More Than Just A Client, You Are Our Family.

More Than Just A Client, You Are Our Family.

Find value, service, and protection in West Virginia Insurance Agency.

130 Brookshire Lane, Beckley, WV 25801

151 Feamster Road, Lewisburg, WV 24901

West Virginia Insurance Agency

Learn more about our agency.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

West Virginia Insurance Agency offers multi-line insurance solutions to individuals, families, and businesses across West Virginia from two convenient locations in Beckley, WV, and Lewisburg, WV. As a top-notch insurance agency, we strive to offer quality insurance solutions from national and regional insurance carriers to ensure the best protection possible. 

We are an independently owned insurance agency focused on securing the most valuable solutions for our clients. By taking a personalized approach, we aim to get to know you as a person or a business and to understand your unique needs, allowing us to customize a solution based on your risks. Our trusted advisors are here for you every step of the way, from answering simple insurance questions and securing a policy to guiding you through an insurance claim during a time of loss.

Above all else, we are here to help you make the right choice for protecting the individuals and items that you care about most. We take pride in putting your needs first while serving you with genuine honesty and go the extra mile to find the right coverage to ensure your peace of mind. Because protecting what matters most to you is what we’re here for.

The Solution To Your Insurance Needs

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Business Insurance

Coverage and risk management solutions for companies of all sizes.

Business Insurance

Coverage and risk management solutions for companies of all sizes.

Specialized Business Insurance

Coverage and risk management solutions for companies in various industries.

West Virginia Insurance Agency + Erie Insurance

Visit an Office Near You

Beckley, WV

Lewisburg, WV

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.

The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.

Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

Find even more interactive graphics for home insurance, life insurance, and business owners insurance.

What Makes West Virginia Insurance Agency Special

Value

We like to take a simpler approach to shopping your insurance needs and match that up with the most competitive coverage we can find.

Service

Your family is our family. We’re a part of the local community and strive to meet the needs of every customer.

Protection

Our auto, home, life, and commercial insurance is deeply rooted in the principles of affordability, dependability, and integrity.

Determine the right coverage for you. Contact an agent today!

  Contact West Virginia Insurance Agency

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130 Brookshire Lane Beckley, WV 25801

151 Feamster Road Lewisburg, WV 24901

West Virginia Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.

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 304-255-0005

 304-645-4565

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