As an independent insurance agency we offer a full-range of Personal Lines Insurance plans from a multitude of insurance companies. Our commitment to your specific needs means you will always receive professional and personalized local attention, at your convenience.

Auto

Today's modern technology filled vehicles can be a very costly investment for just about everyone, one that is exposed to many potential losses that are out of your control. We’ll help you obtain the protection you need at a very affordable price.

Home

Your home is most likely your largest asset. That’s why it’s so important to do everything you can to protect it. We’re here to help you plan for the unexpected with insurance coverage that’s right for your home and your family.

Life

Although we can’t put a dollar amount on our family's future, we can ensure that our intended financial contributions are protected. No one can predict when the unexpected will happen, but we can help you prepare for it when it does.

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A Business Owners Policy (BOP) easily combines business property and business liability insurance into one convenient policy. We’re here to work with you and design the right combination of additional coverages to protect your business from a variety of challenging risks within your industry.

Comm Auto

Whether you have one vehicle or an entire fleet, we can help you in obtaining the custom coverages that will provide greater protection for your business and personal assets from the increased exposure commercial vehicles bring.

Property

Coverage for general risks associated with your business’ premises, equipment and vehicles. It can often include associated loss of business which is essential since it ensures your assets, business, and income are protected.

Liability

No matter the shape, size and nature of your business, there are always uncertainties looming just around the corner. We’ll work with you and discuss your business risks and offer an insurance package that makes solid sense for you.

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Commercial Auto Insurance

Auto Insurance for Business

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.

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