Our Team

HAVE YOU

decided to

Get Busy Living

We are Unapologetically Honest About Your Financial Future Because You Deserve to Know the Truth

Meet The Team

It’s all about time. We believe it’s your most valuable asset. And we want you using your time where it’s best spent : On your passions. With the people you love. On t he important things in life. Leave the rest to us. Our team will outline a clear and honest path to get you on track for living your best life. We’re going to challenge you. We’re going to hold you accountable. As the world and your life changes, we’ll be in your corner to support you every step of the way.

Let’s get started today. 

Click below to meet the Arcadia Financial team & to learn more about their Ideal Saturday.

Our Strategic Partners

We partner with…

Liz Nolin Law

Attorney

Because You Deserve to BE HEARD

This is the part where we should make bold proclamations about various investment strategies. But can we be honest? None of that matters if it’s not exactly right for you. Why take investment advice from anyone who hasn’t taken the time to get to know you?

This section was supposed to be about us, but that’s not our style. This isn’t about our story.

It’s about your story.

What matters the most to you is what’s most valuable to us. Many people think their only option is to entrust their life savings to a cold, indifferent financial institution. We know you deserve better.

And we’re not afraid to tell you the truth. Even when it’s hard to hear. Life’s too short to waste time on mistakes. For the right kind of person, maybe even yourself, this approach is like a breath of fresh air. Because we’ll let you know exactly where you stand and what it’ll take to get where you want to be in the future.

It’s the driving DNA of why we started our firm in the first place. It’s what’s helped grow our firm to where we are today with a dynamic team of financial professionals who want to help every day feel like Saturday for you.

Life’s too short to get hazy answers or jargon-packed financial advice. It’s also too short to not know if you’re on the right track. With Arcadia, you’ll never have to guess where you stand. We’ll tell you what you need to hear, no exceptions, and we’ll work with you to create a plan that’s best for your future.

If you’re okay with honest financial advice built with your best interests in mind, welcome to Arcadia: where every day can feel like Saturday.

See What’s Possible With Arcadia

If you’re ready to take total control of your financial future…

If you’re seeing what’s possible and want to lean into this opportunity…

If you know you need greater clarity, better momentum, and an honest perspective to eliminate regret in your financial future…

…you’re in the right place. And we’re here to take the next step with you. Start a conversation with our team today to see what’s possible through The Arcadia Way.

Contact Us

Phone: (603) 681-9190

Fax: (603) 232-0291

Email: retire@arcadiafg.com

We are open M-F 9:00-5:00 PM

Manchester Headquarters 155 Dow St, STE 301 Manchester, NH 03101

Andover Satellite Office 40 Shattuck Rd, STE 305 Andover, MA 01810

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Investment advisory services are offered through Arcadia Wealth Management, LLC, a Registered Investment Adviser. Insurance products and services are offered and sold through Arcadia Financial Group, LLC and individually licensed and appointed insurance agents. Bookkeeping and tax preparation services offered through Arcadia Tax, LLC. Arcadia Financial Group, LLC, Arcadia Wealth Management, LLC, and Arcadia Tax, LLC are affiliated but separate entities.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

Arcadia Legacy, a subsidiary of Arcadia Financial Group, LLC (“Arcadia”), is a branch of Arcadia that recommends attorneys to clients at the request of said clients to accomplish their various legal-specific needs. Arcadia Legacy can offer referrals to licensed attorneys for a variety of legal needs, including estate planning, taxation, corporate and business entities, and any other area of law.

Please note that Arcadia Legacy is not a law firm; provides no legal services, advice, or lawyer-specific functions; and seeks only to pair our clients with licensed attorneys who can provide requested legal and lawyer services as appropriate. No lawyer or law firm mandates, encourages, or requires any advertising or solicitation of legal services through Arcadia Legacy, and Arcadia Legacy has complete and separate judgment from any lawyer, attorney, and/or law firm, and vice versa.

Arcadia Legacy is a subsidiary of Arcadia Financial Group, LLC, and is not a lawyer-owned business. Additionally, Arcadia Legacy does not provide or receive any referral fees to any law firm or attorney. All lawyers referred to clients are fully licensed attorneys and associated with law firms separate from Arcadia Legacy, Arcadia Financial Group, LLC, and/or any related subsidiary thereof. Clients referred to attorneys and lawyers by Arcadia Legacy will be required to retain attorneys at their own cost apart from Arcadia, and all fees paid any attorney are the possession of the attorney and/or law firm, with no split given to Arcadia or any subsidiary. While Arcadia Legacy seeks to make referrals for clients, all clients have the right to retain their own legal counsel at any time and are under no obligation to use the lawyers referred to clients by Arcadia Legacy.

