Oklahoma Boat Insurance

Find the right boat insurance policy for you.

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.

Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

With more than 200 of them, Oklahoma is home to the largest number of man-made lakes (due to damming of rivers) than any other state. You probably knew that when you purchased your new boat to enjoy one, several or all 200 of them.

Whether you use your boat occasionally, or live on-board, finding boat insurance to protect yourself and your boating pastime is important. Before you search for boat insurance quotes, however, there are several things to consider.

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Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

The popularity of boating in Oklahoma has exploded within the past 15 years. And with that explosion of popularity, the number of boating accidents increased. Nearly 80 boating accidents take place every year on Oklahoma waters. While most of the severe and fatal accidents involved alcohol, nearly 60 of them occur each year due to negligence or inattentive boating.

You are a safe boater. But what about the other guy in his souped up speed boat? You'll want to protect yourself and your passengers from the reckless behavior of other boaters with boat insurance. Should your craft be damaged, you'll want the protection necessary so you can be back on the water after swift repairs.

While the state of Oklahoma does not mandate boat insurance, it does set forth several stipulations before you can legally operate your vessel. Oklahoma joins more than 40 states with educational requirements for operating a boat or PWC on state waters.

Before you head out to the lake, you should complete and pass this Oklahoma–approved online boating license course. When finished, you will have satisfied the educational requirement for Oklahoma.

Even though you are not required to carry boat insurance, one accident can beach your boating dreams.

Most Oklahoma insurance companies offer policies that fit your boating needs and will cover the following type of boats:

Most Oklahoma insurance companies offer several types boat insurance policy options. They include:

In that case, you may wish to look into more boat insurance options to provide the total coverage for all your boating needs. Most Oklahoma insurance companies offer additional coverage options that include:

The average cost of boat insurance in the U.S. is $300 to $500 annually. It is possible, however, for your costs to exceed $1,000 annually. There are a great many factors used to determine quotes for a boat insurance premiums, which include:

You can also find discounts on boat insurance in Oklahoma if you:

Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

Chances are you have already invested hundreds, if not thousands of dollars into your boat. To be sure your boat is water worthy despite an accident (and that you are cover in the case of one), contact a knowledgeable Trusted Choice agent so they can start searching for the best boat insurance policy available in Oklahoma. You are the captain of your vessel, and we are at your service.

Everything went well with my experience with Trusted Choice. I was able to make contact with one of the agents. It was great and I had no problems. I’m very satisfied.

Now, who's ready to get their insurance problems solved?

Or talk to an agent now at (855) 372-0071