property coverage. The company's Homeowners Plus package provides a range of additional coverages, including damage caused by appliance leaks, increased coverage limits for food spoilage and more.

Who Auto-Owners may be good for: Auto-Owners offers some nice functionality for homeowners who like to customize their policy by adding endorsements to create a one-of-a-kind package that works best for their home.

CheckmarkPros

Close XCons

Homeowners looking to customize their home insurance policies, might appreciate the options that Auto-Owners provides. These include:

Best for potential discounts

4.2

4.2

Avg. premium for $300K dwelling

$204/mo

Avg. premium for $300K dwelling

$2,443/yr

Customer satisfaction

809/1,000

Why Allstate made our list: Allstate has the second-lowest South Dakota home insurance premium, on average on our list, making it a good choice to consider for the cost-conscious homeowner. A handful of potential discounts offers further savings, such as savings just for setting up an automatic payment plan. The insurer sells policies through independent and captive agents who are well-versed in Allstate policies and who live in the same communities as the policyholders they serve. Local Allstate agents are likely to be familiar with the specific types of coverage that matter most to South Dakota homeowners, like sports equipment coverage and green improvement reimbursement. Allstate did score below average for both customer and claims satisfaction, however, in the latest annual J.D. Power studies.

Who Allstate may be good for: Allstate may be a good option for first-time homebuyers or anyone who is pinching pennies after their home purchase. The company's average rate for South Dakota is well below the state average, and homeowners stand to save more through its discount opportunities. Allstate also tied with USAA for the 2024 Bankrate Award for Best Home Insurance Company, so it might be worth considering if you are not eligible for coverage from USAA.

CheckmarkPros

Close XCons

Homeowners in South Dakota are likely to find the extra coverage they’re looking for through Allstate’s extensive range of endorsements. These are just some of the options you can add to your policy:

Best for customer service

4.2

4.2

Avg. premium for $300K dwelling

$211/mo

Avg. premium for $300K dwelling

$2,532/yr

Customer satisfaction

829/1,000

Why State Farm made our list: Although State Farm has a higher-than-average home insurance premium in South Dakota, it is ranked highly in the 2023 J.D. Power Home Insurance Customer Satisfaction Study, scoring well above the industry average. State Farm is known for its extensive network of exclusive local agents. There are more than 30 State Farm offices in South Dakota, staffed with agents who have feet-on-the-ground knowledge of the needs of homeowners in the state. If you prefer to do your insurance business online, the company also has an excellent website and top-rated apps for both iOS and Android devices.

Who State Farm may be good for: If you prefer to have more direct access to your agent, State Farm's numerous local offices allow you to do so. You are likely to find an office nearby no matter where in the state you live.

CheckmarkPros

Close XCons

State Farm allows you to select specific financial protection for elements such as business property, firearms, watercraft, silverware and coin collections. It also offers the following endorsements:

Best for green homes

4.1

4.1

Avg. premium for $300K dwelling

$171/mo

Avg. premium for $300K dwelling

$2,047/yr

Customer satisfaction

790/1,000

Why Travelers made our list: Travelers offers robust policy options for homeowners with typical endorsements such as water backup, contents replacement cost and coverage for jewelry and valuable items. It also offers a more unusual endorsement that provides additional coverage for green homes, allowing them to be rebuilt to green standards after a covered loss. The company's average rate is below the South Dakota state average, and potential discounts include a loss-free discount, protective device discount and savings if your home is certified by the Leadership Energy and Environmental Design (LEED) organization. If customer service and claims management is top of your list, however, there may be better options. Travelers scored below average with J.D. Power in both customer and claims satisfaction.

Who Travelers may be good for: If caring for the environment is important to you, you'll be rewarded for making green adaptations to your home with Travelers home insurance.

CheckmarkPros

Close XCons

South Dakota homeowners can personalize their policies with a wide variety of endorsements through Travelers. In addition to the green discounts and jewelry coverage we mentioned, homeowners can also add:

Additional South Dakota home insurance companies to consider

Farmers

Who this may be best for

Homeowners who want to customize their home insurance coverage.

Farmers offers the best of both worlds to South Dakota homeowners. Those looking to select from various coverage options based on their individual needs will find they have the ability to personalize their policy. On the other hand, homeowners who prefer to select a ready-made policy can choose from three streamlined tiers of coverage. However, Farmers did score lower than average on J.D. Power’s Home Insurance Customer Satisfaction survey.

South Dakota Farm Bureau

Who this may be best for

Homeowners who are looking to bundle policies

South Dakota homeowners who work in the agricultural sector might consider becoming a Farm Bureau member. The provider offers agricultural discounts and writes a variety of insurance products, so homeowners can bundle insurance policies. Keep in mind that because Farm Bureau operates through regional branches, the company is not included in J.D. Power’s Home Insurance Customer Satisfaction survey. There is also an annual membership fee to consider in your overall cost.