Michael Panico

CFP™ , CEO

Mike believes you deserve a plan for life that allows you to fearlessly live like every day is Saturday. That means living your best life as often as possible, creating memories with the people you care about most, and doing the things that inspire and define your story. 

What Arcadia does is help clients build a rock-solid financial foundation. It’s a plan with a three-fold focus: maximum lifetime retirement income, tax minimization, and legacy building. Once you’re confident that your money has been optimized and protected you can shift your own focus to matters most – living life! What’s stopping you?

Mike’s 21 years of financial planning experience has shaped him into a true leader and coach, helping clients find their path toward life fulfillment.  Mike founded Arcadia Financial with Jessica Panico, his wife and best friend.  Together they’re raising two amazing boys in Derry, NH. They love the big outdoors, being with family, and making frequent escapes to Cape Cod.  Mike holds a Bachelor of Science in finance from Babson College and became a CERTIFIED FINANCIAL PLANNER™ professional in 2008.

Jessica Panico

Chief Operating Officer

Jessica Panico is the Chief Operating Officer and Co-Founder of Arcadia Financial Group. She has been serving clients for over 18 years. Her primary focus is managing operations and marketing initiatives.

Prior to co-founding Arcadia Financial, Jess worked in various areas of the healthcare industry, most recently as a healthcare finance consultant. Her previous position was a perfect conduit to bring her from healthcare to the finance industry.

Jess has a Bachelor of Science in health psychology from Massachusetts College of Pharmacy and Health Sciences. She holds life insurance licenses in New Hampshire and Massachusetts.

Jess resides in New Hampshire with her husband and two adventurous sons. In her spare time, she enjoys being outdoors with the family, boating, and traveling.

Justin Champlain, CFP®

Financial Planner, EA, CFP ®

Justin Champlain joined Arcadia Financial Group in September 2018. Prior to joining the firm, Justin worked at Goldman Sachs and Brown Brothers Harriman. He holds a Bachelor of Arts in economics from St. Lawrence University and received his CERTIFIED FINANCIAL PLANNER (CFP®) designation through Boston University.

Justin lives in Merrimac, Massachusetts, with his wife and dog. He enjoys boating, skiing and watching New England sports teams

Christopher Dube

Director of Planning Operations

Chris Dube joined Arcadia Financial Group in June 2021. Prior to joining the firm, Chris started his career in the financial industry as an agent with New York Life. Chris holds a Bachelor of Arts in Biology from Saint Anselm College. He also holds licenses in Life and Health, as well as Securities licenses 6, 63, and 65, in both New Hampshire and Massachusetts.

Chris, born and raised in Manchester, currently resides in Southern NH with his wife, son, and daughter. Chris enjoys spending time with friends and family, watching sports, and hacking up the golf course in his spare time.

Ryan Raphael

Financial Planner

Ryan Raphael joined Arcadia Financial in May of 2023. Prior to joining the team, he worked as a financial advisor for Bankers Life, Edward Jones, and LPL Financial in Roanoke, Virginia. He has 7 years of experience in the financial services industry.

Ryan holds a Bachelor of Business Administration from Roanoke College. He currently lives in Boxford, MA and is happy to be back home surrounded by family and friends!

 Kevin Toohey, CFP®

Financial Planner, CFP®

Kevin Toohey joined Arcadia Financial Group in October 2023. Prior to joining the firm, Kevin worked at Fidelity Investments for the last 10 years among Workplace and Personal Investing. Kevin graduated from the University of New Hampshire with a Bachelor of Arts degree in Business with a concentration in Business Law & Economics. Kevin received his CERTIFIED FINANCIAL PLANNER (CFP®️) designation through Boston University.

“As your Financial Planner, I will partner with you and your family to understand your unique situation and goals. Together, we will develop a personalized financial plan and identify investment strategies that aim to improve that plan in pursuit of financial piece of mind and prosperity.”

Kevin lives in Pelham, NH, with his wife and dog. He enjoys hockey, golfing, hiking, camping, travel, and being with friends and family!

Alex Bull

Paraplanner

Alex joined the team here at Arcadia in August of 2021. Prior to joining the firm, Alex began his career working at the local Disney Store as a Lead Cast Member. There he strived to make every guest interaction feel personalized and memorable. He then stepped into the world of financial planning at Fidelity Investments as a Workplace Planning Consultant. Bringing his client experience with him, Alex found his passion for helping people live their best lives by guiding them through their 401k plan and coaching them to make the best choices.

Alex graduated from Wheaton College in Norton Massachusetts with a Bachelor of Art in both Political Science and Religious studies. In his spare time, Alex enjoys spending time with his family, traveling to gaming conventions with his friends, and competing in tournaments.

Will Esslinger

Client Onboarding Specialist

Will Esslinger joined Arcadia Financial Group in March 2018. He holds licenses for life, accident, and health insurance in New Hampshire.

