Richland Insurance Services specializes in auto, home, life, and business insurance.

Richland Insurance Services - Insuring Decatur and All of Central Illinois

Established in 2014, Richland Insurance Services, Inc. is owned by Toby Koonce and Shane Major. Together, Toby and Shane take a consultative approach to their clients needs by looking over each unique situation and advising clients on products best suited for their particular needs.

We are Independent Insurance Agents in Decatur, Illinois, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Richland Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

We provide auto, home, life, and business insurance for all of Illinois.

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Recent News & Updates

Navigating Large Loss in a Small Business

Posted: May 19, 2024

Having your own business can be an extremely rewarding endeavor. All businesses encounter risks, but successful ones know how to approach those risks in a calculated and strategic fashion. However, even calculated decisions sometimes cannot predict situations that lead to financial loss. Specifically, business losses occur when operating expenses exceed the revenue earned during a certain period. A wide range of variables can lead to...

Spring Maintenance for Your Home & Car

Posted: May 16, 2024

Spring Maintenance for Your Home As spring rolls around, many homeowners should consider revitalizing their homes through post-winter maintenance. Winter can often damage a home, including its exterior, plumbing, and climate control systems. In anticipation of winter, try adding the tips below to your spring maintenance checklist. HVAC Maintenance During warmer seasons, air conditioning is more than just a luxury; it is a home essential....

Flooding: What Damage Can It Do to My House?

Posted: May 15, 2024

“Welcome to the neighborhood!” one of our neighbors called while we were standing in the front yard of our new home. On any other day, it would sound like a normal greeting. But on that particular day in June 2014, my husband and I wryly laughed at their joke. Our neighborhood had just flooded ‒ literally days after we received our keys. We waded through...

Specializing In Erie Insurance

Phone: (217) 424-6024

Fax: (217) 864-4194