How Bankrate chose the best home insurance companies in South Dakota

Bankrate’s insurance editorial team chose the best homeowners insurance companies in South Dakota by comparing average rates, coverage options, discount opportunities, digital tools and third-party rankings among carriers that write home insurance in the state. Our Bankrate Score weighs all of these factors and more to create a score on a scale of 0.0 to 5.0 points, with 5.0 being the highest possible score. The higher the rating, the more the company excels in each category. Bankrate Scores are designed to help you more easily and quickly compare providers during your search for homeowners insurance.

Bankrate utilizes Quadrant Information Services to analyze May 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on married male and female homeowners with a clean claim history, good credit and the following coverage limits:

The homeowners also have a $1,000 deductible, a $500 hail deductible and a 2 percent hurricane deductible (or the next closest deductible amounts that are available) where separate deductibles apply. 

These are sample rates and should be used for comparative purposes only. Your quotes will differ.

Bankrate utilizes Quadrant Information Services to analyze May 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on married male and female homeowners with a clean claim history, good credit and the following coverage limits:

The homeowners also have a $1,000 deductible, a $500 hail deductible and a 2 percent hurricane deductible (or the next closest deductible amounts that are available) where separate deductibles apply. 

These are sample rates and should be used for comparative purposes only. Your quotes will differ.

Our 2024 Bankrate Score considers variables our insurance editorial team determined impacts policyholders’ experiences with an insurance company. These rating factors include a robust assessment of each company’s product availability, financial strength ratings, online capabilities and customer and claims support accessibility. Each factor was added to a category, and these categories were weighted in a tiered approach to analyze how companies perform in key customer-impacting categories.

Each category was assigned a metric to determine performance, and the weighted sum adds up to a company’s total Bankrate Score — out of 5 points. Our scoring model provides a comprehensive view, indicating when companies excel across several key areas and highlight where they fall short.

Our 2024 Bankrate Score considers variables our insurance editorial team determined impacts policyholders’ experiences with an insurance company. These rating factors include a robust assessment of each company’s product availability, financial strength ratings, online capabilities and customer and claims support accessibility. Each factor was added to a category, and these categories were weighted in a tiered approach to analyze how companies perform in key customer-impacting categories.

Each category was assigned a metric to determine performance, and the weighted sum adds up to a company’s total Bankrate Score — out of 5 points. Our scoring model provides a comprehensive view, indicating when companies excel across several key areas and highlight where they fall short.

Cheapest home insurance companies in South Dakota

To get you started, Bankrate’s team researched the cheapest insurance providers in the state. Take a look at the following providers and their average rates. Remember that your exact premium will vary between providers, so read through policy quotes and coverage very carefully.

Bankrate’s experienced insurance team determined these best home insurance providers based on recent rates from Quadrant Information Services. The companies represent the cheapest options of the most prominent or popular insurance providers in South Dakota.

Bankrate’s experienced insurance team determined these best home insurance providers based on recent rates from Quadrant Information Services. The companies represent the cheapest options of the most prominent or popular insurance providers in South Dakota.

How to get cheap South Dakota home insurance

Although home insurance is not mandated by state law the way car insurance is, it is wise to consider purchasing a policy if you are a homeowner to protect your investment in your home. If you have a mortgage, your lender will require it. Mishaps such as fire or storm damage can happen to anyone, and you could end up paying thousands of dollars out of pocket for repairs if you do not have home insurance.

There are, however, several strategies you can consider to save money on your policy, including the following:

Compare home insurance rates

Answer a few questions to see personalized rates from top carriers.

Powered by Coverage.com (NPN: 19966249)

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Leaving so soon? Your custom quotes are just minutes away.

Best home insurance discounts in South Dakota

In addition to the tactics above, you may be able to save money on your home insurance cost if you're getting all the discounts to which you are entitled. Almost every insurer offers at least a few potential discounts, and some are easy to earn. Here are some of the more common ones in South Dakota.

How to save on home insurance policy renewals in South Dakota

Don’t forget that you can continue to save on your home insurance premium after you’ve found the right provider for you. Here are a few ways you could save when it’s time to renew your policy:

How much is home insurance in South Dakota?

The average annual cost of homeowners insurance in South Dakota is $2,583 for $300,000 in dwelling coverage, according to 2024 rate data from Quadrant Information Services. This is 20 percent more than the national average cost of $2,153 per year for the same coverage amount. It is also higher than the average cost of its neighboring states, with Minnesota at $2,476 per year and North Dakota at $2,539 per year.

There are several factors that go into South Dakota homeowners insurance companies’ rates. The cost of labor and materials in the area contribute to premiums, as well as local weather hazards and the volume of property damage claims filed by homeowners. South Dakota is in Tornado Alley and susceptible to severe convective storms, which can lead to more costly claims, driving up insurance costs as a result.

