Best Cheapest Life Insurance Companies in Merritt,Michigan
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Department of Financial Services
Reports and Publications
Superintendent of Financial Services Linda A. Lacewell Announces DFS Fines American Progressive Life and Health Insurance Company of New York $260,000 for Rescinding Reduced Paid-Up Life Insurance Policies Without Consumer Consent
Superintendent of Financial Services Linda A. Lacewell Announces DFS Fines American Progressive Life and Health Insurance Company of New York $260,000 for Rescinding Reduced Paid-Up Life Insurance Policies Without Consumer Consent
Under DFS Consent Order, Insurer Will Pay Restitution to 260 Consumers Whose Policies Were Rescinded Without Their Consent
NEW YORK – Superintendent of Financial Services Linda A. Lacewell today announced that the Department of Financial Services (DFS) has fined American Progressive Life and Health Insurance Company of New York $260,000 for rescinding certain life insurance policies without the consent of policyholders.
“American Progressive took the power of choice from consumers into their own hands – an unacceptable and illegal course of action,” said Superintendent Lacewell. “We expect insurers to play by the rules and the Department will take action to ensure they do.”
A DFS investigation resulting from a consumer complaint found that from 2010 to 2019 American Progressive rescinded reduced paid-up life insurance policies with a cash value of $500 or less and paid the cash value to 260 policyholders without the consent of the policyholders, in violation of New York Insurance Law. The identified policies originally had a total face amount of $2,333,438 and total reduced paid-up death benefits of $32,945.
Under today’s order, American Progressive will present a remediation for restitution plan to policyholders or their beneficiaries for each violation. Under the plan, American Progressive will identify policies that it rescinded without consent of the policyholders. The company will give those policyholders the option of choosing to put their policies back in force without seeking to recoup any funds paid out as part of the unauthorized rescissions of the policies. As an alternative, consumers may receive an additional payment reflecting the difference between the surrender value previously paid and the reduced paid-up death benefit.
A copy of the consent order can be found on the DFS website.
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Affordable Life Insurance in Merritt,Michigan Ads
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Merritt, State: Michigan
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 11:15 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Merritt, State: Michigan
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 11:07 PM , Category: Life insurance
Antique Oak Metropolitan Life Insurance Co. Desk
City: Merritt, State: Michigan
Antique Oak Metropolitan Life Insurance Co. Desk RARE Lift-top, Slant-top Desk with Monogram Cast Iron Base and Shelf Brackets This piece of furniture was used in a professional setting and features the "MLIC" monogram of the Metropolitan Life Insurance Co. on the four cast iron pieces. It likely dates to 1850-1860. The desk itself is golden oak. The top shelf has been replaced with what might actually be plywood, however it matches well in color and looks fine. Two metal frame inkwell holders are fitted into the top, however, they do NOT have glass inserts and appear to have been painted silver which is flaking off. Original bill slot in the front panel. Condition: Overall this piece is very nice. No major issues, just might want to spruce it up cosmetically. The oak has some paint drips as well as other marks and wear. The iron legs appear to have a couple (if not more) coats of paint and some of it is chippy. The desk interior has various spills and stains. Approx. measurements:
Jan 22, 2024 10:20 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Merritt, State: Michigan
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 9:49 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Merritt, State: Michigan
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 9:01 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Merritt, State: Michigan
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 7:52 PM , Category: Life insurance
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City: Merritt, State: Michigan
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Jan 22, 2024 7:32 PM , Category: Life insurance
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City: Merritt, State: Michigan
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Jan 22, 2024 6:14 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Merritt, State: Michigan
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 6:02 PM , Category: Life insurance
LIFE INSURANCE RATES - $14 PER MONTH - $250,000 IN LIFE COVERAGE
City: Merritt, State: Michigan
Help protect your loved ones if you are no longer here to provide for them with life insurance from FARMERS NEW WORLD LIFE. We offer very affordable 10, 20, and 30yr term life insurance policies, on any face amount between $75,000 to $5,000,000. They are specifically designed for relieving the financial burden on your loved ones in case of the unthinkable. Some uses include mortgage protection, income replacement, college expenses, and more. MONTHLY RATES FOR A 10 YR. TERM LIFE INSURANCE POLICY WITH A $250,000 DEATH BENEFIT Age--------Premium * 25----------$14.35 30----------$14.35 35----------$14.56 40----------$19.14 45----------$23.10 50----------$35.18 55----------$54.56 *Based on above average health for a male. Females less. Other rates available based on health other than above average. 10, 20 or 30 year terms available. Face amounts of up to $5,000,000. The time to get life insurance is when you are young and healthy. Don't wait until you become older or
Jan 22, 2024 5:39 PM , Category: Life insurance
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