Andrews Insurance

Need Home Owners Insurance and live in Glen, New Hampshire? We will help with all your insurance needs.

See for yourself why people say we have the best and friendliest service.

Frequently Asked Questions

We recommend that you video tape the contents of your home. It is important to store a copy of that tape off site.

This covers the cost (up to the policy limit) of repairing your credit and a good name. It doesn't cover the actual fraudulent debt.

No, flood insurance is separate from a home owners' policy. Although, some water damage is covered under your home owners' policy. Please call for details for Massachusetts.

YES! Finance companies require proof of insurance & we their address on-file. Also, if a claim is filed, the check will be in your old finance companies name and un-cashable.

This depends on server factors. As general rule the following should be discuss with your agent: Special collections (Hummels, Fine Crystal, memorabilia, etc) Jewelry, usually over $1000 in value Furs Antiques Fine Arts Guns Stamp & Coin Collections

Your home owners' policy only covers the replacement of your house. Land does not need coverage as it is not destroyed during a loss event (fire, hurricane, etc.).

From WikiPedia it is defined as: "Umbrella insurance" refers to a liability insurance policy that protects the assets and future income of the policyholder above and beyond the standard limits on their primary policies. It is distinguished from excess insurance in that excess coverage goes into effect only when all underlying policies are totally exhausted, while umbrella is able to "drop down" to fill coverage gaps in underlying policies.[ 1] Therefore, an umbrella policy can become the primary policy "on the risk" in certain situations. The term "umbrella" refers to how the policy shields the insured's assets more broadly than primary coverage. Typically, an umbrella policy is pure liability coverage over and above the coverage afforded by the regular policy, and is sold in increments of one million dollars. The term "umbrella" is used because it covers liability claims from all policies underneath it, such as auto insurance and homeowners insurance policies. For example, if the insured carries an auto insurance policy with liability limits of $500,000 and a homeowners insurance policy with a limit of $300,000, then with a million dollar umbrella, the insured's limits become in effect, $1,500,000 on an auto liability claim and $1,300,000 on a homeowners liability claim."

Insurance

We can help with all your insurance needs

Dwelling, Property, Personal Property, Liability, and additional living expenses

Covers bodily injury and Property damage in case of a accident

Cover you and your familly with a personal health insurance policy

Businesses can cover employees' health/dental as a group

Protect your family against the unexpected

Get proper coverage for your boat or snowmobile

Insure your motorcycle for seasonal usage

Protect your employees and business from workplace accidents

Protect your home.

Protect your car.

Be prepared for the unexpected and protect your family.

Provide insurance for your companies work force.

Sunday, May 5th, 2024 @ 05:24:45 AM EST