South Dakota homeowners insurance rates by city

Regardless of what state you live in, your insurance rate will vary by city. This is also true of South Dakota, where you’ll see rates fluctuate based on the number of claims being filed. Take a look at the map and searchable data table to get an idea of how rates differ throughout the state.

*Rates are for $300,000 in dwelling coverage.

What does home insurance cover in South Dakota?

Before you sign a policy, determine what coverage you need and find out what types of coverage are included in the quotes you request. If a standard policy doesn’t include the coverage you’re looking for, the provider might offer an endorsement that would give you the protection you need. Here are a few of the common causes of damage that standard South Dakota home insurance covers:

Additional home insurance coverage types in South Dakota

Based on the common cause of losses in South Dakota, you might want to opt for additional coverage or endorsements to better protect your finances after a covered loss. You may want to consider these coverage options when shopping for South Dakota homeowners insurance:

Related content:

How much does flood insurance cost? Previously Read

Windstorm insurance Previously Read

Hazard insurance Previously Read

Common South Dakota home insurance problems

Although insurance providers haven’t been leaving the state, the market for home insurance in South Dakota can still be challenging to navigate for some. Rising costs and more claims mean that insurers are charging more, which is why it’s important to shop around for the best home insurance rates.

Here are a few of the challenges facing South Dakota homeowners:

Frequently asked questions

What is the best homeowners insurance company?

There's no single company that is always the best option for everyone. To find the best homeowners insurance company in South Dakota for your needs, it may help to think first about your priorities. Is low cost the most important factor for your policy? Then, you may want to consider companies that are known for writing cheap home insurance. If excellent customer service is more important than cost, consider one of the companies that scores well in J.D. Power studies and NAIC indexes. If you want the ability to manage your policy digitally, consider a company with a highly-rated app and the ability to manage your account on the website.

There's no single company that is always the best option for everyone. To find the best homeowners insurance company in South Dakota for your needs, it may help to think first about your priorities. Is low cost the most important factor for your policy? Then, you may want to consider companies that are known for writing cheap home insurance. If excellent customer service is more important than cost, consider one of the companies that scores well in J.D. Power studies and NAIC indexes. If you want the ability to manage your policy digitally, consider a company with a highly-rated app and the ability to manage your account on the website.

The average cost of a homeowners insurance policy with $250K in dwelling coverage in South Dakota is $215 a month, or $2,583 a year. Your own rate will differ from this as your premium is based on a range of factors that are unique to you and your property, including your home's age and location, as well as your own credit rating and claims history. The amount of coverage you purchase also plays a primary role in determining your rate.

The average cost of a homeowners insurance policy with $250K in dwelling coverage in South Dakota is $215 a month, or $2,583 a year. Your own rate will differ from this as your premium is based on a range of factors that are unique to you and your property, including your home's age and location, as well as your own credit rating and claims history. The amount of coverage you purchase also plays a primary role in determining your rate.

What is the cheapest homeowners insurance company in South Dakota?

Since homeowners insurance is highly personalized, there’s not a single cheapest insurance provider. Each insurance company looks at a variety of factors and weighs them differently to determine how risky you are to insure, which influences how much you pay for homeowners insurance. To find the cheapest company for you, consider requesting quotes from several providers, especially those that are known to have low rates. Then, compare coverage, discounts and premium before you purchase a policy.

Since homeowners insurance is highly personalized, there’s not a single cheapest insurance provider. Each insurance company looks at a variety of factors and weighs them differently to determine how risky you are to insure, which influences how much you pay for homeowners insurance. To find the cheapest company for you, consider requesting quotes from several providers, especially those that are known to have low rates. Then, compare coverage, discounts and premium before you purchase a policy.

What is the most reliable home insurance company?

When searching for the most reliable home insurance company, third-party ratings are a good place to start. Our Bankrate Scores can also be used as a tool to help you determine reliability, as these scores are a reflection of how well companies perform with customer service, claims satisfaction and features that make a difference in policy management, like mobile apps. A company’s financial stability determines how it has historically been able to pay claims, so the most reliable companies are likely to have an Excellent or Superior AM Best financial strength rating.

When searching for the most reliable home insurance company, third-party ratings are a good place to start. Our Bankrate Scores can also be used as a tool to help you determine reliability, as these scores are a reflection of how well companies perform with customer service, claims satisfaction and features that make a difference in policy management, like mobile apps. A company’s financial stability determines how it has historically been able to pay claims, so the most reliable companies are likely to have an Excellent or Superior AM Best financial strength rating.

Bankrate logo Bankrate

About

Help

Legal

How we make money

Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.

Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access

© 2024 Bankrate, LLC. A Red Ventures company. All Rights Reserved.