Will’s background includes a decade of experience at Fidelity Investments, where he supported retirement planning and brokerage services as a client service representative. Immediately prior to joining Arcadia Financial, he worked with another independent advisory firm as a client service specialist.

Originally from Wisconsin, Will attended college at the University of Wisconsin-Madison. During his college years, he had the opportunity to study abroad in Kathmandu, Nepal. Will came out to the coast to join his family after getting his degree. He enjoys spending his free time watching movies, hosting barbecues, and playing board games with friends.

Carol Davis

Client Service Specialist

Carol Davis joined Arcadia Financial Group in November 2019. She holds licenses for life, accident and health insurance in the state of Massachusetts.

Carol’s background includes many years of experience in the financial services field working for a firm in Boston as the Director of Client Services where she supported brokerage services and insurance processing. Immediately prior to joining Arcadia she worked for a small local firm assisting with enrolling and educating retirement plan participants. She has a Bachelor of Science degree in health care administration from the University of Lowell.

Carol enjoys spending time outdoors, especially hiking in the White Mountains, cross-country skiing and kayaking. She has 2 grown sons and lives in East Wakefield, NH with her husband.

Jonathan Jarvis

Cheri Georpe

Although Cheri Georpe began her career as a licensed secondary teacher, she joined the finance and insurance industry in 2006 as a customer service representative for a financial firm. In that role she assisted clients and brokers with questions regarding retirement products. She has had a wide range of industry experience over the last 17 years, from processing withdrawals and investment changes to making policy changes and managing commercial lines business. She is excited to enter this new chapter of her career with Arcadia Family.

Georpe is married to a seafarer and has one child. Their family grew bigger when they adopted five Siberian huskies and two green turtles.

Roxanne Morrison

Administrative Services Manager

Antonio Baladad

Compliance Officer

Taylor Maliska

Financial Planning Intern

Taylor joined Arcadia in May 2023 as a planning intern. He is from Keene, NH. Currently, Taylor is a senior Finance and Business double major at Saint Anselm college. His favorite sport is baseball, with wrestling and football being a close tie for second. Outside of Arcadia Taylor is the Vice President of a society at Saint Anselm where he makes charitable donations of time and finances on and off-campus on a regular basis and ensures the same of his peers. He is also an umpire for the greater Keene community. Taylor is excited to be a part of the Arcadia team to gain technical and soft skills along with connections that he will apply to his work at Arcadia.

Danielle Pascucci

Marketing Assistant

Danielle joined Arcadia in October 2023. She recently graduated from Lasell University where she studied Communications. She currently lives in Litchfield, New Hampshire with her family and dog. Prior to working for Arcadia, Danielle worked in the food service industry from the back of the kitchen to serving. She is persistent with insuring that every interaction she has with people is a positive and authentic experience. She enjoys baking, finding new restaurants to try, and spending time with her friends. 

Alicia Rainville

Marketing and Events Manager

Alicia Rainville is the Marketing Manager and Event Planner for Arcadia Financial Group. She has nearly 20 years of experience in marketing and financial services. Her primary focus is managing marketing initiatives and client events.

Prior to Arcadia Financial, Alicia had her own small herbal skin care business. She has also consulted with several small businesses and volunteer organizations regarding their marketing efforts. 

Alicia has a Bachelor of Science in marketing and Associate of Science in business management. She is a certified home herbalist and plans to pursue her Master’s degree.

Alicia resides in New Hampshire and is a mother of two. In her spare time, she enjoys hiking, skiing, snowshoeing, gardening, the ocean, campfires, and good laughs with loved ones.

Donna Guimond

Client Service Specialist

Toni Apostol

Business Development Specialist

Toni has several years’ experience developing new customers into happy clients. She enjoys spending time with her kids and grandson embarking on joy rides, exploring nearby gems or venturing out of town for a change of scenery. The journey is as important as the destination, and her family rituals include discovering new coffee or milk tea shops, as well as trending restaurants that spark culinary excitement. She dedicates her weekends to family, food, and exploration. In the kitchen, she loves to craft hearty meals for my loved ones, filling the house with the aroma of home-cooked goodness.

Kayla Merritt

Administrative Coordinator

Kayla joined Arcadia in February 2024 as an Administrative Coordinator. Prior to working at Arcadia Kayla worked as a Guest Services Manager at the Currier Museum of Art. She is originally from Georgia, but now resides in Manchester NH. Kayla graduated from Southern New Hampshire University in 2020 with a Major in History and Minor in Education. In her free time, she loves to paint sunflowers and play with her dog Daphne.

Mary Morrow

Register For Your Event

Must RSVP by February 9th*

* All guests must be 50+

Register For Your Event

* All guests must be 50+

Register For Your Event

* All guests must be 50+