Best Cheapest Life Insurance Companies in Grand Terrace,Alabama
When it comes to securing reliable and cost-effective Life Insurance in Grand Terrace Alabama, CheapInsuranced.com stands out as your go-to destination. We understand the importance of finding coverage that not only meets your specific needs but also fits your budget seamlessly. Our platform is dedicated to providing Grand Terrace residents with a hassle-free experience, allowing you to compare and choose from a variety of cheap and affordable Life Insurance options.
Plans
Group Term Life Insurance
Group Term Life Insurance (GTLI) State Employees' Assurance Department (SEAD)
Overview
The Group Term Life Insurance (GTLI) benefit is administered by the State Employees’ Assurance Department (SEAD) Boards.
The GTLI benefit provides coverage to both active and retired members of ERS (Old Plan, New Plan), LRS, and certain JRS members. No new members can be added to the GTLI plan per legislation passed in 2008 and 2009.
For active members, .25% contribution is deducted from each paycheck, entitling them to life insurance coverage for that month. Coverage is equal to 18 times their monthly salary should they pass away while in active status.
Important: At age 60, benefits begin to reduce. Refer to the ERS Plan Handbook for more details.
The SEAD Board may at anytime cancel this coverage, change the benefit structure, or reduce coverage.
If an active member terminates from employment and has a minimum of 18 years of service, but is not eligible to retire, they may still continue GTLI coverage. Premiums will continue to accrue from the date of termination to the date of retirement or payment. This coverage is automatic, but can be canceled in writing by the member. As with the active members, coverage is equal to 18 times their monthly salary.
For retirees, coverage continues under GTLI at a reduced level (70% of their age 60 level). Retirees are no longer required to contribute for this benefit, and the benefit continues until payout at time of death.
Currently, Employers are not required to contribute to this program based on recent valuations by the Plan’s actuaries. This is analyzed each year, and employers will be required to contribute should the valuation results deem it necessary.
GTLI Actuarial Reports
SEAD Board of Trustees
The State Employees’ Assurance Department (SEAD) Board of Trustees consists of 6 members who are appointed or elected for an indefinite term.
Click below for board members, contact information, and meeting details.
Video: Group Term Life Insurance (GTLI)
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Affordable Life Insurance in Grand Terrace,Alabama Ads
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Grand Terrace, State: Alabama
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 11:15 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Grand Terrace, State: Alabama
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 11:07 PM , Category: Life insurance
Antique Oak Metropolitan Life Insurance Co. Desk
City: Grand Terrace, State: Alabama
Antique Oak Metropolitan Life Insurance Co. Desk RARE Lift-top, Slant-top Desk with Monogram Cast Iron Base and Shelf Brackets This piece of furniture was used in a professional setting and features the "MLIC" monogram of the Metropolitan Life Insurance Co. on the four cast iron pieces. It likely dates to 1850-1860. The desk itself is golden oak. The top shelf has been replaced with what might actually be plywood, however it matches well in color and looks fine. Two metal frame inkwell holders are fitted into the top, however, they do NOT have glass inserts and appear to have been painted silver which is flaking off. Original bill slot in the front panel. Condition: Overall this piece is very nice. No major issues, just might want to spruce it up cosmetically. The oak has some paint drips as well as other marks and wear. The iron legs appear to have a couple (if not more) coats of paint and some of it is chippy. The desk interior has various spills and stains. Approx. measurements:
Jan 22, 2024 10:20 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Grand Terrace, State: Alabama
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 9:49 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Grand Terrace, State: Alabama
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 9:01 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Grand Terrace, State: Alabama
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 7:52 PM , Category: Life insurance
Free Life Insurance Quote
City: Grand Terrace, State: Alabama
Call show contact info for your free quote today!
Jan 22, 2024 7:32 PM , Category: Life insurance
>>>KEIR'S LIFE INSURANCE LAW COLLEGE TEXTBOOK AT A VERY LOW PRICE
City: Grand Terrace, State: Alabama
This textbook is one third the price that the college charges. This is easier to read and understand compared to most college law books. Buy it before school starts and get a head start on your exams. This book is also used to pass the Certified Financial Planner and other certification examinations. Book is brand new and the most recent edition. I also have a brand new McGill's Life Insurance college textbook for sale. Click "MORE ADS BY THIS USER" for description Call show contact info or Email
Jan 22, 2024 6:14 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Grand Terrace, State: Alabama
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 6:02 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Grand Terrace, State: Alabama
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 5:39 PM , Category: Life insurance
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